Jan Reports vs 美股AI智能体

Jan Reports reads a company's official financial filings and explains them in plain language — what it sold, what it kept, how solid the balance sheet is, and what deserves a second look. EVERYTHING BY FIXED RULES, NO AI Every sentence is produced by hand-written rules and thresholds. The same numbers in, the same words out, every time. No model, no chatbot, no fetching opinions online. The one exception: scanned PDFs are read with Apple's on-device text recognition, which only turns pixels into text — every recognized number is shown to you for checking, and the judgments stay rule-based. YOUR DATA STAYS ON YOUR PHONE There is no server of ours. Filings come straight to your device from regulators' and exchanges' public channels (Europe via XBRL International's public ESEF repository, which gathers filings from national officially appointed mechanisms) and are computed and cached locally. The app collects nothing. 11 MARKETS • US — SEC EDGAR structured data (10-K/10-Q/20-F/40-F), direct conclusions • Europe/UK — EU ESEF structured filings (IFRS), direct conclusions • Korea — OPEN DART structured filings, annual reports (bring your own free key) • Brazil — CVM open data, direct conclusions • Mainland China, Hong Kong, Taiwan, India, Australia, Thailand, Saudi Arabia (experimental) — official annual-report PDFs; every number is confirmed by you before translation • Anything else — type the numbers in yourself; same rules apply READ IT IN ENGLISH OR CHINESE The reading itself — verdict, cards, evidence, glossary, caveats, comparisons, notifications — can follow your system language or be switched by hand. Judgments and scores are identical in both. COMPARE TWO ORIGINALS Put any two reports from the same company side by side: item by item, ratio by ratio — and check whether the company quietly restated last year's numbers. WHAT THIS APP IS NOT It is not investment advice. It has no share prices, no valuations, no analyst views, and no idea what the market expects. The score just adds a few financial indicators with fixed weights — it describes financial condition and says nothing about whether to buy or sell.

美股AI智能体是一款专注于美股研究与分析的 AI 助手，帮助中文投资者更高效地整理信息、理解市场并形成研究思路。 【核心功能】 · 自然语言问答：直接询问个股、行业、财报与市场主题 · AI 辅助分析：从多个角度梳理机会、风险与关键指标 · 连续对话：围绕同一研究主题继续追问 · 历史会话：登录后保存并同步研究记录 · 独立专注体验：打开 App 即进入 AI 智能体 本应用提供信息与研究辅助，不提供证券经纪或交易执行服务。所有内容仅供参考，不构成投资建议。投资有风险，入市需谨慎。 【订阅说明】 · 订阅项目：AI 智能体 Pro（月付 / 季付） · 订阅内容：AI 智能体 Pro 功能需要订阅；个股智能分析每天40次，超出后每小时5次。已有相应权益的用户可登录使用。 · 价格：以 App 内购买页显示的价格为准 · 自动续订：订阅会自动续订，并在当前订阅期结束前 24 小时内按所选周期扣费；如需取消，请在当前订阅期结束至少 24 小时前，前往“设置 → Apple 账户 → 订阅”关闭自动续订 · 隐私政策：https://stockwe.com/privacy · 使用条款（EULA）：https://www.apple.com/legal/internet-services/itunes/dev/stdeula/