EY Navigate vs Who's Got It
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
EY Navigate
This app helps you manage your finances by tracking spending and budgets. It offers professional guidance from a financial planner and provides tools to build your financial knowledge and evaluate purchases.
- Track spending and budgets
- Organize financial accounts
- Connect with EY financial planners
- Evaluate potential purchases
- Expand financial knowledge
- Learn saving strategies
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With the help of EY Navigate, you can make immediate progress toward the financial goals that matter to you. MANAGE YOUR MONEY YOUR WAY Easily track and organize your spending and budgets all in one place. EY Navigate allows you to seamlessly add your accounts and transactions so you always know exactly what's happening in your financial life. GET HELP FROM AN EY FINANCIAL PLANNER Get paired with a dedicated EY financial planner for professional guidance to help you achieve your financial goals. BUILD YOUR FINANCIAL KNOWLEDGE Access a unique set of tools to help you evaluate potential purchases, learn new ways to save and expand your financial know-how.
Who's Got It
Effortlessly split group expenses from a single receipt. Scan your receipt, and the app automatically calculates each person's share, including tax and tip. Friends pay you back via a web link, no app download needed.
- AI receipt scanning
- Automatic tax and tip calculation
- Web link for friends to pay
- Live payment tracking
- Supports existing payment methods
- Fast expense splitting
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You covered the check. Now get paid back without the math or the "Venmo me whatever" text. Who's Got It turns a receipt photo into a split your friends can pay in seconds, from a link. They don't install anything. You watch the money come in. HOW IT WORKS 1. Snap the receipt. AI reads every item, the tax, the tip, and any service fee. 2. Fix anything in a tap. Group shared plates, split a pitcher four ways, or just split the total evenly. 3. Text one link to the table. Friends open it in their browser, tap what they had, and pay you on Venmo with the exact amount filled in. 4. Watch it settle. See who has paid, who still owes, and get a notification the moment each payment lands. MORE THAN ONE BILL? START A TRIP Weekend away, bachelor party, ski house. Everyone adds bills as they pay and claims what they had. Nobody sends money until the end, when settle up turns all of it into the fewest possible payments. BUILT FOR THE PERSON WHO ALWAYS PAYS • Friends need no app and no account, just the link. • Tax, tip and service fees split in proportion to what each person ordered. • Shared plates split by the item, not the whole bill. • Someone paid you in cash? Record it and their items lock for everyone else. • A friend covered the bill instead? Route the split to them. • Edit the bill after you've sent it without breaking anyone's claim. • One tap to nudge whoever still owes you. Who's Got It is free to use. Questions? support@whosgotit.app
Screenshots
Verdict
The clearest difference is review sentiment: Who's Got It at 100% against EY Navigate's 5%. Who's Got It also leads on rating (5.0 vs 2.0). EY Navigate's advantage is iOS requirement (12.2 vs 15.1). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Who's Got It holds the better App Store score, 5.0 against 2.0. Both are backed by a comparable volume of ratings — 36 and 16 respectively. Written reviews point the same way: 5% of EY Navigate's written reviews are positive against 100% of Who's Got It's.
EY Navigate ships an update every 3 months, Who's Got It every 2 months. The most recent releases landed on October 29, 2026 and October 8, 2026 respectively.
| Parameter | EY Navigate | Who's Got It |
|---|---|---|
| Price | Free | Free |
| Rating | 2.0 (36 ratings) | 5.0 (16 ratings) — better |
| Positive reviews | 5.3% of reviews | 100.0% of reviews — better |
| Number of ratings | 36 — better | 16 |
| Update frequency | Every 3 months | Every 2 months — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 12.2 — better | 15.1 |
| Further details — not scored | ||
| Size | 40 MB | 33 MB |
| Age rating | 4+ | 4+ |
| Developer | EY Global Services Limited | Richard Yadon |
Customer experience
EY Navigate
Who's Got It
In-app purchases
EY Navigate
No in-app purchases
Who's Got It
No in-app purchases
Questions
Is EY Navigate free?
Is Who's Got It free?
Which has better reviews, EY Navigate or Who's Got It?
Do EY Navigate or Who's Got It have ads?
Which is updated more often, EY Navigate or Who's Got It?
Other comparisons
