Switch vs First Iraqi Bank
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Switch
This app offers a comprehensive digital payment solution. It allows users to make online payments, transfer money globally, pay bills, manage expenses, and create secure virtual cards for a cashless experience.
- Online payments
- Global money transfers
- Bill payments
- Expense management
- Virtual card creation
- World-class security
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"Your one stop shop to a digitized cashless experience, with Switch app you can pay online, transfer money around the world, pay your bills, manage your expenses and create a virtual card with world class security" تمتع بوجهة واحدة توفر لك أفضل تجربة رقمية حيث يمكنك ومن خلال تطبيق سويج الدفع عبر الإنترنت، تحويل أموالك لأي مكان في العالم، دفع فواتيرك، إدارة نفقاتك الخاصة، بالإضافة إلى إنشاء بطاقة افتراضية بأمان عالي المستوى تاکە جێگەی شایەن بە تۆ بۆ ئەزموونکردنی بازاڕکردنی ئۆنلاین و بێ کاش، لەگەڵ ئەپڵیکەیشنی سویچ دەتوانیت بە ئۆنلاین پارەی کاڵاکانت بدەیت، بە ئاسانی پارە بگوازیتەوە بۆ سەرانسەری جیهان، پارەی لیستی خەرجییەکانت بدەیت، سەرمایە و پارەکانت بە ئاسانی بەڕێوە ببەیت و کارتی خەیاڵی درووست بکەیت بەپێی ستاندارد و ئامڕازەکانی پاراستنی جیهانی
First Iraqi Bank
This app offers a fully digital banking experience, allowing users to open accounts in minutes, deposit and withdraw cash via merchants, and manage finances. It supports multiple currencies, peer-to-peer transfers, bill payments, and saving goals.
- Digital account opening
- Cash deposit/withdrawal via merchants
- QR code payments
- Multi-currency conversion
- Peer-to-peer money transfers
- Voucher and gift card purchases
- Spending limit controls
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First Iraqi Bank is Iraq’s first-ever completely mobile bank. First Iraqi Bank’s completely digital onboarding process is fully compliant with KYC (Know Your Customer) guidelines and legal requirements. You can open a bank account in under 5 minutes and enjoy a wide range of services provided by the app. All you need is your ID card or a Passport. You can get onboarded even faster if you are a KRG (Kurdish Regional Government) employee. First Iraqi Bank app features include: -Deposit. Quickly and conveniently deposit your cash using a wide network of merchants all around Iraq. You can do this by simply showing your unique QR code to the merchant. The balance will be updated instantaneously. -Withdrawal. Quickly and conveniently withdraw cash using a wide network of merchants all around Iraq. You can do this by simply scanning a QR code provided by the merchant. Your balance will be updated instantaneously. -QuickPay. Pay for goods and services by simply scanning the QR code generated by the merchants. It will only take seconds! -Money conversion. Do you want to store and spend your money in different currencies? With First Iraqi Bank you can easily convert your money between IQD, USD, and EUR. -Money transfers. Perform Peer-to-Peer money transfers to other First Iraq Bank account holders. They will get the money within seconds! First Iraqi Bank also allows you to make local and international transfers to other banks. -Balance and transactions. Never lose track of your finances! You can always view the details of your transactions and see the history of changes in your balance. -Service Store. With First Iraqi Bank you can quickly purchase vouchers and gift cards from more than 100 different providers (e.g., Careem, Netflix, etc.) using your current balance. They will appear in the app’s wallet after the purchase, from where you can also share them with your friends and family. -Money boxes. Saving up for a new car or even a house? Take advantage of our money boxes feature! It allows you to save your money in separate spaces away from your main balance. -Find branches and stores. Quickly find our nearest branch office of First Iraqi Bank, where we will be happy to serve you. Looking for the nearest merchant to make a deposit or withdrawal? You can conveniently find them on the map. -Spending limit. Take control of your monthly spending by setting a spending limit. If your next transaction goes over the limit you will be notified. -Cash delivery. Don’t have a possibility to reach our network of merchants to deposit or withdraw money? Don’t worry, we have your back! First Iraqi Bank app allows you to track, and schedule cash withdrawal deliveries and cash deposit collections.
Screenshots
Verdict
The clearest difference is rating: First Iraqi Bank at 4.4 against Switch's 2.8. First Iraqi Bank also leads on review sentiment (48% vs 13%) and update cadence (fortnightly vs every 5 weeks). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
First Iraqi Bank holds the better App Store score, 4.4 against 2.8. Both are backed by a comparable volume of ratings — 1.5K and 5.5K respectively. Written reviews point the same way: 13% of Switch's written reviews are positive against 48% of First Iraqi Bank's.
Switch ships an update every 5 weeks, First Iraqi Bank fortnightly. Both last shipped on October 29, 2026.
| Parameter | Switch | First Iraqi Bank |
|---|---|---|
| Price | Free | Free |
| Rating | 2.8 (1.5K ratings) | 4.4 (5.5K ratings) — better |
| Positive reviews | 12.5% of reviews | 48.3% of reviews — better |
| Number of ratings | 1.5K | 5.5K — better |
| Update frequency | Every 5 weeks | Fortnightly — better |
| Ads | Yes | Yes |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Ad-supported — better |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.2 | 15.0 — better |
| Further details — not scored | ||
| Size | 150 MB | 176 MB |
| Age rating | 17+ | 17+ |
| Developer | Iraq Electronic Gate | First Iraqi Bank |
Customer experience
Switch
First Iraqi Bank
User reviews
Switch
From 1.5K App Store ratingsWhat we love
- ❤️ Good app
- 👌 Great application
- 👍 Excellent service
Room to improve
- 🐛 Buggy app
- 🔍 Poor UI/UX design
- 🚫 Terrible customer service
- 💰 High fees and charges
- ⚠️ Frequent crashes and errors
First Iraqi Bank
From 5.5K App Store ratingsWhat we love
- 🚀 Easy to use
- 🔒 Secure banking
- 👍 Great customer service
- 💡 Innovative features
Room to improve
- 🐛 Frequent app crashes
- 💰 High fees and charges
- ⏱️ Slow response from support
- 🔍 Limited functionality
Bugs and requests
Switch
Reported bugs
5 issues- Unable to create account
- Login issues and password problems
- Transactions not showing up correctly
- Card management features not working
- Compatibility problems with newer iOS versions
Requested features
4 requests- Add support for external payment methods
- Improve transaction history and reporting
- Implement two-factor authentication
- Provide better in-app support and troubleshooting
First Iraqi Bank
Reported bugs
3 issues- Virtual card issues
- Account verification problems
- Inconsistent app performance
Requested features
4 requests- Add dark mode option
- Improve international transfer capabilities
- Increase monthly transaction limits
- Provide more transparency on fees and charges
In-app purchases
Switch
No in-app purchases
First Iraqi Bank
No in-app purchases







