PayTabs vs Valu Jo
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
PayTabs
This app helps businesses manage payments and sell products globally. It offers seamless checkout experiences with multiple currency and payment options, including digital wallets. Businesses can also send and receive invoices easily via various channels.
- Secure mobile payments
- Global sales management
- Seamless checkout integration
- Multi-currency support
- Multiple payment options
- Invoice sending and receiving
- QR code invoicing
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Manage your start-up, SME, or enterprise business with our secure mobile payments app. Designed and built to help you sell your products and services around the world. Offer your customers a simple and seamless check out experience on your website, with our pre-built integration solutions and shopping cart plugins. Your shoppers can pay in multiple currencies using multiple payment options on your check out page β These include debit cards, credit cards and digital wallets like Apple Pay. By giving your customers the flexibility to accept multiple payment options, you're expanding the reach of your online business and driving more traffic to your web store. Save time - Send, Receive and Share invoices via QR code, email, SMS, or social media channels. PayTabs secure digital payment solutions can help power the growth of your web store across the MENA region.
Valu Jo
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Valu is The Universal Financial Technology Powerhouse, providing cutting-edge financial solutions and services that empower individuals to pursue their aspirations. At its core, Valu offers a Buy Now, Pay Later (BNPL) and a lifestyle-enabling solution that gives you seamless access to what you need, when you need it. Shop across a wide network of merchants and enjoy flexible payment plans tailored to your lifestyle. With a fully digital experience, Valu allows you to split your purchases, manage your payments, and stay in control, all in one place. Whether itβs everyday essentials or bigger purchases, Valu makes it easier to access more with flexibility and convenience.
Screenshots
Verdict
The clearest difference is update cadence: Valu Jo at every 8 days against PayTabs's every 3 weeks. PayTabs's advantage is iOS requirement (13.0 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
PayTabs ships an update every 3 weeks, Valu Jo every 8 days. The most recent releases landed on October 6, 2026 and October 5, 2026 respectively.
| Parameter | PayTabs | Valu Jo |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 16.7% of reviews | β |
| Update frequency | Every 3 weeks | Every 8 days β better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | β |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 13.0 β better | 15.6 |
| Further details β not scored | ||
| Size | 73 MB | 108 MB |
| Age rating | 4+ | 4+ |
| Developer | PayTabs Payment Services Provider LLC | Valu for Payments and Technical Solutions S.A.E. |
In-app purchases
PayTabs
No in-app purchases
Valu Jo
No in-app purchases









