Switch vs First Iraqi Bank for Business
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Switch
This app offers a comprehensive digital payment solution. It allows users to make online payments, transfer money globally, pay bills, manage expenses, and create secure virtual cards for a cashless experience.
- Online payments
- Global money transfers
- Bill payments
- Expense management
- Virtual card creation
- World-class security
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"Your one stop shop to a digitized cashless experience, with Switch app you can pay online, transfer money around the world, pay your bills, manage your expenses and create a virtual card with world class security" تمتع بوجهة واحدة توفر لك أفضل تجربة رقمية حيث يمكنك ومن خلال تطبيق سويج الدفع عبر الإنترنت، تحويل أموالك لأي مكان في العالم، دفع فواتيرك، إدارة نفقاتك الخاصة، بالإضافة إلى إنشاء بطاقة افتراضية بأمان عالي المستوى تاکە جێگەی شایەن بە تۆ بۆ ئەزموونکردنی بازاڕکردنی ئۆنلاین و بێ کاش، لەگەڵ ئەپڵیکەیشنی سویچ دەتوانیت بە ئۆنلاین پارەی کاڵاکانت بدەیت، بە ئاسانی پارە بگوازیتەوە بۆ سەرانسەری جیهان، پارەی لیستی خەرجییەکانت بدەیت، سەرمایە و پارەکانت بە ئاسانی بەڕێوە ببەیت و کارتی خەیاڵی درووست بکەیت بەپێی ستاندارد و ئامڕازەکانی پاراستنی جیهانی
First Iraqi Bank for Business
This mobile banking app offers a fully digital onboarding process, allowing users to open an account in under 5 minutes. It provides features like cash deposits and withdrawals via merchants, QR code payments, money conversions, and peer-to-peer transfers. Users can also manage their finances, purchase vouchers, set spending limits, and schedule cash deliveries.
- Digital account opening
- Cash deposit/withdrawal via merchants
- QR code payments
- Multi-currency conversion
- Peer-to-peer money transfers
- Voucher and gift card purchases
- Spending limit controls
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First Iraqi Bank is Iraq’s first-ever completely mobile bank. First Iraqi Bank’s completely digital onboarding process is fully compliant with KYC (Know Your Customer) guidelines and legal requirements. You can open a bank account in under 5 minutes and enjoy a wide range of services provided by the app. All you need is your ID card or a Passport. You can get onboarded even faster if you are a KRG (Kurdish Regional Government) employee. First Iraqi Bank app features include: -Deposit. Quickly and conveniently deposit your cash using a wide network of merchants all around Iraq. You can do this by simply showing your unique QR code to the merchant. The balance will be updated in a matter of seconds. -Withdrawal. Quickly and conveniently withdraw cash using a wide network of merchants all around Iraq. You can do this by simply scanning a QR code provided by the merchant. Your balance will be updated in a matter of seconds. -QuickPay. Pay for goods and services by simply scanning the QR code generated by the merchants. It will only take seconds! -Money conversion. Do you want to store and spend your money in different currencies? With First Iraqi Bank you can easily convert your money between IQD, USD, and EUR. -Money transfers. Perform Peer-to-Peer money transfers to other First Iraq Bank account holders. They will get the money within seconds! With First Iraqi Bank you can also make local and international transfers to other banks. -Balance and transactions. Never lose track of your finances! You can always view the details of your transactions and see the history of changes in your balance. -Service Store. With First Iraqi Bank you can quickly purchase vouchers and gift cards from more than 100 different providers (e.g. Careem, Netflix, etc.) using your current balance. They will appear in the app’s wallet after the purchase, where you can also share them with your friends and family. -Money boxes. Saving up for a new car or even a house? Take advantage of our money boxes feature. It allows you to store your money in separate spaces away from your main balance. -Find branches and stores. Quickly find our nearest branch office, where we will be happy to serve you. Looking for the nearest merchant to make a deposit or withdrawal? You can conveniently find them on the map. -Spending limit. Take control of your monthly spending by setting a spending limit. If your next transaction goes over the limit you will be notified. -Cash delivery. Don’t have a possibility to reach our network of merchants to deposit or withdraw money? Don’t worry, we have your back! First Iraqi Bank app allows you to track, and schedule cash withdrawal deliveries and cash deposit collections. -Terminals. Does your business have several branches and you would like to allow them to serve your customers? With First Iraqi Bank’s “Terminals” feature, you can add or delete subaccounts to your main business account that will function as payment stations for branches of your business. From your main business account, you have a full control over the operations of your terminals.
Screenshots
Verdict
The clearest difference is rating: First Iraqi Bank for Business at 4.4 against Switch's 2.8. First Iraqi Bank for Business also leads on monetization model (ad-supported vs free with in-app purchases). Switch's advantage is ratings volume (1.5K vs 132) and review sentiment (12% vs 0%). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
First Iraqi Bank for Business holds the better App Store score, 4.4 against 2.8. That said, the two scores are not equally well evidenced: Switch has 1.5K ratings behind it against 132, so its average is the more settled of the two. Written reviews complicate that: 12% of Switch's written reviews are positive against 0% of First Iraqi Bank for Business's, so the app with the better star average is not the one people write more warmly about.
Switch ships an update every 5 weeks, First Iraqi Bank for Business every 3 weeks. The most recent releases landed on September 20, 2026 and September 18, 2026 respectively.
| Parameter | Switch | First Iraqi Bank for Business |
|---|---|---|
| Price | Free | Free |
| Rating | 2.8 (1.5K ratings) | 4.4 (132 ratings) — better |
| Positive reviews | 12.0% of reviews — better | 0.0% of reviews |
| Number of ratings | 1.5K — better | 132 |
| Update frequency | Every 5 weeks | Every 3 weeks — better |
| Ads | Yes | Yes |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Ad-supported — better |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.2 | 15.0 — better |
| Further details — not scored | ||
| Size | 150 MB | 174 MB |
| Age rating | 17+ | 17+ |
| Developer | Iraq Electronic Gate | First Iraqi Bank |
Customer experience
Switch
First Iraqi Bank for Business
Bugs and requests
Switch
Reported bugs
5 issues- Unable to create account
- Login issues and password problems
- Transactions not showing up correctly
- Card management features not working
- Compatibility problems with newer iOS versions
Requested features
4 requests- Add support for external payment methods
- Improve transaction history and reporting
- Implement two-factor authentication
- Provide better in-app support and troubleshooting
First Iraqi Bank for Business
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Switch
No in-app purchases
First Iraqi Bank for Business
No in-app purchases
Questions
Is Switch free?
Is First Iraqi Bank for Business free?
Which has better reviews, Switch or First Iraqi Bank for Business?
Do Switch or First Iraqi Bank for Business have ads?
Which is updated more often, Switch or First Iraqi Bank for Business?
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