Comparison

COUNTRY Financial Mobile vs Philo Mobile

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

COUNTRY Financial Mobile

Manage your insurance policies and financial accounts conveniently from your mobile device. Access billing, policy details, and insurance cards. Request roadside assistance and report claims easily.

Highlights
  • Register policy and account info
  • View billing and policy details
  • Manage payments and payment history
  • Access insurance ID cards
  • Request roadside assistance
  • Report and view claims
Features
Read full description

COUNTRY Financial® Mobile was created with one goal– keeping your policy and account information at your fingertips, all day, every day. Need to view your insurance card in a hurry, pay your bill over your morning coffee, or contact your rep? You can do all of that and more with our mobile app. Access your information when you need it, with personal assistance just a moment away. ~~~~~~~~~~ FEATURES ~~~~~~~~~~ - Register policy info and accounts easily - Use the dashboard to view billing, policy, and account information - Manage bills, payment options, and recurring payments - View payment history - Access insurance ID cards - Request roadside assistance 24/7 - Report an auto or property claim - View claim status and details - Interact with your rep ~~~~~~~~~~ SUPPORT ~~~~~~~~~~ Problems with the app? Call 866-COUNTRY (1-866-268- 6879) or visit https://www.countryfinancial.com/en/client-support/online-account-access.html for assistance. Terms of Use - https://www.countryfinancial.com/en/terms-of-use.html 
 Privacy and Security Policy - https://www.countryfinancial.com/en/privacy-and-security.html   Terms and Conditions - https://www.countryfinancial.com/en/terms-of-use/terms-and-conditions.html Visit Us: COUNTRYFinancial.com Follow us on Twitter: @helloCOUNTRY Follow us on Facebook and Instagram: @COUNTRYFinancial

About

Philo Mobile

Access your bank accounts on the go. View balances, transaction history, deposit checks, transfer funds, and pay bills securely from your mobile device. Manage your finances anytime, anywhere.

Highlights
  • View account balances
  • Check transaction history
  • Deposit checks
  • Transfer funds
  • Pay bills
Features
Read full description

Philo Mobile is a free service, from Philo Exchange Bank, that allows you to access your money anytime, anywhere. With Philo Mobile you can view your account balances, view recent transaction history, deposit checks, transfer funds (internally), and pay bills from virtually anywhere on your iPhone or iPad.

Screenshots

COUNTRY Financial Mobile4 screens
Philo Mobile4 screens

Verdict

The call

The clearest difference is rating: Philo Mobile at 4.9 against COUNTRY Financial Mobile's 3.5. COUNTRY Financial Mobile's advantage is ads (none vs shown) and update cadence (fortnightly vs every 4 months). On price, ratings volume, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Philo Mobile holds the better App Store score, 4.9 against 3.5. Both are backed by a comparable volume of ratings — 99 and 121 respectively.

UpkeepUpdate frequency

COUNTRY Financial Mobile ships an update fortnightly, Philo Mobile every 4 months. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.

Scorecard4 real differences · 6 level
COUNTRY Financial Mobile versus Philo Mobile: the parameters behind the verdict, then further details
ParameterCOUNTRY Financial MobilePhilo Mobile
PriceFreeFree
Rating3.5 (99 ratings)4.9 (121 ratings) — better
Positive reviews35.0% of reviews—
Number of ratings99121 — better
Update frequencyFortnightly — betterEvery 4 months
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.015.0
Further details — not scored
Size27 MB104 MB
Age rating4+4+
DeveloperCOUNTRY FinancialPhilo Exchange Bank Inc.

Customer experience

COUNTRY Financial Mobile

All ratings99 ratings
Positive57.6%
Neutral8.1%
Negative34.3%
Written reviews40 reviews
Positive35.0%
Neutral17.5%
Negative47.5%

Philo Mobile

All ratings111 ratings
Positive96.4%
Neutral0.9%
Negative2.7%

In-app purchases

None

COUNTRY Financial Mobile

No in-app purchases

None

Philo Mobile

No in-app purchases

Questions

Is COUNTRY Financial Mobile free?
COUNTRY Financial Mobile is free to download, with no in-app purchases.
Is Philo Mobile free?
Philo Mobile is free to download, with no in-app purchases.
Which has better reviews, COUNTRY Financial Mobile or Philo Mobile?
Philo Mobile is rated higher. COUNTRY Financial Mobile averages 3.5 out of 5 from 99 ratings, while Philo Mobile averages 4.9 from 121 ratings.
Do COUNTRY Financial Mobile or Philo Mobile have ads?
Philo Mobile shows ads; COUNTRY Financial Mobile does not.
Which is updated more often, COUNTRY Financial Mobile or Philo Mobile?
COUNTRY Financial Mobile ships an update fortnightly, and Philo Mobile every 4 months. Most recently, COUNTRY Financial Mobile was updated on October 23, 2026 and Philo Mobile on October 24, 2026.

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