Comparison

DBS Card+ HK vs DBS MAX

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

DBS Card+ HK

Manage your credit cards and apply for personal loans with this app. It offers quick navigation, instant credit card applications, bill payments, money transfers, and flexible purchase splitting. Enjoy exclusive rewards and manage your spending limits easily.

Highlights
  • Instant credit card applications
  • Scan & Pay for bills and transfers
  • Split purchases with Flexi Shopping
  • Exclusive rewards and offers
  • Manage credit and spending limits
  • Instant card replacement
Features
Read full description

DBS Card+ is a card & loans app personalised and designed just the way you want it. Take control of your credit cards, enjoy superb rewards and apply for personal loans, plus a lot more – anytime, anywhere. Here are some of the great benefits: [Access what you want in seconds] In just a few taps, experience quick, intuitive navigation so you can manage your credit cards and loans. [Apply for a new card in minutes] First-time-ever in Hong Kong! You can apply for a credit card through the app instantly and start shopping right away. [Scan & Pay Anytime, Anywhere] Whether you want to settle utility bills, pay a merchant, or transfer money to your friends and family, it can never be done more easily by DBS Credit Cards with the new Pay & Transfer function in DBS Card+ app! [Split your purchases with the new Flexi Shopping] Offers a more convenient split purchases experience for better budget planning. You can combine multiple credit card transactions into a single payment plan with 3 to 60-month instalments in 2 steps! [A wide range of exclusive offers] Choose your rewards with DBS$: InstaRedeem, iGO Rewards, instant conversion to mileage and hotel partners’ loyalty programme points (Asia Miles, Avios, ALL Accor Loyalty programme, Marriott Bonvoy® and more) – all on DBS Card+. [Manage your credit and spending limits] Spend wisely with an instant credit limit increase or manage your spending limits, depending on your needs. [Card replacement] Request for a replacement instantly in simple steps. DBS Card+ is for DBS customers in Hong Kong only. The products and services available are intended for Hong Kong residents. If you are located outside of Hong Kong, the app's functionality and availability may be limited, as DBS may not be authorised to offer the same services in other countries or places. The app is not intended for distribution or use where prohibited by law. Before using this app, please ensure you are a DBS customer in Hong Kong and your use complies with local laws. DBS is regulated and authorised for banking activities in Hong Kong but may lack authorisation elsewhere. Head Office branch address: G/F, The Center, 99 Queen's Road Central, Central, Hong Kong

About

DBS MAX

This app offers a streamlined solution for businesses to collect payments from customers. It supports various payment methods, provides real-time transaction details, and makes reconciliation easy. Funds are credited to your account by the end of the business day.

Highlights
  • Affordable payment processing
  • Storefront and mobile collections
  • Collect from any PayNow/FPS bank
  • Real-time transaction details
  • QR code payments
  • Instant credit confirmation
Features
Read full description

Quick and Seamless Merchant Collection with DBS MAX 1. Affordable: Reduce your processing and handling costs of cash and cheques when you collect cashless payments from your customers. Manage your working capital better as funds are made available in your account at end of business day automatically. 2. Accessible: Storefront and mobile collections – DBS MAX lets you collect payments outside of your store and on-the-go. Access a large base of customers as you can now collect from business & consumer who bank with any PayNow/FPS* participating banks.Easily access transactional details across all your outlets making reconciliation a breeze via MAX Assist Postal. 3. Agile: Complete your transactions instantly with the use QR code, resulting in shorter queues and a better overall customer experience. An instant credit confirmation assures you that funds are collected real-time. *Realtime funds transfer service differs depending on geographic location: PayNow is available in Singapore FPS is available in Hong Kong"

Screenshots

DBS Card+ HK4 screens
DBS MAX4 screens

Verdict

The call

The clearest difference is review sentiment: DBS Card+ HK at 56% against DBS MAX's 8%. DBS Card+ HK also leads on update cadence (every 6 weeks vs every 3 months). DBS MAX's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (13.0 vs 15.8). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

DBS Card+ HK ships an update every 6 weeks, DBS MAX every 3 months. The most recent releases landed on October 29, 2026 and October 21, 2026 respectively.

Scorecard4 real differences · 6 level
DBS Card+ HK versus DBS MAX: the parameters behind the verdict, then further details
ParameterDBS Card+ HKDBS MAX
PriceFreeFree
Rating4.8 (280 ratings) — better—
Positive reviews55.6% of reviews — better7.7% of reviews
Number of ratings280 — better—
Update frequencyEvery 6 weeks — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.813.0 — better
Further details — not scored
Size246 MB36 MB
Age rating4+4+
DeveloperDBS Bank (Hong Kong) LimitedDBS Bank Ltd.

Customer experience

DBS Card+ HK

All ratings278 ratings
Positive96.4%
Neutral1.4%
Negative2.2%
Written reviews63 reviews
Positive55.6%
Neutral4.8%
Negative39.7%

DBS MAX

Written reviews13 reviews
Positive7.7%
Neutral7.7%
Negative84.6%

In-app purchases

None

DBS Card+ HK

No in-app purchases

None

DBS MAX

No in-app purchases

Questions

Is DBS Card+ HK free?
DBS Card+ HK is free to download, with no in-app purchases.
Is DBS MAX free?
DBS MAX is free to download, with no in-app purchases.
Do DBS Card+ HK or DBS MAX have ads?
Neither DBS Card+ HK nor DBS MAX shows ads.
Which is updated more often, DBS Card+ HK or DBS MAX?
DBS Card+ HK ships an update every 6 weeks, and DBS MAX every 3 months. Most recently, DBS Card+ HK was updated on October 29, 2026 and DBS MAX on October 21, 2026.

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