Comparison

Y TREE vs Seva Money

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Y TREE

This app applies intelligence to your financial life, offering unbiased advice through data and technology. It aims to make personal finance transparent, efficient, and meaningful.

Highlights
  • Financial life intelligence
  • Unbiased financial advice
  • Data-driven insights
  • Transparent finance management
  • Efficient personal finance
Features
Read full description

Y TREE combines data, technology and experience to apply a layer of intelligence over our clients' financial lives. We use this to give pure, unbiased advice. Our mission is to transform personal finance into a transparent, efficient and meaningful life experience. Regulatory information: Y TREE Limited is authorised and regulated by the Financial Conduct Authority (Firm Reference Number 967369). Y TREE is also regulated by the UK Financial Conduct Authority under the Payment Services Regulations 2017 as a Registered Account Information Service Provider (Firm Reference Number 815261). Registered in England and Wales, with company number 10186799 and with registered offices at Acre House, 11/15 William Road, London, United Kingdom, NW1 3ER.

About

Seva Money

Features
Read full description

Seva Money - The card for your parents in India. Life throws curveballs, especially when family is miles away. Do you often wish you could do more to take better care of them back home? Take better care of your parents in India with the only card for Indian parents that comes with free healthcare benefits and curated savings from India's top companies. Go ahead, order them a Seva Money card and do your Seva, now at an introductory offer in your country. And your family will have the only card with comprehensive healthcare and curated savings built-in. Seva can't fill the gap you leave behind, but it can help make sure there are no gaps in their care and support when they need it the most. What your parents get: The all-in-one card they deserve A photo card they will love (add the photo that makes them smile:)) Top-up instantly and get low balance alerts Fee-free healthcare and discounts preloaded Emergency Care - When life hits 24/7 emergency line in 13 languages 6 Same-day specialist consultations per year Hospital Cash up to ₹150,000 per year, up to 90 years, agnostic of pre-existing conditions Credit line up to ₹500,000(coming soon) Everyday Savings - More bang for your buck Diagnostic discounts (up to 50%) Pharmacy discounts (up to 20%) Cashback on medical spend (10%) (coming soon) Wellbeing - Living their best life Care Manager visits (monthly) Annual health check-up Eye & dental checks Yoga sessions (daily) 1,000,000+ happy customers using our partner's services

Screenshots

Y TREE4 screens
Seva Money4 screens

Verdict

The call

The clearest difference is ads: Y TREE at none against Seva Money's shown. On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Y TREE ships an update every 3 weeks, Seva Money fortnightly. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

Scorecard1 real difference · 8 level
Y TREE versus Seva Money: the parameters behind the verdict, then further details
ParameterY TREESeva Money
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyEvery 3 weeksFortnightly — better
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree—
DevicesiPhoneiPhone
Requires iOS17.017.0
Further details — not scored
Size65 MB89 MB
Age rating4+17+
DeveloperY TREE LimitedSeva

In-app purchases

None

Y TREE

No in-app purchases

None

Seva Money

No in-app purchases

Questions

Is Y TREE free?
Y TREE is free to download, with no in-app purchases.
Is Seva Money free?
Seva Money is free to download, with no in-app purchases.
Do Y TREE or Seva Money have ads?
Seva Money shows ads; Y TREE does not.
Which is updated more often, Y TREE or Seva Money?
Y TREE ships an update every 3 weeks, and Seva Money fortnightly. Most recently, Y TREE was updated on October 24, 2026 and Seva Money on October 25, 2026.

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