Paynet vs Zoomrad
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Paynet
This app allows users to top up balances, make payments, transfer funds, and store money. It supports card-to-card transfers, payments for over 1000 services, checking bank card balances, and tracking expenses through payment history.
- Card-to-card money transfers
- Payments for over 1000 services
- Check bank card balances
- Track expenses via payment history
- Top up balances
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Paynet — bu faqat to‘lovlar emas, shu bilan birga sizning ishonchli yordamchingiz. Tezkor o‘tkazmalar, kommunal xizmatlar uchun qulay to‘lovlar va 2 000 dan ortiq xizmat turlari – hammasi sizning hamyoningizda! — Pul o‘tkazmalari va to‘lovlar bir necha marta bosish orqali Endi moddiy ko‘rinishdagi kartani uyda qoldirishingiz mumkin! Kartangizdagi pulni HUMO va Uzcard kartalariga karta yoki telefon raqami orqali o‘tkazing. — Keshbek va bonuslar Paynet orqali xizmatlar uchun to‘lovlarga 5% gacha keshbek oling. Birinchi to‘lov uchun esa yoqimli bonus - 10% keshbek — Kommunal va boshqa turdagi xizmatlar uchun to‘lovlar Elektr energiyasi, suv, internet va hokazo – endi barcha xarajatlaringizga to‘lovni bir-ikki marta bosish orqali amalga oshirishingiz mumkin. 2000 dan ortiq xizmatlar smartfoningizda! — Moliya manbalarini boshqarish HUMO va Uzcard kartalarining balansini ilovaning o‘zidan tekshiring. To‘lovlar va o‘tkazmalar tarixi qo‘l ostingizda – xarajatlarni nazorat qilish yanada oson bo‘ldi. Nimaga Paynetni tanlashyapti? — O‘zbekistonda 20 milliondan ortiq foydalanuvchilar. — Oson va ishonchlilik. — Kun-u tun qo‘llab-quvvatlash tizimi va oson tushunadigan interfeys. Paynet — bu kundalik to‘lov va o‘tkazmalaringiz uchun eng kerakli yechim: tez, qulay va xavfsiz! Bog'lanish uchun:+998 (71) 202 07 07 info@paynet.uz Facebook: https://www.facebook.com/paynetuz.uz Telegram: @Paynetuz_official Instagram: @Paynet.uzb
Zoomrad
Manage your finances with this all-in-one app. It offers microloans, high-interest savings, and convenient payment options for services and transit. Track your finances in real-time with a modern, user-friendly interface.
- Microloans
- High-interest deposits
- Service payments
- Transit payments
- Credit ban
- Real-time tracking
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Zoomrad is a modern and convenient app for managing your finances. We’ve brought together everything you need in one place: payments, savings, microloans, and security features. With Zoomrad, you can get a convenient microloan, open a high-interest deposit, pay for window tinting services, and set a credit ban for extra protection. For your convenience, you can also pay for metro and bus rides directly in the app. The app features a refreshed modern design, making your experience smoother and more intuitive. Track your balance, payments, and transaction history in real time through a user-friendly dashboard. Zoomrad is more than just a payment app — it’s your all-in-one financial ecosystem. Stay tuned — we’re preparing many more useful updates for you.
Screenshots
Verdict
Paynet and Zoomrad both sit at 4.6 stars, but that hides the real split: 43% of Paynet's written reviews are positive against 24% of Zoomrad's. Paynet also leads on device support (3 vs 1). On price, rating, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Zoomrad holds the better App Store score, 4.8 against 4.6. Both are backed by a comparable volume of ratings — 195 and 346 respectively. Written reviews complicate that: 43% of Paynet's written reviews are positive against 24% of Zoomrad's, so the app with the better star average is not the one people write more warmly about.
Paynet ships an update every 2 weeks, Zoomrad fortnightly. The most recent releases landed on October 26, 2026 and October 21, 2026 respectively.
| Parameter | Paynet | Zoomrad |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (195 ratings) | 4.8 (346 ratings) — better |
| Positive reviews | 42.5% of reviews — better | 24.0% of reviews |
| Number of ratings | 195 | 346 — better |
| Update frequency | Every 2 weeks | Fortnightly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.5 — better | 16.0 |
| Further details — not scored | ||
| Size | 201 MB | 222 MB |
| Age rating | 4+ | 4+ |
| Developer | JV Paynet LLC | Aloqabank ATB |
Customer experience
Paynet
Zoomrad
In-app purchases
Paynet
No in-app purchases
Zoomrad
No in-app purchases
