If Mobile Baltics vs Monemon
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
If Mobile Baltics
Manage all your insurance policies in one app. View details, find services, purchase new coverage, and submit claims conveniently. Upload documents, track claim progress, and monitor your health insurance balance securely.
- View insurance policies
- Find insurance services
- Purchase new insurance
- File insurance claims
- Upload documents and photos
- Track claim updates
- Monitor health insurance balance
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Keep all your If insurance policies in one place with the If Mobile app. View your policies, find services, buy new insurance, and file claims anytime, anywhere. Upload documents and photos directly from your device, receive updates about your claims, and easily track your health insurance balance in the app. Your data security is our priority. Log in securely using online banking, Smart-ID, or Mobile-ID to create your personal Mobile security code. If Mobile is available on devices running iOS 17.0 or later. Informācija latviski: https://www.if.lv/if-mobile Info eesti keeles: https://www.if.ee/if-mobile Informacija lietuviškai: https://www.if.lt/if-mobile Информация на русском языке: https://www.if.lv/ru/if-mobile
Monemon
Manage your money with a fun, interactive finance app. Track spending, transfer funds, and explore a virtual 3D world to learn about finance and earn rewards.
- Track spending
- Transfer money
- Virtual 3D finance world
- Complete financial challenges
- Earn rewards and loyalty points
- Secure debit card management
- Instant payment notifications
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Everyone knows they should be saving. The problem is the moment you'd actually have to do it. Monemon takes that off your hands. Set a daily budget. Whatever you don't spend gets saved that evening. A real account, a real Mastercard, and Mo keeping an eye on the whole thing. SAVE DAILY, ONE TAP Saving usually fails because you only check what's left at the end of the month, and by then there's nothing there. Monemon flips it. You save daily, in small amounts, before the money is gone. Set a daily budget, stay under it, save the rest, with one tap. Keep at it, and a few euros a day becomes an actual reserve. The longer you stick with it, the bigger your cushion gets. GET TO KNOW MO Save, and Mo cheers. Overspend, and he pipes up: "€50. Amazon. Explain yourself." He knows exactly what you treated yourself to last week. Your balance has never had this much personality. WEEKLY WRAPPED Every Sunday, your week in numbers. Credit where it's due. A light roast where it isn't. YES, IT'S A REAL ACCOUNT Your own IBAN account. A Mastercard debit card that works everywhere. Apple Pay available. Every payment in one place. Everything a fintech does. None of the noise. START SMALL You don't need a plan, a spreadsheet, or a spare €200. You need one day under budget. Mo takes it from there. Small wins, every week. Save it. Watch your money grow. Repeat.
Screenshots
Verdict
The clearest difference is review sentiment: Monemon at 100% against If Mobile Baltics's 33%. Monemon also leads on rating (5.0 vs 1.0) and update cadence (weekly vs every 5 weeks). If Mobile Baltics's advantage is monetization model (free vs ad-supported) and iOS requirement (13.0 vs 15.5). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Monemon holds the better App Store score, 5.0 against 1.0. Both are backed by a comparable volume of ratings — 2 and 3 respectively. Written reviews point the same way: 33% of If Mobile Baltics's written reviews are positive against 100% of Monemon's.
If Mobile Baltics ships an update every 5 weeks, Monemon weekly. The most recent releases landed on September 21, 2026 and October 9, 2026 respectively.
| Parameter | If Mobile Baltics | Monemon |
|---|---|---|
| Price | Free | Free |
| Rating | 1.0 (2 ratings) | 5.0 (3 ratings) — better |
| Positive reviews | 33.3% of reviews | 100.0% of reviews — better |
| Number of ratings | 2 | 3 — better |
| Update frequency | Every 5 weeks | Weekly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 13.0 — better | 15.5 |
| Further details — not scored | ||
| Size | 237 MB | 132 MB |
| Age rating | 4+ | 4+ |
| Developer | If P&C Insurance AS | Monemon AS |
Customer experience
If Mobile Baltics
Monemon
In-app purchases
If Mobile Baltics
No in-app purchases
Monemon
No in-app purchases








