If Mobile Baltics vs Jool Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
If Mobile Baltics
Manage all your insurance policies in one app. View details, find services, purchase new coverage, and submit claims conveniently. Upload documents, track claim progress, and monitor your health insurance balance securely.
- View insurance policies
- Find insurance services
- Purchase new insurance
- File insurance claims
- Upload documents and photos
- Track claim updates
- Monitor health insurance balance
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Fast, convenient and always within reach With If Mobile, you can take care of your insurance whenever it suits you. Buy insurance with ease Get insured in just a few minutes. Buy insurance for your car, home or next trip directly in the app. Report and track a claim Report a claim from your phone and add photos and documents when needed. Follow the progress of your claim and receive important updates through notifications. Discover your personalized offers See your personalized offers in one place. Review them whenever it suits you and choose the ones that are right for you. Keep your policies in one place View and manage your If insurance policies. Check your cover and find important policy information whenever you need it. Pay your insurance invoices View and pay your insurance invoices directly in the app. Keep track of your health cover If you have If health insurance, check your cover limits and remaining balance. You can also access the e-Doctor service. Get started easily Download the If Mobile Baltics app and register using Smart-ID, Mobile-ID or a bank link. Then create your security code for quick access to the app. If Mobile is available on devices running iOS 17.0 or later. More information: Informācija latviski: https://www.if.lv/if-mobile Info eesti keeles: https://www.if.ee/if-mobile Informacija lietuviškai: https://www.if.lt/if-mobile Информация на русском языке: https://www.if.lv/ru/if-mobile
Jool Pay
This app streamlines cashless tipping for hospitality staff, allowing customers to easily send tips via QR code. Businesses benefit from a free, smart tip collection platform, while staff receive instant e-wallet transfers.
- Cashless tipping for staff
- QR code payment integration
- Instant e-wallet transfers
- Free for businesses
- Smart tip collection
- User-friendly interface
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Do you want to make your restaurant or hotel look reputable and allow your staff to receive cashless tips quickly and without bureaucratic procedures? Jool Pay will help you do just this. Creating and delivering better experiences for our customers is the single most important thing we can do. We take the hassle out of the tipping process for your customers, and we eliminate many of the features that overcomplicate these transactions, making it more user friendly than other similar applications. All they have to do is scan the QR code with their mobile phone camera and open the link in a browser. It's easy-peasy to get registration for waiters, housemaid, etc. FOR BUSINESS OWNERS: SAVE TIME & MONEY - Free connection - Free maintenance - Smart tip collection platform FOR HOSPITALITY STAFF: EARN MORE - Quick and simple connection - Increase your income with easy and convenient cashless tip service - Receive non-cash tips instantly to your e-wallet with SMS notification
Screenshots
Verdict
The clearest difference is rating: Jool Pay at 5.0 against If Mobile Baltics's 1.0. Jool Pay also leads on iOS requirement (15.1 vs 17.0). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Jool Pay holds the better App Store score, 5.0 against 1.0. Both are backed by a comparable volume of ratings — 2 and 1 respectively.
If Mobile Baltics ships an update every 5 weeks, Jool Pay monthly. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.
| Parameter | If Mobile Baltics | Jool Pay |
|---|---|---|
| Price | Free | Free |
| Rating | 1.0 (2 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 33.3% of reviews | — |
| Number of ratings | 2 — better | 1 |
| Update frequency | Every 5 weeks | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 17.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 210 MB | 41 MB |
| Age rating | 4+ | 4+ |
| Developer | If P&C Insurance AS | Jool Pay |
Customer experience
If Mobile Baltics
Jool Pay
In-app purchases
If Mobile Baltics
No in-app purchases
Jool Pay
No in-app purchases
