Raiffeisen SmartToken vs e
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Raiffeisen SmartToken
This app provides secure and convenient transaction authentication and ordering directly from your mobile phone. It functions as an eToken, enabling 100% online processes without requiring a physical device. Integration with existing mobile banking apps simplifies activation.
- Secure transaction authentication
- Order transactions remotely
- eToken functionality
- 100% online process
- No physical token needed
- Integrates with mobile banking
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Be the first who tries the new Raiffeisen SmartToken app, integrated with Raiffeisen Smart Mobile and Raiffeisen Online - helping you to authenticate and order any transaction safely and securely, wherever you are, using just your mobile phone. The app is an eToken that makes authentication easy and makes everything 100% online, without the need for a physical token. To activate authentication via Raiffeisen SmartToken, all you need to do is tick the option in your new Raiffeisen Smart Mobile app.
e
Manage your building's maintenance costs, submit meter readings, and send tickets to your building's administration. Locate payment terminals for cash payments and utilize a cashier function with a compatible Bluetooth thermal printer.
- View maintenance costs
- Enter meter readings
- Submit tickets to administration
- Locate payment terminals
- Cashier function with Bluetooth printer
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Această aplicaţie este varianta pentru iOS a platformei www.e-bloc.ro Principalele funcţii ale aplicaţiei sunt: - afişarea de informaţii legate de costul întreţinerii - introducerea indecşilor de contoare - transmiterea de tichete către administraţie - localizarea terminalelor plată numerar (ex: PayPoint, SelfPay etc) Utilizarea funcţiei de casier necesită o imprimantă termică bluetooth. Modele suportate: - din testele noastre, orice imprimantă "chinezească" (ex: POS, PT, ZJ, Rongta, BPP, Zeus, etc) din categoria de preţ 300-700 Lei - în principiu orice imprimantă bluetooth Star; noi am testat: Star SM-L200
Screenshots
Verdict
The clearest difference is review sentiment: e at 77% against Raiffeisen SmartToken's 10%. e also leads on rating (5.0 vs 4.6) and device support (3 vs 1). Raiffeisen SmartToken's advantage is ratings volume (298 vs 48). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
e holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: Raiffeisen SmartToken has 298 ratings behind it against 48, so its average is the more settled of the two. Written reviews point the same way: 10% of Raiffeisen SmartToken's written reviews are positive against 77% of e's.
Raiffeisen SmartToken ships an update every 6 weeks, e monthly. Both last shipped on October 18, 2026.
| Parameter | Raiffeisen SmartToken | e |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (298 ratings) | 5.0 (48 ratings) — better |
| Positive reviews | 9.6% of reviews | 77.1% of reviews — better |
| Number of ratings | 298 — better | 48 |
| Update frequency | Every 6 weeks | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone | iPhone, iPad, iPod — better |
| Requires iOS | 16.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 43 MB | 44 MB |
| Age rating | 4+ | 4+ |
| Developer | Raiffeisen Bank Romania S.A. | XiSoft Servicii SRL |
Customer experience
Raiffeisen SmartToken
e
Bugs and requests
Raiffeisen SmartToken
Not enough reviews yet to summarise bugs or requests.
e
Reported bugs
18 issues- App design incompatible with iOS 26
- Maintenance not displayed in app
- App sends useless notifications
- App doesn't send payment notifications
- Username authentication not working
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- Navigation is confusing and fragmented
- Payments not working, blocked
- Payment not working after last update
- Cannot transmit water consumption index
- App not connecting to server after update
- App crashes on startup on iOS
- Payment authorization takes too long
- Cannot finalize payment
- App doesn't display previous months in history
- Cannot input new index for water meter
- App doesn't remember apartment
- Cannot make online payment from web page
- Pseudonym already exists error for reviews
Requested features
11 requests- Integrate Apple Pay or other banking apps
- Allow users to choose payment buttons
- Move app from 'Finance' to 'Utilities' category
- Consolidate navigation methods
- Add electronic invoice in the app
Show 6 moreShow fewer
- Add ability to introduce persons
- Remember selected apartment
- Memorize payment card
- Add email payment confirmation
- Add option to read meter index smaller than current app
- Option for common user for multiple locations
In-app purchases
Raiffeisen SmartToken
No in-app purchases
e
No in-app purchases
