Comparison

Balanz vs MODO

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Balanz

Open an investment account to trade various market assets in real-time. Track holdings, invest in mutual funds, CEDEARs, stocks, bonds, and manage USD MEP. Execute trades instantly with Direct Market Access.

Highlights
  • Open Investment Account
  • Real-time Holdings Tracking
  • Invest in Mutual Funds, CEDEARs, Stocks, Bonds
  • USD MEP Trading
  • Direct Market Access (DMA)
  • Instant Order Execution
Features
Read full description

Somos Especialistas en Valor. Tenemos 20 años de trayectoria en el mercado de capitales. Abrí tu Cuenta de Inversión, y operá todos los activos del mercado en sus horarios habituales. Realizá el seguimiento de tenencias con cotización en tiempo real e invertí en todos los instrumentos disponibles en el mercado: Fondos Comunes de Inversión, CEDEARs, Acciones, Bonos, compra y venta de Dólar MEP, etc. Operación por DMA (Direct Market Access) con ejecución instantánea de las órdenes. Operá seguro: contamos con los más altos estándares de tecnología. Nuestra posición en el mercado es de máxima solidez y permanente crecimiento, basados en un constante análisis de los ciclos económicos, tomas de decisiones acertadas y un firme compromiso en darles seguridad y transparencia a las operaciones de nuestros clientes. Balanz Full Investment House

About

MODO

Simplify your daily life by connecting bank accounts and cards. Pay with QR or contactless, discover instant benefits and discounts, and access various services like recharges and gift cards. Transfer money easily to contacts without needing their bank details.

Highlights
  • Connect bank accounts and cards
  • QR and contactless payments
  • Discover instant discounts and benefits
  • Recharge services (SUBE, mobile, etc.)
  • Send money to contacts without CBU/alias
  • View all account balances
Read full description

MODO es la app que simplifica tu día a día: conectá tus cuentas y tarjetas bancarias, elegí cómo pagar y aprovechá beneficios al instante. ¿Qué podés hacer con MODO? - Pagá Usá QR o contactless en comercios físicos, tiendas online y transporte. - Aprovechá beneficios Explorá la sección de Promos y descubrí descuentos de tus bancos, tarjetas y comercios: – Al pagar, te mostramos qué medio tiene promo – ¡Disfrutá reintegros super rápidos! - MODO + Aprovechá productos y servicios para tu día a día: – Recargá SUBE, celular, DIRECTV y Telecentro – Regalá gift cards de PlayStation – Contratá Sony One y Pax Assistance – Comprá pasajes con Plataforma 10 – Doná a organizaciones solidarias - Transferí Transferí directo al banco de tus contactos del celular, ¡sin pedir CBU ni alias! También podés enviar dinero a una cuenta propia. - ¡Y más! Asociá tus cuentas y tarjetas bancarias en una sola app. Podés consultar todos tus saldos en vivo. - Tené en cuenta: – Para pagar con MODO, usás las cuentas y tarjetas de tus bancos. Conocé los bancos adheridos: www.modo.com.ar/bancos – MODO es gratis, no cobramos comisiones por tus transacciones. – Tu seguridad es nuestra prioridad. Nunca te vamos a pedir dinero ni datos confidenciales. - Tus bancos en MODO: – Banco Nación - Santander - Galicia - BBVA - Macro - Patagonia - Credicoop - ICBC - Supervielle - BANCOR - Sanco Santa Fe - Ciudad - Hipotecario - Banco Entre Rios - Banco Corrientes - Banco San Juan - BPN - Banco Santa Cruz - Brubank - Naranja X - Banco Piano - Banco Columbia - Comafi - Buepp - YOY - Banco del Sol - Banco Meridian - Banco Bica - Municipal de Rosario - Reba - Banco Roela - BSE - Banco del Chubut - Banco Dino - Mariva - Banco Coinag Más información en modo.com.ar Dirección: Av. del Libertador 7208, Piso 3, Oficina 3.1., C.A.B.A.

Screenshots

Balanz4 screens
MODO4 screens

Verdict

The call

The clearest difference is ads: Balanz at none against MODO's shown. MODO's advantage is update cadence (weekly vs monthly) and monetization model (free vs ad-supported). On price, rating, review sentiment and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.7 for Balanz against 4.8 for MODO. That said, the two scores are not equally well evidenced: MODO has 1.3K ratings behind it against 174, so its average is the more settled of the two. Written reviews split almost evenly too, at 27% and 28% positive.

UpkeepUpdate frequency

Balanz ships an update monthly, MODO weekly. The most recent releases landed on September 21, 2026 and September 17, 2026 respectively.

Scorecard4 real differences · 6 level
Balanz versus MODO: the parameters behind the verdict, then further details
ParameterBalanzMODO
PriceFreeFree
Rating4.7 (174 ratings)4.8 (1.3K ratings) — better
Positive reviews27.5% of reviews27.9% of reviews — better
Number of ratings1741.3K — better
Update frequencyMonthlyWeekly — better
AdsNo — betterYes
In-app purchasesNoNo
MonetizationAd-supportedFree — better
DevicesiPhone, iPad — betteriPhone
Requires iOS16.016.0
Further details — not scored
Size120 MB193 MB
Age rating4+12+
DeveloperBalanzPlay Digital SA

Customer experience

Balanz

All ratings174 ratings
Positive94.3%
Neutral1.7%
Negative4.0%
Written reviews51 reviews
Positive27.5%
Neutral9.8%
Negative62.7%

MODO

All ratings1,279 ratings
Positive96.1%
Neutral1.2%
Negative2.7%
Written reviews86 reviews
Positive27.9%
Neutral7.0%
Negative65.1%

Bugs and requests

Balanz

Not enough reviews yet to summarise bugs or requests.

MODO

Reported bugs

3 issues
  • Login and registration failures
  • Inability to transfer funds or make payments
  • Glitches with QR code scanning

Requested features

3 requests
  • Add NFC payment support
  • Improve notification settings
  • Streamline account management and linking

In-app purchases

None

Balanz

No in-app purchases

None

MODO

No in-app purchases

Questions

Is Balanz free?
Balanz is free to download, with no in-app purchases.
Is MODO free?
MODO is free to download, with no in-app purchases.
Which has better reviews, Balanz or MODO?
MODO is rated higher. Balanz averages 4.7 out of 5 from 174 ratings, while MODO averages 4.8 from 1.3K ratings.
Do Balanz or MODO have ads?
MODO shows ads; Balanz does not.
Which is updated more often, Balanz or MODO?
Balanz ships an update monthly, and MODO weekly. Most recently, Balanz was updated on September 21, 2026 and MODO on September 17, 2026.

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