Comparison

Beacon CCU vs BMS LLC Mobile App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Beacon CCU

Manage your finances on the go with this mobile banking application. Easily check balances, make transfers, pay bills, and deposit checks securely. Find nearby branches and ATMs with integrated location services.

Highlights
  • Real-time transaction history
  • Account transfers and scheduling
  • Bill pay and check ordering
  • Remote check deposit
  • Pay a person feature
  • Branch and ATM locator
Features
Read full description

Easily manage your internet banking with Beacon Community Credit Union's mobile app. This app was designed to flow easier and look better than ever. Check your balances on the go with a simple swipe from the app icon. Quickly sign-in using touch ID or your password for specific account information. Breeze through transactions, payments, transfers, make deposits, and search for the closest branch location from your iPhone or iPad. Features: · Real-time transaction history for loans, share drafts, and savings are integrated in one location. · Transfers: account to account, scheduled, pending ACH and check withdrawal transfers are available · Online Services: E-Statements, bill pay, check order, member alerts, loan application, and tax information. · Remote Deposit Capture: securely deposit checks with your device. · Pay a Person: send money to anyone via text or email. · Locations and ATMs: find all branch locations, hours, contact info, directions and identify ATMs.

About

BMS LLC Mobile App

Manage your health benefit accounts like HSA, HRA, and FSA on the go. Quickly check balances, view claims, and submit receipts securely. Access account details and manage investments with real-time information.

Highlights
  • Check account balances 24/7
  • View claims and submit receipts
  • Secure login with Touch/Face ID
  • Scan product barcodes for eligibility
  • Manage HSA investments
  • File claims for FSA and HRA
Features
Read full description

Save time and hassles while making the most of your BMS LLC HSA, HRA, FSA and Transit health benefit accounts by quickly checking your balances and details. Our secure app makes managing your health benefits easy through real-time access and intuitive navigation to all your important account information on the go! Powerful features of the app include: Easy, Convenient & Secure • Simply login to the intuitive app using your same health benefits website username and password (or follow alternative instructions if provided) • No sensitive account information is ever stored on your mobile device • Use Touch ID or Face ID to quickly log in to the mobile app Connects You with the Details • Quickly check available balances 24/7 • View charts summarizing account(s) • View claims requiring receipts • Click to call or email Customer Service • View your statements and notifications • Scan product barcodes to determine their eligibility Provides Additional Time-Saving Options (if supported or applicable to your account(s)) • File a claim towards your FSA and HRA • Take or upload a picture of a receipt and submit for a new or existing claim • View, contribute and distribute HSA transactions • Pay bills from any account and add a payee • Manage your expenses by entering medical expense information and supporting documentation • View and Manage your HSA investments • Retrieve your forgotten username/password • Report a debit card as lost or stolen • Connect with BMS LLC Staff to answer your benefit questions Powered by WEX Health®

Screenshots

Beacon CCU3 screens
BMS LLC Mobile App4 screens

Verdict

The call

The clearest difference is rating: BMS LLC Mobile App at 3.7 against Beacon CCU's 2.5. Beacon CCU's advantage is review sentiment (14% vs 0%) and ratings volume (24 vs 6). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

BMS LLC Mobile App holds the better App Store score, 3.7 against 2.5. Both are backed by a comparable volume of ratings — 24 and 6 respectively. Written reviews complicate that: 14% of Beacon CCU's written reviews are positive against 0% of BMS LLC Mobile App's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Beacon CCU ships an update every 2 months, BMS LLC Mobile App every 4 months. The most recent releases landed on September 4, 2026 and September 13, 2026 respectively.

Scorecard4 real differences · 6 level
Beacon CCU versus BMS LLC Mobile App: the parameters behind the verdict, then further details
ParameterBeacon CCUBMS LLC Mobile App
PriceFreeFree
Rating2.5 (24 ratings)3.7 (6 ratings) — better
Positive reviews14.3% of reviews — better0.0% of reviews
Number of ratings24 — better6
Update frequencyEvery 2 months — betterEvery 4 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.1 — better17.0
Further details — not scored
Size42 MB30 MB
Age rating4+17+
DeveloperBeaconCCU MobileBenefit Marketing Solutions Limited Liability Company

Customer experience

Beacon CCU

All ratings24 ratings
Positive33.3%
Neutral4.2%
Negative62.5%
Written reviews7 reviews
Positive14.3%
Neutral0.0%
Negative85.7%

BMS LLC Mobile App

All ratings6 ratings
Positive66.7%
Neutral0.0%
Negative33.3%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

Beacon CCU

No in-app purchases

None

BMS LLC Mobile App

No in-app purchases

Questions

Is Beacon CCU free?
Beacon CCU is free to download, with no in-app purchases.
Is BMS LLC Mobile App free?
BMS LLC Mobile App is free to download, with no in-app purchases.
Which has better reviews, Beacon CCU or BMS LLC Mobile App?
BMS LLC Mobile App is rated higher. Beacon CCU averages 2.5 out of 5 from 24 ratings, while BMS LLC Mobile App averages 3.7 from 6 ratings.
Do Beacon CCU or BMS LLC Mobile App have ads?
Neither Beacon CCU nor BMS LLC Mobile App shows ads.
Which is updated more often, Beacon CCU or BMS LLC Mobile App?
Beacon CCU ships an update every 2 months, and BMS LLC Mobile App every 4 months. Most recently, Beacon CCU was updated on September 4, 2026 and BMS LLC Mobile App on September 13, 2026.

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