Comparison

Luminor Latvija vs Citadele Bank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Luminor Latvija

Manage your bank accounts and perform transactions conveniently from your mobile device. Access popular online banking features, make quick payments, and view account details securely with PIN or Smart ID.

Highlights
  • Quick and secure login with PIN
  • View account balances and transaction history
  • Make payments to pre-selected beneficiaries
  • Calculate currency exchange rates
  • Find nearest bank branches
  • Receive payment approval notifications
Features
Read full description

Tava banka Tavā telefonā! Izmēģiniet Luminor mobilo aplikāciju un novērtējiet iespēju ērti, ātri un vienkārši lietot internetbanku mobilajā telefonā! Ar Luminor mobilo aplikāciju varēsiet lietot internetbankā biežāk izmantotās funkcijas, kā arī dažādus papildu rīkus ērtākai ikdienai. Izmantojiet Ātro piekļuvi un ātri un droši pieslēdzies mobilajai bankai ar vienkāršu, paša izdomātu PIN kodu. Ar Ātro piekļuvi varēsiet: • Apskatīt viena vai vairāku kontu kopējo atlikumu • Ātri un ērti veikt maksājumus iepriekš izvēlētiem saņēmējiem līdz 300 EUR (1000 EUR dienā) • Apskatīt pēdējos 10 veiktos/saņemtos maksājumus • Nosūtīt savu konta numuru uz e-pastu (savus rekvizītus) Autorizējoties ierastajā veidā, izmantojot kalkulatoru/ Smart ID/ eParaksts mobile ierastajā veidā, jūs varēsiet apskatīt visu informāciju par kontiem un kartēm, veikt maksājumus jauniem saņēmējiem, apskatīt maksājumu vēsturi un apstiprināt sagatavotos un daļēji parakstītos maksājumus. Būtiski uzņēmumiem – pieslēdzot automātiskos paziņojumus, saņemsiet paziņojumus, kad nepieciešams apstiprināt maksājumu. Mobilās bankas aplikācijā jūs varēsiet arī aprēķināt valūtas kursu, apskatīt tuvāko ceļu līdz bankai, kā arī nepieciešamības gadījumā sazināties ar banku. https://www.luminor.lv/lv/privatpersonam/mobila-banka [ENG]
 Your bank in your phone! Try Luminor mobile application and enjoy the power of convenient, fast and easy online banking in the mobile phone! The most popular online banking functions and a whole variety of additional tools – all in one Luminor mobile application! Use Quick Access and connect to online banking quickly and securely with a simple, self-created PIN code. With Quick Access you can: • View total balance of one or more accounts. • Quickly and conveniently make payments to pre-selected beneficiaries up to 300 EUR (1000 EUR per day). • View available balances of all accounts. • View the last 10 made/received payments. • Send the info about your account number by e-mail. After authorization with the help of a code calculator or Smart ID/eParaksts mobile you will be able to view all the information about accounts and cards, make payments to the new beneficiary, view the payment history and confirm prepared and partially subscribed payments. Important for the businesses – by enabling Push notifications you will receive notifications when there is a payment request for approval. This useful mobile banking application will calculate the exchange rate, show the nearest way to the bank and, if necessary, will help you contact the bank! https://luminor.lv/en/private/mobile-banking

About

Citadele Bank

Manage your daily banking needs conveniently from your mobile device. Open an account in minutes, choose from various card options with benefits like free transfers, cash withdrawals, and insurance. Authorize payments with biometrics, block/unblock cards, and change PINs.

Highlights
  • Open account in 7 minutes
  • Choose from smart, supreme, and prime cards
  • Free transfers and ATM withdrawals worldwide
  • Purchase and travel insurance
  • Biometric payment authorization
  • Block/unblock cards and change PINs
  • Make payments up to EUR 10,000
Features
Read full description

Mobile banking has never been so simple and convenient! Become a customer in just 7 minutes and choose the right card for your needs: - Citadele smart: enjoy free transfers and cash withdrawals from ATMs worldwide - Citadele supreme: enjoy everyday benefits as well as insurance for your purchases and travels - Citadele prime: receive all our everyday benefits, plus extensive insurance for you and your family In mobile app, you can: - Authorize and approve payments using biometrics; - Make payments up to EUR 10 000; - Block and unblock cards and change their PIN codes; - Enjoy other benefits of the app – try it! App is available for Citadele Bank customers in Latvia, Lithuania and Estonia. Customers in Latvia who have activated MobileSCAN authorization device and/or Quick balance on your mobile application, in case of loss/theft of the mobile device, should immediately call (+371) 67010000 to block these functions. More information: www.citadele.lv, www.citadele.lt and www.citadele.ee Feedback and suggestions are welcome to mobileapp@citadele.lv! This mobile application is developed by AS “Citadele banka” (reg. No. 40103303559) for the usage of bank’s most popular daily banking services on mobile devices. Bankas pakalpojumi mobilajā ierīcē nekad vēl nav bijuši tik ērti un vienkārši! Kļūsti par klientu 7 minūtēs un izvēlies sev piemērotāko no kartēm: - Citadele smart: pārskaiti un izņem naudu no jebkura bankomāta visā pasaulē bez maksas - Citadele supreme: izbaudi ikdienas priekšrocības, kā arī tavu pirkumu un ceļojumu apdrošināšanu - Citadele prime: saņem visas ikdienas priekšrocības, turklāt plašu apdrošināšanu tev un ģimenei Mobilajā lietotnē vari: - Autorizēties un apstiprināt maksājumus ar biometriju; - Veikt maksājumus eiro līdz 10 000 EUR; - Bloķēt un atbloķēt kartes, kā arī mainīt to PIN kodus; - Izmantot daudzas citas lietotnes priekšrocības – pamēģini! Vairāk informācijas: www.citadele.lv Ja tev ir aktivizēts MobileSCAN un/vai kāda no mobilās lietotnes Ātrajām funkcijām, mobilās ierīces pazaudēšanas/nozagšanas gadījumā nekavējoties zvani (+371) 67010000, lai bloķētu šīs funkcijas. Atsauksmes un ierosinājumus sūti uz mobileapp@citadele.lv! Mobilioji bankininkystė dar niekada nebuvo tokia paprasta ir patogi! Tapk klientu vos per 7 minutes ir išsirink sau labiausiai tinkamą kortelę: -„Citadele smart“: atlik nemokamus mokėjimus eurais Lietuvoje ir Europoje bei išsigrynink iki 750 EUR be komisinio mokesčio bankomatuose visame pasaulyje (gali būti taikomi bankomatų savininkų mokesčiai). -„Citadele supreme“: naudokis kasdieniais privalumais, papildomai gauk pirkinių ir kelionių draudimą*. -„Citadele prime“: naudokis visais kasdieniais privalumais ir dar geresniu draudimo* pasiūlymu tau ir kartu keliaujančiai tavo šeimai. Mobiliojoje banko programėlėje gali: - atlikti mokėjimus iki 10 000 EUR; - patvirtinti mokėjimus biometriniais duomenimis; - užblokuoti ir atblokuoti korteles, pakeisti jų PIN kodus; - išbandyk programėlę ir atrask kitus jos privalumus! Programėle gali naudotis „Citadele“ banko klientai Lietuvoje, Latvijoje ir Estijoje. Daugiau informacijos: www.citadele.lt Tavo vertinimų ir pasiūlymų laukiame el.p. mobileapp@citadele.lv Mobiilipangandus pole kunagi olnud nii lihtne ja mugav! Tule kliendiks pangakontorisse tulemata ja vali oma vajadustele sobiv kaart: - Citadele smart: tee ülekandeid ja võta sularaha teenustasuta mis tahes pangaautomaadist kogu maailmas - Citadele supreme: saa igapäevaseid eeliseid ning kindlustust oma ostude ja reiside ees - Citadele prime: naudi kõiki meie igapäevaseid eeliseid ning lisaks ulatuslikku kindlustust sulle ja sinu perele Mobiiliäpis sa saad: - Autoriseerida ja kinnitada makseid kasutades biomeetriat; - Teha makseid kuni 10 000 EUR; - Blokeerida ja vabastada blokist kaarte ning muuta nende PIN-koode; - Naudi teisi äpi eeliseid – proovi järele! Loe lisaks: www.citadele.ee Tagasiside ja ettepanekud saada mobileapp@citadele.lv!

Screenshots

Luminor Latvija4 screens
Citadele Bank4 screens

Verdict

The call

The clearest difference is rating: Citadele Bank at 4.9 against Luminor Latvija's 2.4. Citadele Bank also leads on ratings volume (132 vs 8). On price, review sentiment, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Citadele Bank holds the better App Store score, 4.9 against 2.4. That said, the two scores are not equally well evidenced: Citadele Bank has 132 ratings behind it against 8, so its average is the more settled of the two. Written reviews complicate that: 33% of Luminor Latvija's written reviews are positive against 31% of Citadele Bank's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on October 23, 2026 and October 24, 2026 respectively.

Scorecard2 real differences · 8 level
Luminor Latvija versus Citadele Bank: the parameters behind the verdict, then further details
ParameterLuminor LatvijaCitadele Bank
PriceFreeFree
Rating2.4 (8 ratings)4.9 (132 ratings) — better
Positive reviews33.3% of reviews — better31.3% of reviews
Number of ratings8132 — better
Update frequencyEvery 2 monthsEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhoneiPhone
Requires iOS16.0 — better17.0
Further details — not scored
Size41 MB377 MB
Age rating4+4+
DeveloperLuminor Bank ABCitadele Banka AS

Customer experience

Luminor Latvija

All ratings8 ratings
Positive37.5%
Neutral0.0%
Negative62.5%
Written reviews3 reviews
Positive33.3%
Neutral0.0%
Negative66.7%

Citadele Bank

All ratings124 ratings
Positive96.8%
Neutral1.6%
Negative1.6%
Written reviews16 reviews
Positive31.3%
Neutral0.0%
Negative68.8%

In-app purchases

None

Luminor Latvija

No in-app purchases

None

Citadele Bank

No in-app purchases

Questions

Is Luminor Latvija free?
Luminor Latvija is free to download, with no in-app purchases.
Is Citadele Bank free?
Citadele Bank is free to download, with no in-app purchases.
Which has better reviews, Luminor Latvija or Citadele Bank?
Citadele Bank is rated higher. Luminor Latvija averages 2.4 out of 5 from 8 ratings, while Citadele Bank averages 4.9 from 132 ratings.
Do Luminor Latvija or Citadele Bank have ads?
Neither Luminor Latvija nor Citadele Bank shows ads.
Which is updated more often, Luminor Latvija or Citadele Bank?
Luminor Latvija ships an update every 2 months, and Citadele Bank every 2 months. Most recently, Luminor Latvija was updated on October 23, 2026 and Citadele Bank on October 24, 2026.

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