Altinvest vs Spendify
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Altinvest
Invest in diverse assets like real estate and gold, and monitor your portfolio's performance. The app offers ethical investment options with competitive returns and bank-level security for seamless transactions.
- Diverse asset classes (real estate, gold)
- Investment performance monitoring
- Ethical and permissible products
- Competitive profit returns
- Bank-level security and 2FA
- Seamless wallet transactions
- Investment calculator
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This application allows you invest your money in diverse asset classes and activities that drive real economic value. It also enables you monitor your investment performance as well as terminate and redeem funds to bank upon maturity. Here are key features on the app, provided for your impeccable experience; Top Notch Product Mix You get to build a strong portfolio by choosing from a variety of exciting products such as real estate, asset and project financing, gold-backed investments and more. Investment Performance Monitoring Track your investment portfolio performance easily and directly anytime, anywhere from your mobile phone Regulated Products Only ethical and permissible products are listed on the app. Thus, investors who are averse to investing in conventional financial instruments, due to their beliefs and values have an opportunity to invest freely with the listed products Competitive Rewards Interesting profit returns on investments backed up by the strong mix of products offered as well as the significant economic value generated from your investments. Security You get to invest safely and securely with bank-level security, end to end encryption protocols, two factor authentication (2FA) protection and other cutting-edge security technologies Seamless Wallet Transactions, Redeeming of Funds to Bank Top up and withdraw funds easily upon maturity to your bank account Investment Calculator This feature gives you the option to calculate expected profit on each of your investments. Welcome to a whole new experience. Do begin investing with the revolutionary digital ethical investment application, AltInvest.
Spendify
This AI-powered finance app helps individuals and small businesses manage their money. It allows users to record, track, and invoice expenses, replacing manual record-keeping with an intuitive mobile experience. Stay organized and in control of your finances with smart tools for budgeting and goal setting.
- AI-powered expense tracking
- Invoice creation and sending
- Budget management
- Financial goal setting
- Mobile-first experience
- Tax estimation
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Spendify is a smart, AI-powered mobile bookkeeping app designed to help individuals and small businesses record, track, invoice, and understand their money — effortlessly. Built for freelancers, creators, vendors, consultants, and everyday earners, Spendify replaces spreadsheets and manual record-keeping with an intuitive, mobile-first experience powered by AI. Whether you’re tracking daily expenses, sending invoices to clients, estimating taxes, or setting financial goals, Spendify helps you stay organized and in control — right from your phone.
Screenshots
Verdict
The clearest difference is review sentiment: Altinvest at 100% against Spendify's 0%. Altinvest also leads on rating (5.0 vs 3.4) and iOS requirement (13 vs 15.1). Spendify's advantage is update cadence (fortnightly vs every 3 months) and ratings volume (8 vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Altinvest holds the better App Store score, 5.0 against 3.4. Both are backed by a comparable volume of ratings — 2 and 8 respectively. Written reviews point the same way: 100% of Altinvest's written reviews are positive against 0% of Spendify's.
Altinvest ships an update every 3 months, Spendify fortnightly. The most recent releases landed on October 19, 2026 and October 23, 2026 respectively.
| Parameter | Altinvest | Spendify |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) — better | 3.4 (8 ratings) |
| Positive reviews | 100.0% of reviews — better | 0.0% of reviews |
| Number of ratings | 2 | 8 — better |
| Update frequency | Every 3 months | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 13 — better | 15.1 |
| Further details — not scored | ||
| Size | 80 MB | 64 MB |
| Age rating | 4+ | 4+ |
| Developer | Sterling Bank Plc | Spendify Technologies Inc |
Customer experience
Altinvest
Spendify
In-app purchases
Altinvest
No in-app purchases
Spendify
No in-app purchases









