Comparison

Lotuswise vs SJP

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Lotuswise

This app provides financial management and business consulting services for small businesses. It offers solutions for compliance, cloud accounting, bookkeeping, and part-time finance director roles, leveraging technology for growth.

Highlights
  • Tax and Accounts Compliance
  • Cloud Accounting Specialists
  • Bookkeeping Solutions
  • Management Accounting
  • Part-time Finance Director Services
  • Business & Tax Advisory
  • Mileage Tracker Module
Features
Read full description

Lotuswise Financial Management Limited are ICAEW Chartered Accountants and Business Consultants, and members of the ICAEW Business Advice Service. We have clients from a variety of sectors around the UK as well as overseas. Lotuswise strives to be a practice with a difference. 30 years of commercial and financial experience left us uniquely placed to help clients to flourish as growing, well managed businesses. Providing innovative solutions and pragmatic advice, passionately believing that the use of technology, process and good practice should not be the province of large entities alone, we made it our mission to bring these to the small business sector. Small businesses face a competitive and increasingly digitalised world. Our services are designed to add real value in this environment. Recognising the need to prepare for a future in which value-added business growth and advisory services will be crucial, we are building a team able to meet those challenges by recruiting high calibre qualified and trainee Chartered Accountants. Working as Platinum partners with world-leading Cloud applications like QuickBooks Online and Receipt Bank, already 100% of our business clients are on a Cloud platform. We work with people who love their businesses but often need help meeting their obligations to Government, ensuring they extract profits in a tax efficient way and organise their affairs with the future in mind. We repay their trust in us by always going the extra mile. Ideally located opposite Eastcote Station, we would be very happy to discuss your business requirements. Initial Consultation Free! Services: *Compliance: Tax, Accounts, VAT, Payroll, Auto-enrolment, Company Registration and Maintenance *Cloud Accounting Specialists: QuickBooks PLATINUM partners, Receipt-Bank , Sage One & Xero partners * Book-keeping Solutions, Management Accounting * Part-time Finance Director - Business &Tax advisory, Board reporting, Acquisitions & Disposals of Businesses Please note that the background location of a user’s device is used only when starting the Mileage Tracker module. This is to measure the distance travelled while in use. Continual use can reduce battery power.

About

SJP

Manage your investments with a secure and user-friendly mobile application. Track the performance of your pension, ISAs, and bonds, view current investment values, and access expert insights and personal documents.

Highlights
  • Biometric sign-in
  • Real-time investment values
  • Performance tracking (pension, ISAs, bonds)
  • Fund breakdown details
  • Expert insights
  • Personal document library
Features
Read full description

The SJP app, a simple, safe, and convenient way to keep track of your investments. As a client of SJP you can benefit from easy access to the following great features: - Simple sign-up process - Biometric sign in - Get current values on your investments including encashment values - See deposits and withdrawals - Track how your pension, ISAs, bonds and more are performing - See more detail with fund breakdowns - Get invaluable information from our experts in the insights section - Read the latest correspondence from us in your personal document library By installing this app, you are agreeing to SJP’s Privacy and Cookies Policy. For more information about how SJP processes your personal data please see SJP’s Privacy and Cookies Policy at https://www.sjp.co.uk/privacy-policy. About St. James’s Place. SJP offers clear financial advice and knowledge to create confidence. We’re here to help you and your money go further ¬– and do better. With us to guide you, you can create a future, and a world, that you believe in. (Please see our website for full terms and conditions. T&Cs apply.) St. James’s Place Wealth Management plc is authorised and regulated by the Financial Conduct Authority. Registered Office: St. James’s Place House, 1 Tetbury Road, Cirencester, GL7 1FP. Registered in England No. 04113955

Screenshots

Lotuswise4 screens
SJP4 screens

Verdict

The call

The clearest difference is review sentiment: Lotuswise at 100% against SJP's 17%. Lotuswise also leads on iOS requirement (11.0 vs 17.0). SJP's advantage is update cadence (every 2 months vs every 8 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Lotuswise ships an update every 8 months, SJP every 2 months. The most recent releases landed on October 22, 2026 and October 30, 2026 respectively.

Scorecard3 real differences Β· 5 level
Lotuswise versus SJP: the parameters behind the verdict, then further details
ParameterLotuswiseSJP
PriceFreeFree
Positive reviews100.0% of reviews β€” better17.4% of reviews
Update frequencyEvery 8 monthsEvery 2 months β€” better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod β€” betteriPhone, iPad
Requires iOS11.0 β€” better17.0
Further details β€” not scored
Size33 MB116 MB
Age rating17+4+
DeveloperLotuswise Financial Management LimitedSt. James's Place

Customer experience

Lotuswise

Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

SJP

Written reviews69 reviews
Positive17.4%
Neutral8.7%
Negative73.9%

In-app purchases

None

Lotuswise

No in-app purchases

None

SJP

No in-app purchases

Questions

Is Lotuswise free?
Lotuswise is free to download, with no in-app purchases.
Is SJP free?
SJP is free to download, with no in-app purchases.
Do Lotuswise or SJP have ads?
Neither Lotuswise nor SJP shows ads.
Which is updated more often, Lotuswise or SJP?
Lotuswise ships an update every 8 months, and SJP every 2 months. Most recently, Lotuswise was updated on October 22, 2026 and SJP on October 30, 2026.

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