Raiffeisen SmartToken vs Sub Keeper

Be the first who tries the new Raiffeisen SmartToken app, integrated with Raiffeisen Smart Mobile and Raiffeisen Online - helping you to authenticate and order any transaction safely and securely, wherever you are, using just your mobile phone. The app is an eToken that makes authentication easy and makes everything 100% online, without the need for a physical token. To activate authentication via Raiffeisen SmartToken, all you need to do is tick the option in your new Raiffeisen Smart Mobile app.

Know exactly what you pay every month, and when to cancel or renew — Subscription Keeper keeps track for you. From digital subscriptions like Netflix, YouTube Premium and Disney+ to insurance, rentals, phone plans and the gym. Every recurring charge in one place. ■ Never miss the end of a free trial Add a trial and get a reminder before it turns into a payment. "Your Apple TV+ free trial ends in 3 days" — decide then whether to keep it. ■ The next payment date, worked out for you Enter the first billing date and the cycle; the next payment date is calculated from there. Weekly, monthly, every 3 or 6 months, yearly, or any interval you set yourself. ■ Your spending at a glance This month's estimated charges, your yearly subscription cost, and spending by category. Mixed currencies stay separate — nothing is merged at a made-up exchange rate. ■ Payment calendar See which charges land on which day this month. ■ Find what you no longer use Subscriptions you mark as Paused or Ended are gathered in one list, so forgotten charges are easy to spot. ■ Available in English and Korean You can pick the app's language separately from your device language. ■ Your spending is your business — privacy by design · No sign-up, no server, no account · Subscription, payment and contract details never leave your device and your iCloud · iCloud sync is optional and stores data only in your own private iCloud · Face ID lock, and content is covered in the app switcher · Full card numbers cannot be stored by design The more subscriptions you have, the more money leaks away quietly. Start keeping track today.