Comparison

Hedvig vs Divvify

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Hedvig

Manage your insurance policies, file claims instantly, and get quick compensation decisions. You can also update your account details and chat with the support team for immediate assistance. Become a member in just 3 minutes.

Highlights
  • File claims instantly
  • Manage insurance policies
  • Update account details
  • Chat with support team
  • Get compensation decisions
  • Become a member in minutes
Features
Read full description

With Hedvig for iOS, immediate help is just a click away. As a member, you can report a claim, manage your insurance, change your account details and much more. If you're not a member, you can become one in the app – in just 3 minutes. Hedvig makes it easier for people to get high-quality help when they need it most – wherever they are. FILE CLAIMS File a claim report directly in the app. Hedvig's service is supportive, fast and intelligent. For the simplest claims, you don't even have to wait 5 minutes for a compensation decision. MANAGE YOUR INSURANCE Get a simple overview of the coverage and manage personal information like your address, your co-insured and your payment details. You can also read your insurance policy, and choose which charity you want your surplus to go to. ASK ANY QUESTION You have instant access to our service team – just write to us in the chat. We're available between 08-22 on weekdays and between 9-18 on weekends.  Hedvig's app is constantly being developed and new features are added – all to help you get the best possible help when you need it.

About

Divvify

This platform facilitates co-ownership of assets by connecting individuals, enabling them to find partners, pool resources, and manage shared investments. It provides tools for negotiating terms, tracking finances, and communicating within co-owner groups.

Highlights
  • Find co-ownership partners
  • Pool resources for assets
  • Negotiate ownership terms
  • Manage shared finances
  • Group communication tools
  • Facilitate asset exit strategies
Features
Read full description

Divvify is the co-ownership marketplace that makes it easy to find partners, pool resources, and co-own assets together. Whether you want to invest in real estate, share a vehicle, co-own a boat, or start a business with others — Divvify connects you with like-minded people and gives you the tools to manage your shared ownership from start to finish. FIND YOUR GROUP Browse listings, apply to co-own assets that interest you, and connect with other owners who share your goals. NEGOTIATE TERMS Set ownership percentages, agree on contributions, and lock in terms — all within the app. MANAGE TOGETHER Track expenses, record income, monitor payments, and communicate with your co-owners in a dedicated group chat. EXIT CLEANLY When the time comes, initiate a close vote, sell your share to another member, or wind down the group together. Divvify is free to join. Co-own what matters.

Screenshots

Hedvig4 screens
Divvify4 screens

Verdict

The call

The clearest difference is rating: Divvify at 5.0 against Hedvig's 3.9. Divvify also leads on iOS requirement (15.1 vs 17.0). Hedvig's advantage is update cadence (weekly vs every 2 months) and ratings volume (32 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Divvify holds the better App Store score, 5.0 against 3.9. That said, the two scores are not equally well evidenced: Hedvig has 32 ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Hedvig ships an update weekly, Divvify every 2 months. The most recent releases landed on November 2, 2026 and October 31, 2026 respectively.

Scorecard4 real differences · 6 level
Hedvig versus Divvify: the parameters behind the verdict, then further details
ParameterHedvigDivvify
PriceFreeFree
Rating3.9 (32 ratings)5.0 (1 ratings) — better
Positive reviews0.0% of reviews—
Number of ratings32 — better1
Update frequencyWeekly — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS17.015.1 — better
Further details — not scored
Size115 MB35 MB
Age rating4+4+
DeveloperHedvig Forsakring ABDivvify LLC

Customer experience

Hedvig

All ratings32 ratings
Positive71.9%
Neutral6.3%
Negative21.9%
Written reviews7 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Divvify

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Hedvig

No in-app purchases

None

Divvify

No in-app purchases

Questions

Is Hedvig free?
Hedvig is free to download, with no in-app purchases.
Is Divvify free?
Divvify is free to download, with no in-app purchases.
Which has better reviews, Hedvig or Divvify?
Divvify is rated higher. Hedvig averages 3.9 out of 5 from 32 ratings, while Divvify averages 5.0 from 1 ratings.
Do Hedvig or Divvify have ads?
Neither Hedvig nor Divvify shows ads.
Which is updated more often, Hedvig or Divvify?
Hedvig ships an update weekly, and Divvify every 2 months. Most recently, Hedvig was updated on November 2, 2026 and Divvify on October 31, 2026.

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