FinSmart vs D
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FinSmart
Access financial services from a leading provider on your mobile device. Manage accounts, apply for products, view offers, and locate branches and merchants easily. Securely access your information with your Wallet ID and PIN.
- Self sign up with NID
- Self PIN reset
- View latest statements and account details
- Online product applications
- Access offers and rewards
- Branch and merchant locator
- In-app notifications
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LankaBangla Finance PLC. started its journey in 1997 as a joint venture financial institution having international collaboration and with the license from Bangladesh Bank under Financial Institutions Act – 1993. Now LankaBangla Finance PLC. is the country’s leading integrated financial services provider. With FinSmart, customers can get the desired service at their fingertips anytime. Use Wallet ID and PIN to login. Registration can be done by using the tagged mobile number of your LankaBangla Accounts in the app's 'Sign Up' option. Download from Apple app store. This Mobile App includes the following services: • Self sign up with NID • Self PIN reset • Latest statements of products • All account details in My Account • Online Application of Multiple Products • Latest Offers, Reward Catalogue, Discount Privileges and EzyPay@0% interest • Branch locator • Product features • In-app notification • Inbox • Call to contact center, 16325 • Feedback Option • Activity log • Merchant locator • Emergency contacts Pre-login features: • Latest offers • Branch Location Download and Registration Process: 1. FinSmart Mobile App is available on Apple App Store –Search by the name, Install and Open the App. 2. Input the Mobile number that is tagged with your LankaBangla Accounts, You will be asked to verify OTP and go next. 3. Review your personal information, set a 6-digit PIN for the next login, upload the front and back part of your NID and take a selfie with the front camera of your mobile phone. 4. You will be notified about the registration through SMS. Security & Compliance: LankaBangla Finance Ltd is an ISO 27001: 2013 and PCI DSS certified organization. Thereby, FinSmart ensures its customers the maximum level of data security, privacy & compliance. Fees & Charges: FinSmart is free of charge and will always be. However, Internet data charges may be applicable as per the policy of your internet service provider. To learn about the Fees & Charges, Rate of Interest, and Tenure of our products, please visit: https://www.lankabangla.com/fees-charge/ https://www.lankabangla.com/rate-of-interest For feedback & suggestions, please call us at 16325
D
This app enables government officials to manage citizen applications and office documents digitally. It supports paperless operations for government offices, facilitating quicker decision-making and actions.
- Access citizen applications
- Manage office documents
- Facilitate decisions and actions
- Drive paperless office initiatives
- Digital Bangladesh support
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Digital Nothi (D-Nothi) app allows government officers to access citizen applications and office documents for decisions and further actions. It is driving towards paperless office for Digital Bangladesh.
Screenshots
Verdict
The clearest difference is review sentiment: D at 100% against FinSmart's 5%. D also leads on rating (3.3 vs 1.7). FinSmart's advantage is ratings volume (55 vs 11). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
D holds the better App Store score, 3.3 against 1.7. That said, the two scores are not equally well evidenced: FinSmart has 55 ratings behind it against 11, so its average is the more settled of the two. Written reviews point the same way: 5% of FinSmart's written reviews are positive against 100% of D's.
Both ship on a similar rhythm, roughly monthly. The most recent releases landed on September 17, 2026 and September 10, 2026 respectively.
| Parameter | FinSmart | D |
|---|---|---|
| Price | Free | Free |
| Rating | 1.7 (55 ratings) | 3.3 (11 ratings) — better |
| Positive reviews | 4.7% of reviews | 100.0% of reviews — better |
| Number of ratings | 55 — better | 11 |
| Update frequency | Monthly | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 12.0 | 12.0 |
| Further details — not scored | ||
| Size | 70 MB | 46 MB |
| Age rating | 17+ | 4+ |
| Developer | Lanka Bangla Finance PLC | Access to Information Programme |
Customer experience
FinSmart
D
In-app purchases
FinSmart
No in-app purchases
D
No in-app purchases
