TIB Online vs First Iraqi Bank for Business

Welcome to the new TIB Online app – Introducing an easy, secure and convenient mobile banking app, with over 25 services. Login using your mobile number and password or register with the help of your bank account number within seconds and enjoy a new banking experience. The user-friendly and intuitive user interface provides a consolidated view of your banking relationship, check balances, generate bank statement, send and receive international and local remittance, reload prepaid cards, buy vouchers and much more. Other features of TIB Online app: Sign-in Easy sign-in and secure access to the app using merely the phone number and password or biometric data Customer Service Video call to customer service officers Book appointments at the branches Branch locators and working hours ATM finders and availability hours Feedback and complaints Account opening remotely Request electronic payment cards (Debit card / Prepaid card) Request cheque book Push notifications (Transactions, Personal, and Ads) Quick and Secure Services Biometric verification to confirm transactions instead of OTP Address book (for faster transactions) Cards top-up Purchase vouchers Banking Services Electronic transfer between accounts of: the same customer other bank customers Statements of accounts and balance Electronic cards and their management Remittances Local / International remittances within Iraq: Taif network internationally: Western Union Receive remittances and deposit into bank account

First Iraqi Bank is Iraq’s first-ever completely mobile bank. First Iraqi Bank’s completely digital onboarding process is fully compliant with KYC (Know Your Customer) guidelines and legal requirements. You can open a bank account in under 5 minutes and enjoy a wide range of services provided by the app. All you need is your ID card or a Passport. You can get onboarded even faster if you are a KRG (Kurdish Regional Government) employee. First Iraqi Bank app features include: -Deposit. Quickly and conveniently deposit your cash using a wide network of merchants all around Iraq. You can do this by simply showing your unique QR code to the merchant. The balance will be updated in a matter of seconds. -Withdrawal. Quickly and conveniently withdraw cash using a wide network of merchants all around Iraq. You can do this by simply scanning a QR code provided by the merchant. Your balance will be updated in a matter of seconds. -QuickPay. Pay for goods and services by simply scanning the QR code generated by the merchants. It will only take seconds! -Money conversion. Do you want to store and spend your money in different currencies? With First Iraqi Bank you can easily convert your money between IQD, USD, and EUR. -Money transfers. Perform Peer-to-Peer money transfers to other First Iraq Bank account holders. They will get the money within seconds! With First Iraqi Bank you can also make local and international transfers to other banks. -Balance and transactions. Never lose track of your finances! You can always view the details of your transactions and see the history of changes in your balance. -Service Store. With First Iraqi Bank you can quickly purchase vouchers and gift cards from more than 100 different providers (e.g. Careem, Netflix, etc.) using your current balance. They will appear in the app’s wallet after the purchase, where you can also share them with your friends and family. -Money boxes. Saving up for a new car or even a house? Take advantage of our money boxes feature. It allows you to store your money in separate spaces away from your main balance. -Find branches and stores. Quickly find our nearest branch office, where we will be happy to serve you. Looking for the nearest merchant to make a deposit or withdrawal? You can conveniently find them on the map. -Spending limit. Take control of your monthly spending by setting a spending limit. If your next transaction goes over the limit you will be notified. -Cash delivery. Don’t have a possibility to reach our network of merchants to deposit or withdraw money? Don’t worry, we have your back! First Iraqi Bank app allows you to track, and schedule cash withdrawal deliveries and cash deposit collections. -Terminals. Does your business have several branches and you would like to allow them to serve your customers? With First Iraqi Bank’s “Terminals” feature, you can add or delete subaccounts to your main business account that will function as payment stations for branches of your business. From your main business account, you have a full control over the operations of your terminals.