DBS MAX vs iChange Member

Quick and Seamless Merchant Collection with DBS MAX 1. Affordable: Reduce your processing and handling costs of cash and cheques when you collect cashless payments from your customers. Manage your working capital better as funds are made available in your account at end of business day automatically. 2. Accessible: Storefront and mobile collections – DBS MAX lets you collect payments outside of your store and on-the-go. Access a large base of customers as you can now collect from business & consumer who bank with any PayNow/FPS* participating banks.Easily access transactional details across all your outlets making reconciliation a breeze via MAX Assist Postal. 3. Agile: Complete your transactions instantly with the use QR code, resulting in shorter queues and a better overall customer experience. An instant credit confirmation assures you that funds are collected real-time. *Realtime funds transfer service differs depending on geographic location: PayNow is available in Singapore FPS is available in Hong Kong"

iChange is a Singapore-based multi-currency mobile wallet with Mastercard, built just for your financial well-being. We believe in providing instant, secured and easy payments, making life awesome! iChange is a money-changers marketplace to eliminate the time, hassle, and fees associated with exchanging currencies and making global payments when traveling or living abroad. • Exchange money after comparing rates in our money-changers marketplace. • Store 12 most used currencies in a multi-currency wallet. • Make swift payments worldwide using the globally accepted iChange MasterCard. • Send money to your loved ones and pay bills on their behalf with just a few taps! The New Way to Change Money No more searching for a reliable money changer, carrying cash, and paying exorbitant credit card fees! With iChange, you get a one-stop money-changing marketplace where you can compare rates for any currency from several money changers at a glance and get the best deal without worrying about a hidden fee. • Fast - Exchange currencies with just a click. • Safe - All money-changers are vetted and verified. • Cost-Effective - Best rates, no hidden charges. • Transparent - Choose your rates. Stay in control. No hidden fees. Carry Multiple Currencies in a Digital Wallet iChange allows you to store foreign currencies in one convenient location, eliminating the risk of carrying cash when you travel. Top it up whenever you are and get attractive rates on the marketplace within seconds! • Local Transfer - Send money to a friend locally (in Singapore) via wallet or Paynow • QR Payment - Make instant payments by scanning QR at stores • Topup conveniently using PayNow or at any 7-Eleven Stores Make Payments Worldwide With the iChange MasterCard You can spend your money in the multi-currency wallet anywhere in the world using your iChange Card. Smart technology deducts money from your wallet based on the currency that you’re spending, subject to currency availability in your wallet. Online Payments - One card for all expenses anywhere in the world In-store Payments - Enjoy cashless payments in-store ATM Withdrawals - Withdraw currency from any ATM Make Remittances With Full Transparency Send money to most countries with 100% transparency with just a few clicks. Enjoy home delivery services in selected countries. One-Click Bill Payments from Anywhere in the World Want to pay utility bills back home on behalf of your family? Worried about sending funds for your kid’s education abroad? Pay all your bills from electricity to gas, water, internet, telephone, and subscriptions anytime, anywhere, with a single tap. Simply sign up for FREE as our member to access everything we are offering in iChange. About: IBV is a Fintech Company based in Singapore focused on making cross-border payments simple, secured and cost effective.