Monetal vs SubVault
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Monetal
Effortlessly manage your finances with this ad-free expense tracker. Automatically parse transactions from SMS, track income, expenses, and debts across unlimited accounts. Features budgeting tools, detailed history, and cross-device sync for complete financial control.
- SMS transaction parsing
- Add transactions in 3 taps
- Track expenses, income, and debts
- Unlimited multi-currency accounts
- Budget planning tools
- Cross-device data sync
- No ads
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Monetal - Expense Tracker without any Ads, with SMS parsing! The Ultimate Solution for Your Personal Finance Needs! Offering a clean and intuitive interface, Monetal makes budgeting, expense tracking and personal finance management a breeze. Quickly add transactions with just 3 taps and track your expenses, income, and debts with ease. You can create unlimited accounts for cash, credit cards, electronic money, and easily log your income and expenses and stay on top of your budget. WHY CHOOSE MONETAL AS YOUR EXPENSE MANAGER? - Add transactions within 3 taps - SMS parsing (!) - Track expenses, income, debts and transfers - Any number of multi-currency accounts - Unlimited categories and sub-categories - Detailed spending history - Budget planning tools to help you save money - Seamless sync budget data across all devices - Split expenses across multiple budget lines - Built-in calculator - No Ads, completely - Constantly improved since 2012 (!) COMPLETE PRIVACY Monetal does not require registration or user account, that's why all your data is completely anonymous and is stored on your device. Some data can be transfered to server only for app analytics (like most popular screens, which functions are frequently used, which can be removed etc) or sync functionality, which doesn't effect app security. CLIENT SUPPORT The first version of Monetal was launched in 2012, and since then it has undergone numerous improvements and updates. If you have any suggestions or questions, please send email to support@monetal.app Monetal is a one-stop solution for all your personal finance needs. Whether you're looking to track expenses, manage your budget, or simply save money, Monetal has got you covered. So why wait? Start counting your money with Monetal today! Thank you for choosing Monetal! Terms Of Use https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
SubVault
Effortlessly manage your recurring payments and stay on top of your expenses. This app helps you organize all your subscriptions, provides timely bill notifications, and offers a clear overview of your upcoming payments to help you save money.
- Simple subscription management
- Customizable subscription options
- Clear overview of expenses
- Timely bill notifications
- Financial management tool
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SubVault - Effortlessly manage your subscriptions and stay in control of your finances. - Simple subscription management: Easily add and organize your subscriptions with SubVault's intuitive interface. - Customized subscriptions: Choose from hundreds of existing subscriptions or create your own custom subscriptions to match your unique needs. - Clear overview of your subscriptions: Stay on top of your expenses with a comprehensive overview of all your subscriptions and upcoming bills. - Timely bill notifications: SubVault sends you notifications when a bill is due, ensuring you never miss a payment. Take charge of your subscriptions and streamline your financial management with SubVault.
Screenshots
Verdict
The clearest difference is in-app purchases: SubVault at none against Monetal's 12. SubVault also leads on review sentiment (100% vs 88%) and update cadence (weekly vs every 2 weeks). Monetal's advantage is ads (none vs shown) and ratings volume (19 vs 1). On price, rating, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Monetal sells 5 in-app purchases, starting at $4.99 per month. SubVault asks for nothing beyond the download.
On the App Store both sit at effectively the same score — 4.9 for Monetal against 5.0 for SubVault. That said, the two scores are not equally well evidenced: Monetal has 19 ratings behind it against 1, so its average is the more settled of the two. Written reviews are what separate them: 88% of Monetal's written reviews are positive against 100% of SubVault's.
Monetal ships an update every 2 weeks, SubVault weekly. The most recent releases landed on September 23, 2026 and September 15, 2026 respectively.
| Parameter | Monetal | SubVault |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (19 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 88.2% of reviews | 100.0% of reviews — better |
| Number of ratings | 19 — better | 1 |
| Update frequency | Every 2 weeks | Weekly — better |
| Ads | No — better | Yes |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | Ad-supported — better |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 16.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 24 MB | 14 MB |
| Age rating | 4+ | 4+ |
| Developer | Ilya Krupko | Haniman Ananthamoorthy |
Customer experience
Monetal
SubVault
In-app purchases
Monetal
- Premium Month7 Days trial4 variants$4.991 Month
- Premium Year7 Days trial$9.991 Year
- Premium Year$19.991 Year
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- Premium Year7 Days trial2 variants$29.991 Year
- Premium Forever4 variants$49.99
SubVault
No in-app purchases









