Comparison

FinSmart vs Ex

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FinSmart

Access financial services from a leading provider on your mobile device. Manage accounts, apply for products, view offers, and locate branches and merchants easily. Securely access your information with your Wallet ID and PIN.

Highlights
  • Self sign up with NID
  • Self PIN reset
  • View latest statements and account details
  • Online product applications
  • Access offers and rewards
  • Branch and merchant locator
  • In-app notifications
Features
Read full description

LankaBangla Finance PLC. started its journey in 1997 as a joint venture financial institution having international collaboration and with the license from Bangladesh Bank under Financial Institutions Act – 1993. Now LankaBangla Finance PLC. is the country’s leading integrated financial services provider. With FinSmart, customers can get the desired service at their fingertips anytime. Use Wallet ID and PIN to login. Registration can be done by using the tagged mobile number of your LankaBangla Accounts in the app's 'Sign Up' option. Download from Apple app store. This Mobile App includes the following services: • Self sign up with NID • Self PIN reset • Latest statements of products • All account details in My Account • Online Application of Multiple Products • Latest Offers, Reward Catalogue, Discount Privileges and EzyPay@0% interest • Branch locator • Product features • In-app notification • Inbox • Call to contact center, 16325 • Feedback Option • Activity log • Merchant locator • Emergency contacts Pre-login features: • Latest offers • Branch Location Download and Registration Process: 1. FinSmart Mobile App is available on Apple App Store –Search by the name, Install and Open the App. 2. Input the Mobile number that is tagged with your LankaBangla Accounts, You will be asked to verify OTP and go next. 3. Review your personal information, set a 6-digit PIN for the next login, upload the front and back part of your NID and take a selfie with the front camera of your mobile phone. 4. You will be notified about the registration through SMS. Security & Compliance: LankaBangla Finance Ltd is an ISO 27001: 2013 and PCI DSS certified organization. Thereby, FinSmart ensures its customers the maximum level of data security, privacy & compliance. Fees & Charges: FinSmart is free of charge and will always be. However, Internet data charges may be applicable as per the policy of your internet service provider. To learn about the Fees & Charges, Rate of Interest, and Tenure of our products, please visit: https://www.lankabangla.com/fees-charge/ https://www.lankabangla.com/rate-of-interest For feedback & suggestions, please call us at 16325

About

Ex

Features
Read full description

The Exchange Platform offers a dynamic and user-friendly experience for bike enthusiasts across Bangladesh. Through this platform, any user can request to exchange their current bike for a new one. Simply provide details about your existing bike and specify the new model you'd like, our showroom representatives will then get in touch with you directly to handle all documentation and guide you through the process face-to-face. In addition, users can apply for a credit facility to finance their bike purchase. Our team will review and process requests manually through personal communication to ensure transparency and ease. This platform is open to everyone and completely free of charge. No fees, no hidden costs—just a convenient way to make your dream bike a re ality.

Screenshots

FinSmart4 screens
Ex4 screens

Verdict

The call

The clearest difference is update cadence: FinSmart at monthly against Ex's every 4 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

FinSmart ships an update monthly, Ex every 4 months. The most recent releases landed on September 17, 2026 and September 9, 2026 respectively.

Scorecard1 real difference · 9 level
FinSmart versus Ex: the parameters behind the verdict, then further details
ParameterFinSmartEx
PriceFreeFree
Rating1.7 (55 ratings) — better—
Positive reviews4.7% of reviews—
Number of ratings55 — better—
Update frequencyMonthly — betterEvery 4 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS12.0 — better13.0
Further details — not scored
Size70 MB25 MB
Age rating17+4+
DeveloperLanka Bangla Finance PLCTasnuva Tavasum Oshin

In-app purchases

None

FinSmart

No in-app purchases

None

Ex

No in-app purchases

Questions

Is FinSmart free?
FinSmart is free to download, with no in-app purchases.
Is Ex free?
Ex is free to download, with no in-app purchases.
Do FinSmart or Ex have ads?
Neither FinSmart nor Ex shows ads.
Which is updated more often, FinSmart or Ex?
FinSmart ships an update monthly, and Ex every 4 months. Most recently, FinSmart was updated on September 17, 2026 and Ex on September 9, 2026.

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