Money Journal vs Weekly

Your finances are private. Your budget app should be too. Money Journal is a privacy-first budget planner and expense tracker that works without linking your bank account. No credentials to share, no third-party data access, no risk. Just you, your plan, and complete control over your money. Most budgeting apps only tell you where your money went. Money Journal helps you plan where it will go. PLAN YOUR BUDGET Create your spending plan before the month begins. Add recurring income from salaries, freelance work, rental payments, or dividends. Set fixed expenses for predictable bills like rent, subscriptions, and insurance. Budget flexible spending for groceries, dining, and entertainment. Define savings goals and track your progress toward each one. Organize your money into dedicated wallets — emergency fund, checking, savings, or however you manage your accounts. Your closing balance automatically carries forward as next month's opening balance, so your plan always reflects reality. FLEXIBLE BILLING CYCLES Real life doesn't follow a single schedule, and neither should your budget. Set each income and expense on its own cycle — daily, weekly, bi-weekly, monthly, quarterly, or yearly. Recurring transactions are generated automatically, and reminders ensure you never miss a bill or payment. LOG TRANSACTIONS YOUR WAY Add transactions in seconds against your planned categories. Scan receipts with your camera for AI-powered import that fills in the amount, category, and details automatically. Import transactions from bank statements and CSV files. See your forecast versus actuals in real time, and always know exactly how much you have left to spend. REVIEW AND UNDERSTAND YOUR FINANCES See your cash flow at a glance with clear income versus expense breakdowns. Dive into spending allocation by category, view monthly and yearly summaries, and spot patterns before they become problems. DESIGNED FOR YOUR LIFE - Supports 80+ currencies for tracking finances worldwide - Create custom categories with icons to match your lifestyle - Syncs securely across iPhone, iPad, Mac, and the web - Available in 12+ languages PREMIUM Unlock powerful tools to take your financial planning further: - AI receipt and statement import - Spending insights and analytics - Real-time sync across all your devices - Unlimited wallets for detailed fund management - Sub-categories for granular expense tracking - Export transactions to CSV YOUR DATA STAYS YOURS Money Journal is built on a simple principle: your financial data belongs to you. There is no bank account linking, no selling of data to advertisers, and no third-party tracking. Download Money Journal and take control of your financial future. Terms of Use: https://www.moneyjournal.app/terms-of-service Privacy Policy: https://www.moneyjournal.app/privacy-policy

Weekly is a beautiful budget app based on a week. Weekly is the most effective way to plan a budget, stop overspending and save for your money goals. Weekly is both a budget planner and spending tracker. Weekly starts with a simple guided budget setup where you put in all your recurring bills and income. Next, you add in your savings goals. Then based on those budget items, Weekly calculates for you your weekly spending limit. Once your budget is set, our one-of-a-kind spending tracker monitors your day-to-day spending by downloading your transactions from your bank (or you can add them manually). You can then quickly and easily organize your purchases into categories. We will show you how much you are spending on things like “Gas” and “Groceries” or any other category you would like to track. As the weeks go by you can see your average spending by category and challenge yourself to keep your “Safe-to-Spend” balance “in the green”. Weekly is also a great bill organizer. You will see your upcoming bills and whether they have been paid. Weekly will tell you the number of days left until the next bill is due and notify you when bills are due. Connect your banks and credit cards to see all your account balances in one place and stay on top of your personal finances and your budget. Tracking money with Weekly is fun. Use emojis to represent your different recurring bills and safe-to-spend categories. Weekly’s one tap review icons let you quickly confirm your transactions and keep on track with your budget. Weekly is perfect for household & personal budgets. You can also share Weekly to stay on track with your budget with a spouse or partner. The steps to budgeting with Weekly. Step 1: Create Your Budget with the Budget Planner ** Use our guided walkthrough to set up your budget ** Enter your regular income ** Enter your recurring expenses such as your mortgage, car payments, loans, and utilities bills Step 2: Set Up Funds to Save for Your Goals ** Create funds to save for your goals ** Weekly automatically contributes money to your funds each week Step 3: Discover Your Weekly Safe-To-Spend ** Weekly calculates what you can safely spend each week ** The calculation takes into account all recurring bills, income and savings goals in your budget Step 4: Track Your Day-to-Day Spending with our Spending Tracker ** Add in your daily transactions either manually or download them from your bank ** Stay aware of your “Safe-to-Spend” number ** Quickly and easily categorize your day-to-day spending ** See your category spending totals and averages ** Spend worry-free knowing all your bills and savings goals are factored in Step 5: See Your Bills and Account Balances ** See view upcoming bills and whether they have been paid ** View all your account balances in one place ** See how much cash you are saving User Testimonials "Has made budgeting effortless and so easy to follow. For the first time I am able to stay on track. The cost of the subscription is absolutely worth it and has saved me thousands in overspending." AllyCat1217, Oct 12, 2024 “Probably the most important app my wife and I have. It throws our ambiguity around finances out the window and sets us up for success each week with an easy to understand, easy to read budgeting app.” leajere, Jul 10, 2023 Weekly is free to use or you can subscribe to Weekly PRO for our premium features. Weekly PRO subscriptions automatically renew unless auto-renew is turned off at least 24-hours before the end of the current period. Subscriptions may be managed and auto-renewal may be turned off by going to your iPhone Account Settings. Any unused portion of a free trial period will be forfeited if you purchase a subscription to Weekly before your trial expires. Terms and Conditions - https://weeklybudgeting.com/terms Privacy Policy - https://www.privacypolicies.com/privacy/view/6c2c1200579f8307c4080c7f9cd94723