随牛AI vs Jan Reports

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Jan Reports reads a company's official financial filings and explains them in plain language — what it sold, what it kept, how solid the balance sheet is, and what deserves a second look. EVERYTHING BY FIXED RULES, NO AI Every sentence is produced by hand-written rules and thresholds. The same numbers in, the same words out, every time. No model, no chatbot, no fetching opinions online. The one exception: scanned PDFs are read with Apple's on-device text recognition, which only turns pixels into text — every recognized number is shown to you for checking, and the judgments stay rule-based. YOUR DATA STAYS ON YOUR PHONE There is no server of ours. Filings come straight to your device from regulators' and exchanges' public channels (Europe via XBRL International's public ESEF repository, which gathers filings from national officially appointed mechanisms) and are computed and cached locally. The app collects nothing. 11 MARKETS • US — SEC EDGAR structured data (10-K/10-Q/20-F/40-F), direct conclusions • Europe/UK — EU ESEF structured filings (IFRS), direct conclusions • Korea — OPEN DART structured filings, annual reports (bring your own free key) • Brazil — CVM open data, direct conclusions • Mainland China, Hong Kong, Taiwan, India, Australia, Thailand, Saudi Arabia (experimental) — official annual-report PDFs; every number is confirmed by you before translation • Anything else — type the numbers in yourself; same rules apply READ IT IN ENGLISH OR CHINESE The reading itself — verdict, cards, evidence, glossary, caveats, comparisons, notifications — can follow your system language or be switched by hand. Judgments and scores are identical in both. COMPARE TWO ORIGINALS Put any two reports from the same company side by side: item by item, ratio by ratio — and check whether the company quietly restated last year's numbers. WHAT THIS APP IS NOT It is not investment advice. It has no share prices, no valuations, no analyst views, and no idea what the market expects. The score just adds a few financial indicators with fixed weights — it describes financial condition and says nothing about whether to buy or sell.