Expense Tracker vs Cashflow Calendar

Simple & Free Budget Tracker A simple budgeting app to track income and expenses with ease. No account registration, no bank connections, and no subscriptions. All data is stored locally for fast, secure, offline use. Designed with a familiar iOS interface, This app lets anyone start budgeting instantly. FEATURES ---------------- • Extremely simple and easy to use • No account registration required • Free to use forever (no hidden charges later) • Built-in calendar for easy tracking • Budget settings by category • Monthly, yearly, and cumulative reports • Unlimited custom categories • Unlimited fixed income and expense settings • 20+ theme colors and 20+ app icons • CSV (Excel) export, PDF export, and printing • Passcode lock with Face ID and Touch ID • iCloud backup and iPad sync • 15+ Home Screen widgets • Lock Screen widgets supported Everything you need for daily expense management, completely free. RECOMMENDED FOR ---------------- • People who don’t want a complicated budgeting app • Users who feel uneasy linking bank accounts or credit cards • Those who dislike apps that constantly connect to the internet • Anyone who wants to record expenses simply and quickly • Users who gave up on receipt scanning apps • People who just want easy input • Anyone who doesn’t want monthly subscription fees This app stores all data locally, so it’s fast, secure, and works offline. Unlike many other apps, there are no monthly subscriptions, and useful features remain free. FEATURE DETAILS ---------------- [ Input ] Tap large, easy-to-press category buttons and enter amounts quickly. The built-in calculator keyboard makes input fast and comfortable. An automatic input mode allows you to enter multiple receipts continuously. [ Calendar ] Check daily income and expenses at a glance on the calendar. Customize the start day of the week and monthly start or closing dates, making it easy to begin tracking from your payday. Add or delete entries directly from the calendar for easy bulk input. Savings and initial balances can be set to display carry-overs and cumulative totals. [ Reports ] Monthly income and expenses are displayed in clear pie charts. View spending ratios by category to easily spot overspending or hidden waste. [ Backup / CSV / PDF Export ] All data can be exported as CSV (Excel-compatible) files. Use exported files as backups and import them when changing devices, including iPhone and iPad. CSV data can also be used on a computer for accounting or tax filing. Monthly data can be exported as PDF files for archiving or printing. [ Theme Colors & App Icons ] Customize the app with over 20 theme colors, from cute pinks to chic dark blues. Change the app icon to match your style, choosing from more than 20 designs. [ Passcode Lock ] Protect your financial data with a passcode. Face ID and Touch ID are fully supported. [ Widgets ] Supports both Home Screen and Lock Screen widgets. Check remaining budgets by category without opening the app. See how much you can still spend this month. Display a mini calendar showing recorded days. Add new entries directly from the Lock Screen with a single tap. ABOUT THE APP ---------------- This is a simple and free budgeting app with no subscriptions. Just record your income and expenses, and the app automatically organizes them into clear calendars and reports, helping you understand your finances at a glance. Unlike overly complex apps that rely on bank syncing or receipt scanning, This app focuses on essential features only, designed to be fast, clear, and easy for anyone to use. 【Terms of Service】 https://komorebi-studio.com/tos_en.html 【Privacy Policy】 https://komorebi-studio.com/policyredirect.html

See your money before it moves. Cashflow Calendar turns your accounts into a clear, day-by-day picture of what's coming in, what's going out, and exactly what each balance will be — today, next week, or months from now. A calendar built for cash flow An innovative calendar view lays out your inflows, outflows, and running balances at a glance, so a future low balance is never a surprise. See your balance into the future (NEW) Project your balances forward and watch how today's decisions play out weeks or months ahead. Test a "what-if" — a new bill, a raise, an early payoff — and see the impact on your future balance instantly. Set goals and reach them (NEW) Set savings and payoff goals, then track your progress as your cash flow brings them closer. Track your true investment returns (NEW) Add your investments and see how they're really performing with personal rate of return (XIRR) and time-weighted return (TWR) — the numbers that actually tell you how your money is growing. Set things up your way Create an account for every budget category you want to watch, or mirror your real-world accounts — checking, credit, savings, business. However you think about your money, the app fits around it. Import in seconds Bring transactions in straight from your bank's CSV statements. Cashflow Calendar reads common statement formats and helps you map the columns, so setup is quick. Stay accurate and on time (NEW) Reconcile your accounts with adjusting entries so your balances always match reality, and set reminders so a bill or paycheck never slips by. All your history in one place Add and review transactions from yesterday — or last year. It feels good to have everything together. See the bigger picture Turn your transactions into clear charts and reports — spot trends, compare periods, and see where your money really goes. Share accounts with people you trust Connect with a friend or family member to view and update a shared account together. Changes sync across your devices in real time. Your data, safe and restorable (NEW) Snapshot your whole workspace and restore it anytime. With a subscription, backups are stored securely in the cloud so your setup is protected across devices. No limits Add unlimited accounts, transactions, and connections. Start seeing your money clearly with Cashflow Calendar.