Comparison

FinSmart vs OneAi BD

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FinSmart

Access financial services from a leading provider on your mobile device. Manage accounts, apply for products, view offers, and locate branches and merchants easily. Securely access your information with your Wallet ID and PIN.

Highlights
  • Self sign up with NID
  • Self PIN reset
  • View latest statements and account details
  • Online product applications
  • Access offers and rewards
  • Branch and merchant locator
  • In-app notifications
Features
Read full description

LankaBangla Finance PLC. started its journey in 1997 as a joint venture financial institution having international collaboration and with the license from Bangladesh Bank under Financial Institutions Act – 1993. Now LankaBangla Finance PLC. is the country’s leading integrated financial services provider. With FinSmart, customers can get the desired service at their fingertips anytime. Use Wallet ID and PIN to login. Registration can be done by using the tagged mobile number of your LankaBangla Accounts in the app's 'Sign Up' option. Download from Apple app store. This Mobile App includes the following services: • Self sign up with NID • Self PIN reset • Latest statements of products • All account details in My Account • Online Application of Multiple Products • Latest Offers, Reward Catalogue, Discount Privileges and EzyPay@0% interest • Branch locator • Product features • In-app notification • Inbox • Call to contact center, 16325 • Feedback Option • Activity log • Merchant locator • Emergency contacts Pre-login features: • Latest offers • Branch Location Download and Registration Process: 1. FinSmart Mobile App is available on Apple App Store –Search by the name, Install and Open the App. 2. Input the Mobile number that is tagged with your LankaBangla Accounts, You will be asked to verify OTP and go next. 3. Review your personal information, set a 6-digit PIN for the next login, upload the front and back part of your NID and take a selfie with the front camera of your mobile phone. 4. You will be notified about the registration through SMS. Security & Compliance: LankaBangla Finance Ltd is an ISO 27001: 2013 and PCI DSS certified organization. Thereby, FinSmart ensures its customers the maximum level of data security, privacy & compliance. Fees & Charges: FinSmart is free of charge and will always be. However, Internet data charges may be applicable as per the policy of your internet service provider. To learn about the Fees & Charges, Rate of Interest, and Tenure of our products, please visit: https://www.lankabangla.com/fees-charge/ https://www.lankabangla.com/rate-of-interest For feedback & suggestions, please call us at 16325

About

OneAi BD

This platform consolidates leading AI models and creative tools into a single, user-friendly application. It offers capabilities for text generation, image and video creation, coding assistance, and document production, streamlining various tasks for enhanced productivity.

Highlights
  • Chat with leading AI models
  • Generate AI images and videos
  • AI-powered document and presentation creation
  • AI coding assistance
  • Build AI agents
  • Auto-selects AI models
Features
Read full description

OneAI – Your All-in-One AI Platform Meet OneAI, a powerful AI platform that brings leading AI models and creative tools together in one simple app. No need to switch between multiple AI platforms. With OneAI, you can choose the AI model that fits your task and use powerful AI tools for work, learning, research, creativity, and everyday productivity. Chat with Leading AI Models Access models such as GPT, Claude, Gemini, Grok, DeepSeek, Perplexity, and more—all from one platform. AI Chat & Research Ask questions, explore ideas, summarize information, learn faster, and get answers powered by leading AI models. Create AI Images Turn your ideas into stunning visuals using simple text prompts. Create, edit, and explore new creative possibilities with AI. Generate AI Videos Create engaging AI-powered videos from simple prompts and bring your ideas to life. Create Documents & PDFs Generate reports, proposals, business documents, and PDFs with the help of AI. Build Presentations Create professional presentation slides quickly with AI-powered content and design assistance. AI Writing Assistant Write emails, blogs, CVs, social media posts, business content, and more with AI. AI Coding Generate, explain, improve, and debug code with powerful AI coding assistance. AI Agents Build intelligent AI agents to automate tasks and simplify your workflows. Auto Model Not sure which model to choose? Let Auto Model select the most suitable AI model based on your request. One Platform. Multiple Possibilities. Whether you're a student, professional, creator, developer, researcher, entrepreneur, or business user, OneAI helps you work smarter and create faster. With OneAI, you can: • Chat with leading AI models • Research and learn faster • Generate AI images • Create AI videos • Create presentations • Generate documents and PDFs • Write and improve content • Code with AI • Build AI agents • Organize your projects and content • Save and reuse your previous work One Subscription. Leading AI Models. One Powerful Platform. Download OneAI and discover a smarter way to work, learn, create, and get things done with AI. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

FinSmart4 screens
OneAi BD4 screens

Verdict

The call

The clearest difference is review sentiment: OneAi BD at 100% against FinSmart's 5%. OneAi BD also leads on rating (5.0 vs 1.7) and update cadence (every 2 days vs monthly). FinSmart's advantage is in-app purchases (none vs 3) and ratings volume (55 vs 5). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. OneAi BD sells 3 in-app purchases, starting at $0.99 per month. FinSmart asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

OneAi BD holds the better App Store score, 5.0 against 1.7. That said, the two scores are not equally well evidenced: FinSmart has 55 ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 5% of FinSmart's written reviews are positive against 100% of OneAi BD's.

UpkeepUpdate frequency

FinSmart ships an update monthly, OneAi BD every 2 days. The most recent releases landed on September 17, 2026 and September 22, 2026 respectively.

Scorecard7 real differences · 3 level
FinSmart versus OneAi BD: the parameters behind the verdict, then further details
ParameterFinSmartOneAi BD
PriceFreeFree
Rating1.7 (55 ratings)5.0 (5 ratings) — better
Positive reviews4.7% of reviews100.0% of reviews — better
Number of ratings55 — better5
Update frequencyMonthlyEvery 2 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFreemium
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS12.0 — better15.6
Further details — not scored
Size70 MB12 MB
Age rating17+4+
DeveloperLanka Bangla Finance PLCMAVERICK ENTERPRISE LIMITED

Customer experience

FinSmart

All ratings55 ratings
Positive16.4%
Neutral0.0%
Negative83.6%
Written reviews43 reviews
Positive4.7%
Neutral0.0%
Negative95.3%

OneAi BD

All ratings5 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

FinSmart

No in-app purchases

3 purchases

OneAi BD

Subscriptions3
  • Lite$0.991 Month
  • Plus$2.991 Month
  • Pro$7.991 Month

Questions

Is FinSmart free?
FinSmart is free to download, with no in-app purchases.
Is OneAi BD free?
OneAi BD is free to download, with in-app purchases available.
Which has better reviews, FinSmart or OneAi BD?
OneAi BD is rated higher. FinSmart averages 1.7 out of 5 from 55 ratings, while OneAi BD averages 5.0 from 5 ratings.
Do FinSmart or OneAi BD have ads?
Neither FinSmart nor OneAi BD shows ads.
Which is updated more often, FinSmart or OneAi BD?
FinSmart ships an update monthly, and OneAi BD every 2 days. Most recently, FinSmart was updated on September 17, 2026 and OneAi BD on September 22, 2026.

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