Comparison

Beacon Community Mobile vs Who's Got It

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Beacon Community Mobile

Consolidate all your financial accounts into one organized view. Track balances, transaction history, and spending averages. Receive alerts for low funds and upcoming bills to make smarter financial decisions.

Highlights
  • Multi-account aggregation
  • Transaction history and spending averages
  • Alerts for low funds and upcoming bills
  • Add tags, notes, and images to transactions
  • Locate ATMs and branches
  • Bank-level security
Features
Read full description

The Beacon Mobile App is a free mobile decision-support tool that gives you the ability to aggregate all of your financial accounts, including accounts from other financial institutions, into a single, up-to-the-minute view so you can stay organized and make smarter financial decisions. It is fast, secure and makes life easier by empowering you with the tools you need to manage your personal finances. FEATURES Multi-Account Aggregation: View all of your financial information (balances, transaction history, merchant spending averages) in one place for on-the-go organization. Alerts & Notifications: Set alerts for low funds and be notified about upcoming bills. Add Tags, Notes, Images & Geo-Information: By enhancing transactions with custom tags, notes or photos of a receipt or check, you have the ability to stay organized and find exactly what you’re looking for when searching through your finances. Contact: Locate ATMs or branches and contact Beacon Community Mobile customer service directly from the app. SAFE AND SECURE The app utilizes the same bank-level security that protects you when you’re on Internet Banking. The app also features a unique 4-digit passcode setting that prevents unauthorized access. GETTING STARTED To use the Beacon Mobile App, you must be enrolled as an Beacon Community Internet Banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials. After you successfully login to the app, your accounts and transactions will begin updating.

About

Who's Got It

Effortlessly split group expenses from a single receipt. Scan your receipt, and the app automatically calculates each person's share, including tax and tip. Friends pay you back via a web link, no app download needed.

Highlights
  • AI receipt scanning
  • Automatic tax and tip calculation
  • Web link for friends to pay
  • Live payment tracking
  • Supports existing payment methods
  • Fast expense splitting
Features
Read full description

You covered the check. Now get paid back without the math or the "Venmo me whatever" text. Who's Got It turns a receipt photo into a split your friends can pay in seconds, from a link. They don't install anything. You watch the money come in. HOW IT WORKS 1. Snap the receipt. AI reads every item, the tax, the tip, and any service fee. 2. Fix anything in a tap. Group shared plates, split a pitcher four ways, or just split the total evenly. 3. Text one link to the table. Friends open it in their browser, tap what they had, and pay you on Venmo with the exact amount filled in. 4. Watch it settle. See who has paid, who still owes, and get a notification the moment each payment lands. MORE THAN ONE BILL? START A TRIP Weekend away, bachelor party, ski house. Everyone adds bills as they pay and claims what they had. Nobody sends money until the end, when settle up turns all of it into the fewest possible payments. BUILT FOR THE PERSON WHO ALWAYS PAYS • Friends need no app and no account, just the link. • Tax, tip and service fees split in proportion to what each person ordered. • Shared plates split by the item, not the whole bill. • Someone paid you in cash? Record it and their items lock for everyone else. • A friend covered the bill instead? Route the split to them. • Edit the bill after you've sent it without breaking anyone's claim. • One tap to nudge whoever still owes you. Who's Got It is free to use. Questions? support@whosgotit.app

Screenshots

Beacon Community Mobile4 screens
Who's Got It4 screens

Verdict

The call

The clearest difference is monetization model: Who's Got It at free against Beacon Community Mobile's free with in-app purchases. Who's Got It also leads on review sentiment (100% vs 89%) and iOS requirement (15.1 vs 18.4). Beacon Community Mobile's advantage is ratings volume (676 vs 16). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for Beacon Community Mobile against 5.0 for Who's Got It. That said, the two scores are not equally well evidenced: Beacon Community Mobile has 676 ratings behind it against 16, so its average is the more settled of the two. Written reviews are what separate them: 89% of Beacon Community Mobile's written reviews are positive against 100% of Who's Got It's.

UpkeepUpdate frequency

Beacon Community Mobile ships an update monthly, Who's Got It every 2 months. The most recent releases landed on November 2, 2026 and October 8, 2026 respectively.

Scorecard4 real differences · 6 level
Beacon Community Mobile versus Who's Got It: the parameters behind the verdict, then further details
ParameterBeacon Community MobileWho's Got It
PriceFreeFree
Rating4.9 (676 ratings)5.0 (16 ratings) — better
Positive reviews88.9% of reviews100.0% of reviews — better
Number of ratings676 — better16
Update frequencyMonthly — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPadiPhone, iPod
Requires iOS18.415.1 — better
Further details — not scored
Size196 MB33 MB
Age rating12+4+
DeveloperBeacon Community BankRichard Yadon

Customer experience

Beacon Community Mobile

All ratings674 ratings
Positive97.3%
Neutral0.4%
Negative2.2%
Written reviews9 reviews
Positive88.9%
Neutral0.0%
Negative11.1%

Who's Got It

Written reviews11 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Beacon Community Mobile

No in-app purchases

None

Who's Got It

No in-app purchases

Questions

Is Beacon Community Mobile free?
Beacon Community Mobile is free to download, with no in-app purchases.
Is Who's Got It free?
Who's Got It is free to download, with no in-app purchases.
Which has better reviews, Beacon Community Mobile or Who's Got It?
Who's Got It is rated higher. Beacon Community Mobile averages 4.9 out of 5 from 676 ratings, while Who's Got It averages 5.0 from 16 ratings.
Do Beacon Community Mobile or Who's Got It have ads?
Neither Beacon Community Mobile nor Who's Got It shows ads.
Which is updated more often, Beacon Community Mobile or Who's Got It?
Beacon Community Mobile ships an update monthly, and Who's Got It every 2 months. Most recently, Beacon Community Mobile was updated on November 2, 2026 and Who's Got It on October 8, 2026.

Other comparisons