BMS LLC Mobile App vs Transcend CU e
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BMS LLC Mobile App
Manage your health benefit accounts like HSA, HRA, and FSA on the go. Quickly check balances, view claims, and submit receipts securely. Access account details and manage investments with real-time information.
- Check account balances 24/7
- View claims and submit receipts
- Secure login with Touch/Face ID
- Scan product barcodes for eligibility
- Manage HSA investments
- File claims for FSA and HRA
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Save time and hassles while making the most of your BMS LLC HSA, HRA, FSA and Transit health benefit accounts by quickly checking your balances and details. Our secure app makes managing your health benefits easy through real-time access and intuitive navigation to all your important account information on the go! Powerful features of the app include: Easy, Convenient & Secure • Simply login to the intuitive app using your same health benefits website username and password (or follow alternative instructions if provided) • No sensitive account information is ever stored on your mobile device • Use Touch ID or Face ID to quickly log in to the mobile app Connects You with the Details • Quickly check available balances 24/7 • View charts summarizing account(s) • View claims requiring receipts • Click to call or email Customer Service • View your statements and notifications • Scan product barcodes to determine their eligibility Provides Additional Time-Saving Options (if supported or applicable to your account(s)) • File a claim towards your FSA and HRA • Take or upload a picture of a receipt and submit for a new or existing claim • View, contribute and distribute HSA transactions • Pay bills from any account and add a payee • Manage your expenses by entering medical expense information and supporting documentation • View and Manage your HSA investments • Retrieve your forgotten username/password • Report a debit card as lost or stolen • Connect with BMS LLC Staff to answer your benefit questions Powered by WEX Health®
Transcend CU e
Manage your finances on the go with this secure and convenient banking app. Organize transactions, set alerts, make payments, and deposit checks with ease. Access account statements and locate branches or ATMs.
- Organize transactions with tags, notes, and photos
- Set balance alerts
- Make payments and transfer money
- Deposit checks via photo
- Manage debit cards
- View and save statements
- Find branches and ATMs
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Transcend CU e-Teller is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what you can do with Transcend CU e-Teller: Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Reorder your debit card or turn it off if you’ve misplaced it View and save your monthly statements Find branches and ATMs near you Secure your account with a 4-digit passcode or biometric on supported devices.
Screenshots
Verdict
The clearest difference is review sentiment: Transcend CU e at 74% against BMS LLC Mobile App's 0%. Transcend CU e also leads on rating (4.8 vs 3.7) and ratings volume (2.1K vs 6). BMS LLC Mobile App's advantage is monetization model (free vs free with in-app purchases). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Transcend CU e holds the better App Store score, 4.8 against 3.7. That said, the two scores are not equally well evidenced: Transcend CU e has 2.1K ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 0% of BMS LLC Mobile App's written reviews are positive against 74% of Transcend CU e's.
BMS LLC Mobile App ships an update every 4 months, Transcend CU e every 5 weeks. The most recent releases landed on October 17, 2026 and October 23, 2026 respectively.
| Parameter | BMS LLC Mobile App | Transcend CU e |
|---|---|---|
| Price | Free | Free |
| Rating | 3.7 (6 ratings) | 4.8 (2.1K ratings) — better |
| Positive reviews | 0.0% of reviews | 74.3% of reviews — better |
| Number of ratings | 6 | 2.1K — better |
| Update frequency | Every 4 months | Every 5 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 17.0 — better | 18.4 |
| Further details — not scored | ||
| Size | 30 MB | 197 MB |
| Age rating | 17+ | 4+ |
| Developer | Benefit Marketing Solutions Limited Liability Company | Transcend Credit Union |
Customer experience
BMS LLC Mobile App
Transcend CU e
Bugs and requests
BMS LLC Mobile App
Not enough reviews yet to summarise bugs or requests.
Transcend CU e
Reported bugs
2 issues- Locked card won't unlock
- Crashes and freezes
Requested features
2 requests- Calendar option for bill payments
- More customization options
In-app purchases
BMS LLC Mobile App
No in-app purchases
Transcend CU e
No in-app purchases
Questions
Is BMS LLC Mobile App free?
Is Transcend CU e free?
Which has better reviews, BMS LLC Mobile App or Transcend CU e?
Do BMS LLC Mobile App or Transcend CU e have ads?
Which is updated more often, BMS LLC Mobile App or Transcend CU e?
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