Comparison

maibank vs MICB Token

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

maibank

This all-in-one financial app puts banking at your fingertips, offering a simple, secure, and intuitive experience. Manage accounts, cards, loans, and payments effortlessly, with instant digital cards and the ability to pay bills in seconds. Enjoy enhanced privacy with features like Hide Balances.

Highlights
  • Secure and intuitive banking experience
  • Advanced security with biometrics
  • Effortless account and card management
  • Flexible loans and deposits
  • Instant digital cards
  • Fast payments and bill pay
  • Privacy tools like Hide Balances
Features
Read full description

Discover a smarter way to bank with maibank – your all-in-one financial app that brings banking to your fingertips. Experience freedom, flexibility, and innovation with the power of maib right on your smartphone. With maibank, you enjoy: • A simple, secure, and intuitive experience, designed with you in mind; • State-of-the-art security with advanced encryption, authentication, and biometric technologies; • Effortless account and card management, all in one place; • Flexible loans and deposits tailored to your needs; • Instant digital cards, ready to use in just a few taps; • Fast and easy payments, wherever you are; • Travel insurance, RCA insurance, and other essential services, fully digital; • The ability to pay your utility bills in seconds; • Tools like Hide Balances, giving you control over your privacy. Why choose maibank?
 Maibank delivers a convenient and innovative banking experience, constantly improving its features to make your life easier. From managing your daily finances to accessing advanced banking tools, maibank is your trusted financial companion. Getting started is easy!
 Install the app and experience the only bank in Moldova offering fully digital onboarding. Open an account or card directly in maibank and unlock the full potential of modern banking.

About

MICB Token

Securely authenticate and authorize banking transactions from any device. This app offers mobility and eliminates device dependency for business customers, providing a seamless user experience with push notifications and biometric or PIN authorization.

Highlights
  • Secure authentication
  • Transaction authorization
  • Cross-device mobility
  • Push notifications
  • Biometric/PIN login
  • Online and offline modes
Read full description

The MICB Token allows easy and secure authentication in our MICB Business system and authorization of your banking transactions anywhere and anytime. It provides mobility to the customers and eliminates dependency on a single device. The MICB Token mobile app is the most secure and easiest way to authenticate and authorize. To use the MICB Token app, you need to download it, install it on a mobile device (phone or tablet) and configure it. The app works with a login PIN or you can use biometrics. BC "Moldindconbank" S.A. offers its customers (legal entities) a new authentication and authorization method, which provides users with a seamless user experience through push notifications and secure authorization through biometrics, facial recognition or PIN. The authorization of transactions in the MICB Business is easier and more secure with a simple tap. The MICB Token application works in two modes: Online - when a log-in or electronic transaction is initiated, you will receive a notification of confirmation on your device. Offline - you can confirm your authentication in the MICB Business banking and the authorization of the electronic transactions, even when your device is not connected to the internet, by using the QR code scanning option displayed on the MICB Business system screen. The application will generate a code that you need to enter in the "OTP code" field in internet banking.

Screenshots

maibank4 screens
MICB Token4 screens

Verdict

The call

The clearest difference is rating: MICB Token at 4.7 against maibank's 4.1. maibank's advantage is update cadence (every 8 days vs every 13 months) and ratings volume (163 vs 7). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

MICB Token holds the better App Store score, 4.7 against 4.1. That said, the two scores are not equally well evidenced: maibank has 163 ratings behind it against 7, so its average is the more settled of the two.

UpkeepUpdate frequency

maibank ships an update every 8 days, MICB Token every 13 months. The most recent releases landed on October 8, 2026 and October 4, 2026 respectively.

Scorecard3 real differences · 7 level
maibank versus MICB Token: the parameters behind the verdict, then further details
ParametermaibankMICB Token
PriceFreeFree
Rating4.1 (163 ratings)4.7 (7 ratings) — better
Positive reviews57.1% of reviews—
Number of ratings163 — better7
Update frequencyEvery 8 days — betterEvery 13 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.0 — better16
Further details — not scored
Size371 MB13 MB
Age rating4+4+
DeveloperBC Moldova AgroindBank SABC Moldindconbank S.A.

Customer experience

maibank

All ratings163 ratings
Positive76.1%
Neutral3.7%
Negative20.2%
Written reviews163 reviews
Positive57.1%
Neutral9.8%
Negative33.1%

MICB Token

All ratings7 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

maibank

No in-app purchases

None

MICB Token

No in-app purchases

Questions

Is maibank free?
maibank is free to download, with no in-app purchases.
Is MICB Token free?
MICB Token is free to download, with no in-app purchases.
Which has better reviews, maibank or MICB Token?
MICB Token is rated higher. maibank averages 4.1 out of 5 from 163 ratings, while MICB Token averages 4.7 from 7 ratings.
Do maibank or MICB Token have ads?
Neither maibank nor MICB Token shows ads.
Which is updated more often, maibank or MICB Token?
maibank ships an update every 8 days, and MICB Token every 13 months. Most recently, maibank was updated on October 8, 2026 and MICB Token on October 4, 2026.

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