FinSmart vs GP Cloud
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FinSmart
Access financial services from a leading provider on your mobile device. Manage accounts, apply for products, view offers, and locate branches and merchants easily. Securely access your information with your Wallet ID and PIN.
- Self sign up with NID
- Self PIN reset
- View latest statements and account details
- Online product applications
- Access offers and rewards
- Branch and merchant locator
- In-app notifications
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LankaBangla Finance PLC. started its journey in 1997 as a joint venture financial institution having international collaboration and with the license from Bangladesh Bank under Financial Institutions Act – 1993. Now LankaBangla Finance PLC. is the country’s leading integrated financial services provider. With FinSmart, customers can get the desired service at their fingertips anytime. Use Wallet ID and PIN to login. Registration can be done by using the tagged mobile number of your LankaBangla Accounts in the app's 'Sign Up' option. Download from Apple app store. This Mobile App includes the following services: • Self sign up with NID • Self PIN reset • Latest statements of products • All account details in My Account • Online Application of Multiple Products • Latest Offers, Reward Catalogue, Discount Privileges and EzyPay@0% interest • Branch locator • Product features • In-app notification • Inbox • Call to contact center, 16325 • Feedback Option • Activity log • Merchant locator • Emergency contacts Pre-login features: • Latest offers • Branch Location Download and Registration Process: 1. FinSmart Mobile App is available on Apple App Store –Search by the name, Install and Open the App. 2. Input the Mobile number that is tagged with your LankaBangla Accounts, You will be asked to verify OTP and go next. 3. Review your personal information, set a 6-digit PIN for the next login, upload the front and back part of your NID and take a selfie with the front camera of your mobile phone. 4. You will be notified about the registration through SMS. Security & Compliance: LankaBangla Finance Ltd is an ISO 27001: 2013 and PCI DSS certified organization. Thereby, FinSmart ensures its customers the maximum level of data security, privacy & compliance. Fees & Charges: FinSmart is free of charge and will always be. However, Internet data charges may be applicable as per the policy of your internet service provider. To learn about the Fees & Charges, Rate of Interest, and Tenure of our products, please visit: https://www.lankabangla.com/fees-charge/ https://www.lankabangla.com/rate-of-interest For feedback & suggestions, please call us at 16325
GP Cloud
Securely store and access your photos, videos, documents, and important files from anywhere. This app offers automatic backups and easy sharing options, providing peace of mind for your digital life.
- Secure cloud storage
- Automatic photo and video backup
- Access files across devices
- Easy file sharing
- Flexible storage plans
- Clean and simple interface
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GP Cloud is a simple, secure, and reliable cloud storage app designed to help you store your digital life in one safe place. Keep your photos, videos, documents, and important files protected while accessing them anytime, anywhere. Features: Secure Storage Your files are stored safely using trusted cloud technology. Backup Your Memories Automatically back up photos and videos from your device. Anytime Access Open your files across devices whenever you need them. Easy Sharing Send files quickly with simple sharing tools. Flexible Plans Select storage plans that match your personal needs. Convenient Storage Easy storage plans for local need. Clean & Easy Experience Designed for simplicity, speed, and convenience. Whether for work, family, or personal memories, GP Cloud gives you peace of mind with dependable cloud storage. Download GP Cloud today.
Screenshots
Verdict
The clearest difference is rating: GP Cloud at 4.0 against FinSmart's 1.7. GP Cloud also leads on update cadence (every 6 days vs monthly). FinSmart's advantage is ratings volume (55 vs 4) and device support (3 vs 1). On price, review sentiment, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
GP Cloud holds the better App Store score, 4.0 against 1.7. That said, the two scores are not equally well evidenced: FinSmart has 55 ratings behind it against 4, so its average is the more settled of the two. Written reviews complicate that: 5% of FinSmart's written reviews are positive against 0% of GP Cloud's, so the app with the better star average is not the one people write more warmly about.
FinSmart ships an update monthly, GP Cloud every 6 days. The most recent releases landed on October 2, 2026 and September 27, 2026 respectively.
| Parameter | FinSmart | GP Cloud |
|---|---|---|
| Price | Free | Free |
| Rating | 1.7 (55 ratings) | 4.0 (4 ratings) — better |
| Positive reviews | 4.7% of reviews — better | 0.0% of reviews |
| Number of ratings | 55 — better | 4 |
| Update frequency | Monthly | Every 6 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 12.0 — better | 18.6 |
| Further details — not scored | ||
| Size | 70 MB | 78 MB |
| Age rating | 17+ | 4+ |
| Developer | Lanka Bangla Finance PLC | Grameenphone Limited |
Customer experience
FinSmart
GP Cloud
In-app purchases
FinSmart
No in-app purchases
GP Cloud
No in-app purchases
