Comparison

FinSmart vs dhakaOS

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FinSmart

Access financial services from a leading provider on your mobile device. Manage accounts, apply for products, view offers, and locate branches and merchants easily. Securely access your information with your Wallet ID and PIN.

Highlights
  • Self sign up with NID
  • Self PIN reset
  • View latest statements and account details
  • Online product applications
  • Access offers and rewards
  • Branch and merchant locator
  • In-app notifications
Features
Read full description

LankaBangla Finance PLC. started its journey in 1997 as a joint venture financial institution having international collaboration and with the license from Bangladesh Bank under Financial Institutions Act – 1993. Now LankaBangla Finance PLC. is the country’s leading integrated financial services provider. With FinSmart, customers can get the desired service at their fingertips anytime. Use Wallet ID and PIN to login. Registration can be done by using the tagged mobile number of your LankaBangla Accounts in the app's 'Sign Up' option. Download from Apple app store. This Mobile App includes the following services: • Self sign up with NID • Self PIN reset • Latest statements of products • All account details in My Account • Online Application of Multiple Products • Latest Offers, Reward Catalogue, Discount Privileges and EzyPay@0% interest • Branch locator • Product features • In-app notification • Inbox • Call to contact center, 16325 • Feedback Option • Activity log • Merchant locator • Emergency contacts Pre-login features: • Latest offers • Branch Location Download and Registration Process: 1. FinSmart Mobile App is available on Apple App Store –Search by the name, Install and Open the App. 2. Input the Mobile number that is tagged with your LankaBangla Accounts, You will be asked to verify OTP and go next. 3. Review your personal information, set a 6-digit PIN for the next login, upload the front and back part of your NID and take a selfie with the front camera of your mobile phone. 4. You will be notified about the registration through SMS. Security & Compliance: LankaBangla Finance Ltd is an ISO 27001: 2013 and PCI DSS certified organization. Thereby, FinSmart ensures its customers the maximum level of data security, privacy & compliance. Fees & Charges: FinSmart is free of charge and will always be. However, Internet data charges may be applicable as per the policy of your internet service provider. To learn about the Fees & Charges, Rate of Interest, and Tenure of our products, please visit: https://www.lankabangla.com/fees-charge/ https://www.lankabangla.com/rate-of-interest For feedback & suggestions, please call us at 16325

About

dhakaOS

Read full description

dhakaOS is an AI assistant for everyday work, made for Bangladesh. Get answers, write documents, make designs and build slides, just by typing or speaking, in English, Bangla, or a mix of both. CHAT Ask anything and get clear answers. Ask follow-ups, attach a photo or a PDF, set a reminder, or work through a problem step by step. When a question needs real digging, run it as Research and get a clear report a few minutes later. DESIGN Say what you need and get a finished design: a social post, a flyer, a card or a price list. Start from a few words, a phone photo of your product or a quick sketch. Change anything by asking, or tap the part you want changed. WORKSPACE Turn ideas into real work you can edit and share. Documents: CVs, letters, invoices and reports. Presentations: slide decks drafted from an outline. SHOOT Check a bill, understand a notice, read a medicine strip or a label. Open Shoot, point your camera at it and ask your question out loud, like "Is this total right?" or "What does this say?" dhakaOS reads it and answers right away, with no photo to take and nothing to type. Terms of Use: https://dhakaos.com/terms Privacy Policy: https://dhakaos.com/privacy-policy

Screenshots

FinSmart4 screens
dhakaOS4 screens

Verdict

The call

The clearest difference is in-app purchases: FinSmart at none against dhakaOS's 3. FinSmart also leads on iOS requirement (12.0 vs 15.1). dhakaOS's advantage is update cadence (every 2 weeks vs monthly). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. dhakaOS sells 3 in-app purchases, starting at $3.99 per month. FinSmart asks for nothing beyond the download.

UpkeepUpdate frequency

FinSmart ships an update monthly, dhakaOS every 2 weeks. The most recent releases landed on November 6, 2026 and November 9, 2026 respectively.

Scorecard3 real differences · 7 level
FinSmart versus dhakaOS: the parameters behind the verdict, then further details
ParameterFinSmartdhakaOS
PriceFreeFree
Rating1.7 (62 ratings) — better—
Positive reviews4.7% of reviews—
Number of ratings62 — better—
Update frequencyMonthlyEvery 2 weeks — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS12.0 — better15.1
Further details — not scored
Size70 MB46 MB
Age rating17+12+
DeveloperLanka Bangla Finance PLCF6 Collective LLC

In-app purchases

None

FinSmart

No in-app purchases

3 purchases

dhakaOS

Subscriptions2
  • Plus$3.991 Month
  • Pro$8.991 Month
One-time1
  • Extra Use$0.99

Questions

Is FinSmart free?
FinSmart is free to download, with no in-app purchases.
Is dhakaOS free?
dhakaOS is free to download, with in-app purchases available.
Do FinSmart or dhakaOS have ads?
Neither FinSmart nor dhakaOS shows ads.
Which is updated more often, FinSmart or dhakaOS?
FinSmart ships an update monthly, and dhakaOS every 2 weeks. Most recently, FinSmart was updated on November 6, 2026 and dhakaOS on November 9, 2026.

Other comparisons