Y TREE vs Ozone Authenticator
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Y TREE
This app applies intelligence to your financial life, offering unbiased advice through data and technology. It aims to make personal finance transparent, efficient, and meaningful.
- Financial life intelligence
- Unbiased financial advice
- Data-driven insights
- Transparent finance management
- Efficient personal finance
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Y TREE combines data, technology and experience to apply a layer of intelligence over our clients' financial lives. We use this to give pure, unbiased advice. Our mission is to transform personal finance into a transparent, efficient and meaningful life experience. Regulatory information: Y TREE Limited is authorised and regulated by the Financial Conduct Authority (Firm Reference Number 967369). Y TREE is also regulated by the UK Financial Conduct Authority under the Payment Services Regulations 2017 as a Registered Account Information Service Provider (Firm Reference Number 815261). Registered in England and Wales, with company number 10186799 and with registered offices at Acre House, 11/15 William Road, London, United Kingdom, NW1 3ER.
Ozone Authenticator
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The Ozone Authenticator is a mobile application that allows you to connect any authorised third-party application to your online bank account. This gives you access to a wide range of value added account information and payment initiation services. It uses Strong Customer Authentication (including one time passwords and/or your biometrics) to ensure any third-party app’s connection is secure and can only be authorised by you. The Ozone Authenticator enables you to: - Connect your bank accounts in a simple and secure way - Manage third-party access to your bank account information, with an option to revoke access if needed - Get information about any payment (amount, payee details, fees, etc.) before you authorising it
Screenshots
Verdict
The clearest difference is update cadence: Ozone Authenticator at every 10 days against Y TREE's every 3 weeks. Ozone Authenticator also leads on iOS requirement (15.1 vs 17.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Y TREE ships an update every 3 weeks, Ozone Authenticator every 10 days. The most recent releases landed on October 20, 2026 and October 15, 2026 respectively.
| Parameter | Y TREE | Ozone Authenticator |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 3 weeks | Every 10 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 17.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 65 MB | 17 MB |
| Age rating | 4+ | 4+ |
| Developer | Y TREE Limited | Ozone Financial Technology Limited |
In-app purchases
Y TREE
No in-app purchases
Ozone Authenticator
No in-app purchases
