Citadele Bank vs Monemon
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Citadele Bank
Manage your daily banking needs conveniently from your mobile device. Open an account in minutes, choose from various card options with benefits like free transfers, cash withdrawals, and insurance. Authorize payments with biometrics, block/unblock cards, and change PINs.
- Open account in 7 minutes
- Choose from smart, supreme, and prime cards
- Free transfers and ATM withdrawals worldwide
- Purchase and travel insurance
- Biometric payment authorization
- Block/unblock cards and change PINs
- Make payments up to EUR 10,000
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Mobile banking has never been so simple and convenient! Become a customer in just 7 minutes and choose the right card for your needs: - Citadele smart: enjoy free transfers and cash withdrawals from ATMs worldwide - Citadele supreme: enjoy everyday benefits as well as insurance for your purchases and travels - Citadele prime: receive all our everyday benefits, plus extensive insurance for you and your family In mobile app, you can: - Authorize and approve payments using biometrics; - Make payments up to EUR 10 000; - Block and unblock cards and change their PIN codes; - Enjoy other benefits of the app – try it! App is available for Citadele Bank customers in Latvia, Lithuania and Estonia. Customers in Latvia who have activated MobileSCAN authorization device and/or Quick balance on your mobile application, in case of loss/theft of the mobile device, should immediately call (+371) 67010000 to block these functions. More information: www.citadele.lv, www.citadele.lt and www.citadele.ee Feedback and suggestions are welcome to mobileapp@citadele.lv! This mobile application is developed by AS “Citadele banka” (reg. No. 40103303559) for the usage of bank’s most popular daily banking services on mobile devices. Bankas pakalpojumi mobilajā ierīcē nekad vēl nav bijuši tik ērti un vienkārši! Kļūsti par klientu 7 minūtēs un izvēlies sev piemērotāko no kartēm: - Citadele smart: pārskaiti un izņem naudu no jebkura bankomāta visā pasaulē bez maksas - Citadele supreme: izbaudi ikdienas priekšrocības, kā arī tavu pirkumu un ceļojumu apdrošināšanu - Citadele prime: saņem visas ikdienas priekšrocības, turklāt plašu apdrošināšanu tev un ģimenei Mobilajā lietotnē vari: - Autorizēties un apstiprināt maksājumus ar biometriju; - Veikt maksājumus eiro līdz 10 000 EUR; - Bloķēt un atbloķēt kartes, kā arī mainīt to PIN kodus; - Izmantot daudzas citas lietotnes priekšrocības – pamēģini! Vairāk informācijas: www.citadele.lv Ja tev ir aktivizēts MobileSCAN un/vai kāda no mobilās lietotnes Ātrajām funkcijām, mobilās ierīces pazaudēšanas/nozagšanas gadījumā nekavējoties zvani (+371) 67010000, lai bloķētu šīs funkcijas. Atsauksmes un ierosinājumus sūti uz mobileapp@citadele.lv! Mobilioji bankininkystė dar niekada nebuvo tokia paprasta ir patogi! Tapk klientu vos per 7 minutes ir išsirink sau labiausiai tinkamą kortelę: -„Citadele smart“: atlik nemokamus mokėjimus eurais Lietuvoje ir Europoje bei išsigrynink iki 750 EUR be komisinio mokesčio bankomatuose visame pasaulyje (gali būti taikomi bankomatų savininkų mokesčiai). -„Citadele supreme“: naudokis kasdieniais privalumais, papildomai gauk pirkinių ir kelionių draudimą*. -„Citadele prime“: naudokis visais kasdieniais privalumais ir dar geresniu draudimo* pasiūlymu tau ir kartu keliaujančiai tavo šeimai. Mobiliojoje banko programėlėje gali: - atlikti mokėjimus iki 10 000 EUR; - patvirtinti mokėjimus biometriniais duomenimis; - užblokuoti ir atblokuoti korteles, pakeisti jų PIN kodus; - išbandyk programėlę ir atrask kitus jos privalumus! Programėle gali naudotis „Citadele“ banko klientai Lietuvoje, Latvijoje ir Estijoje. Daugiau informacijos: www.citadele.lt Tavo vertinimų ir pasiūlymų laukiame el.p. mobileapp@citadele.lv Mobiilipangandus pole kunagi olnud nii lihtne ja mugav! Tule kliendiks pangakontorisse tulemata ja vali oma vajadustele sobiv kaart: - Citadele smart: tee ülekandeid ja võta sularaha teenustasuta mis tahes pangaautomaadist kogu maailmas - Citadele supreme: saa igapäevaseid eeliseid ning kindlustust oma ostude ja reiside ees - Citadele prime: naudi kõiki meie igapäevaseid eeliseid ning lisaks ulatuslikku kindlustust sulle ja sinu perele Mobiiliäpis sa saad: - Autoriseerida ja kinnitada makseid kasutades biomeetriat; - Teha makseid kuni 10 000 EUR; - Blokeerida ja vabastada blokist kaarte ning muuta nende PIN-koode; - Naudi teisi äpi eeliseid – proovi järele! Loe lisaks: www.citadele.ee Tagasiside ja ettepanekud saada mobileapp@citadele.lv!
Monemon
Manage your money with a fun, interactive finance app. Track spending, transfer funds, and explore a virtual 3D world to learn about finance and earn rewards.
- Track spending
- Transfer money
- Virtual 3D finance world
- Complete financial challenges
- Earn rewards and loyalty points
- Secure debit card management
- Instant payment notifications
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Everyone knows they should be saving. The problem is the moment you'd actually have to do it. Monemon takes that off your hands. Set a daily budget. Whatever you don't spend gets saved that evening. A real account, a real Mastercard, and Mo keeping an eye on the whole thing. SAVE DAILY, ONE TAP Saving usually fails because you only check what's left at the end of the month, and by then there's nothing there. Monemon flips it. You save daily, in small amounts, before the money is gone. Set a daily budget, stay under it, save the rest, with one tap. Keep at it, and a few euros a day becomes an actual reserve. The longer you stick with it, the bigger your cushion gets. GET TO KNOW MO Save, and Mo cheers. Overspend, and he pipes up: "€50. Amazon. Explain yourself." He knows exactly what you treated yourself to last week. Your balance has never had this much personality. WEEKLY WRAPPED Every Sunday, your week in numbers. Credit where it's due. A light roast where it isn't. YES, IT'S A REAL ACCOUNT Your own IBAN account. A Mastercard debit card that works everywhere. Apple Pay available. Every payment in one place. Everything a fintech does. None of the noise. START SMALL You don't need a plan, a spreadsheet, or a spare €200. You need one day under budget. Mo takes it from there. Small wins, every week. Save it. Watch your money grow. Repeat.
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Verdict
Citadele Bank and Monemon both sit at 4.9 stars, but that hides the real split: 100% of Monemon's written reviews are positive against 33% of Citadele Bank's. Monemon also leads on update cadence (weekly vs every 2 months) and iOS requirement (15.5 vs 17.0). Citadele Bank's advantage is ratings volume (124 vs 3) and monetization model (free vs ad-supported). On price, rating, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.9 for Citadele Bank against 5.0 for Monemon. That said, the two scores are not equally well evidenced: Citadele Bank has 124 ratings behind it against 3, so its average is the more settled of the two. Written reviews are what separate them: 33% of Citadele Bank's written reviews are positive against 100% of Monemon's.
Citadele Bank ships an update every 2 months, Monemon weekly. The most recent releases landed on October 12, 2026 and October 9, 2026 respectively.
| Parameter | Citadele Bank | Monemon |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (124 ratings) | 5.0 (3 ratings) — better |
| Positive reviews | 33.3% of reviews | 100.0% of reviews — better |
| Number of ratings | 124 — better | 3 |
| Update frequency | Every 2 months | Weekly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 17.0 | 15.5 — better |
| Further details — not scored | ||
| Size | 377 MB | 132 MB |
| Age rating | 4+ | 4+ |
| Developer | Citadele Banka AS | Monemon AS |
Customer experience
Citadele Bank
Monemon
In-app purchases
Citadele Bank
No in-app purchases
Monemon
No in-app purchases









