Social Security Optimizer vs RASP Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Social Security Optimizer
Determine the optimal time to start receiving Social Security benefits. This app analyzes various factors like marital status, life expectancy, and inflation to help you make an informed decision about your retirement income.
- Benefit profile for singles
- Benefit profile for married couples
- Compare benefit options
- Break-even analysis
- Cash needs fulfillment analysis
- Income tax impact analysis
- Tabular and graphic reports
Read full descriptionHide full description
When to start taking your Social Security benefits? This is a critical retirement decision. You may start as early as 62 but the payment reaches full potential at your Full Retirement Age as set by the Social Security Administration. The monthly payment can grow even further if you decide to wait till age 70. It is nice start getting the funds sooner than later but does it really work out better? The answer depends on how long you plan on working, marital status, life expectancy, inflation and other factors. A careful analysis is needed to make an informed once-in-a-lifetime decision. This app, Benefit Optimizer for Social Security (Boss) is developed to help you evaluate such important factors and analyze your options. Boss is designed by financial planning specialists who have been serving professional planners with comprehensive solutions for decades. The essential elements needed to analyze the benefit options are packed in a simple app that can be used by all potential retirees. Some of the key features of Boss include- • Benefit profile of Singles • Benefit profile of Married couples • Compare options • Minimal data needs • Condensed and detailed results • Tabular or graphic reports • Break-even analysis • Cash needs fulfillment analysis • Income tax impact analysis • Future value analysis • Fully documented operation · Boss displays full-span reports & Graphs that can also be printed: • Monthly Benefits • Annual Benefits • Cumulative Benefits • First Full Year • Monthly Payment Graph • Option Comparing Graph • Cash Needs Fulfillment Pie Chart Quick & Easy Analysis with Boss is quick and simple. All you need for an essential analysis is a birth date and the benefit amount at full retirement age (FRA). The Social Security Administration provides the FRA amount to social security payers periodically. With these two data items entered you are ready to analyze. Pick an eligible month and year to view benefit details. Enter different option and view the comparative results and line graphs for an easier grasp of projected results. This simple exercise can now be expanded with other factors such as the inflation rate, life expectancy, rate-of-return, expenses and tax related information. Use with confidence You can use Boss with complete confidence for the security of your data and the integrity of computations. Your data stays in your device all the time until you delete it. Boss is developed and supported by a team of professionals located in USA that have been providing applications to financial planners for over three decades.
RASP Mobile
Read full descriptionHide full description
Allows clients mobile access to their household's account information, store important documents, and have access to other resources and tools.
Screenshots
Verdict
The clearest difference is in-app purchases: RASP Mobile at none against Social Security Optimizer's 2. RASP Mobile also leads on iOS requirement (13.4 vs 15.0). Social Security Optimizer's advantage is device support. On price there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Social Security Optimizer sells 2 one-off in-app purchases. RASP Mobile asks for nothing beyond the download.
| Parameter | Social Security Optimizer | RASP Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 4.2 (1.4K ratings) — better | — |
| Positive reviews | 73.6% of reviews | — |
| Number of ratings | 1.4K — better | — |
| Update frequency | Every 3 months | — |
| Ads | Yes | — |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone, iPad, iPod — better | — |
| Requires iOS | 15.0 | 13.4 — better |
| Further details — not scored | ||
| Size | 24 MB | 41 MB |
| Age rating | 4+ | 4+ |
| Developer | Sawhney Systems | RASP Wealth Solutions, LLC |
In-app purchases
Social Security Optimizer
- Premium features for one month$1.99
- Premium features for one year$7.99
RASP Mobile
No in-app purchases
Questions
Is Social Security Optimizer free?
Is RASP Mobile free?
Other comparisons















