Universal Lending vs Altana
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Universal Lending
This mobile application connects borrowers, real estate partners, and sales teams within the mortgage process. It aims to provide specialized attention and streamline the real estate financing journey.
- Connects borrowers, realtors, and sales teams
- Streamlines mortgage process
- Specialized attention for users
- Real estate industry focus
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Universal Lending began serving the real estate industry 35 years ago on the principle that our customers deserve individual and specialized attention throughout the mortgage process. Which is why we are now offering the ULConnect App, a mobile application for our Borrowers, Realtor partners and Sales Team.
Altana
Manage your finances with ease. Organize transactions with notes and photos, set balance alerts, and make payments. Deposit checks, manage your debit card, and view statements. Aggregate accounts and check your credit score securely.
- Organize transactions with tags, notes, and photos
- Set balance alerts
- Make payments and transfer money
- Deposit checks via photo
- Manage debit cards
- Aggregate financial accounts
- View credit score
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Here’s what you can do with Altana: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Reorder your debit card or turn it off if you’ve misplaced it View and save your monthly statements Find branches and ATMs near you Aggregate your financial accounts View your current credit score Secure your account with a 4-digit passcode or biometric on supported devices.
Screenshots
Verdict
The clearest difference is ratings volume: Altana at 2.7K against Universal Lending's 13. Altana also leads on update cadence (monthly vs every 3 months). Universal Lending's advantage is rating (5.0 vs 4.7) and monetization model (free vs ad-supported). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Universal Lending holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Altana has 2.7K ratings behind it against 13, so its average is the more settled of the two.
Universal Lending ships an update every 3 months, Altana monthly. The most recent releases landed on November 4, 2026 and November 3, 2026 respectively.
| Parameter | Universal Lending | Altana |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (13 ratings) — better | 4.7 (2.7K ratings) |
| Positive reviews | — | 48.6% of reviews |
| Number of ratings | 13 | 2.7K — better |
| Update frequency | Every 3 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 18.0 — better | 18.4 |
| Further details — not scored | ||
| Size | 101 MB | 197 MB |
| Age rating | 4+ | 12+ |
| Developer | Lower, LLC | Altana Federal Credit Union |
Customer experience
Universal Lending
Altana
Bugs and requests
Universal Lending
Not enough reviews yet to summarise bugs or requests.
Altana
Reported bugs
2 issues- Login issues with one-digit password entry
- Duplicate transactions impacting available balance
Requested features
3 requests- Ability to manage debit cards within the app
- Support for additional mobile devices and platforms
- Improved app navigation and layout
In-app purchases
Universal Lending
No in-app purchases
Altana
No in-app purchases
Questions
Is Universal Lending free?
Is Altana free?
Which has better reviews, Universal Lending or Altana?
Do Universal Lending or Altana have ads?
Which is updated more often, Universal Lending or Altana?
Other comparisons
