Comparison

Expense Tracker vs MoneySaver

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expense Tracker

This app offers a straightforward way to track your income and expenses without requiring account registration or bank connections. It prioritizes local data storage for speed and security, with a familiar interface for instant budgeting. Customize themes, export data, and secure your finances with a passcode.

Highlights
  • Simple and easy to use
  • No account registration
  • Local data storage
  • Budget settings by category
  • Monthly, yearly, and cumulative reports
  • CSV and PDF export
  • Passcode lock with Face ID/Touch ID
Features
Read full description

Simple & Free Budget Tracker A simple budgeting app to track income and expenses with ease. No account registration, no bank connections, and no subscriptions. All data is stored locally for fast, secure, offline use. Designed with a familiar iOS interface, This app lets anyone start budgeting instantly. FEATURES ---------------- • Extremely simple and easy to use • No account registration required • Free to use forever (no hidden charges later) • Built-in calendar for easy tracking • Budget settings by category • Monthly, yearly, and cumulative reports • Unlimited custom categories • Unlimited fixed income and expense settings • 20+ theme colors and 20+ app icons • CSV (Excel) export, PDF export, and printing • Passcode lock with Face ID and Touch ID • iCloud backup and iPad sync • 15+ Home Screen widgets • Lock Screen widgets supported Everything you need for daily expense management, completely free. RECOMMENDED FOR ---------------- • People who don’t want a complicated budgeting app • Users who feel uneasy linking bank accounts or credit cards • Those who dislike apps that constantly connect to the internet • Anyone who wants to record expenses simply and quickly • Users who gave up on receipt scanning apps • People who just want easy input • Anyone who doesn’t want monthly subscription fees This app stores all data locally, so it’s fast, secure, and works offline. Unlike many other apps, there are no monthly subscriptions, and useful features remain free. FEATURE DETAILS ---------------- [ Input ] Tap large, easy-to-press category buttons and enter amounts quickly. The built-in calculator keyboard makes input fast and comfortable. An automatic input mode allows you to enter multiple receipts continuously. [ Calendar ] Check daily income and expenses at a glance on the calendar. Customize the start day of the week and monthly start or closing dates, making it easy to begin tracking from your payday. Add or delete entries directly from the calendar for easy bulk input. Savings and initial balances can be set to display carry-overs and cumulative totals. [ Reports ] Monthly income and expenses are displayed in clear pie charts. View spending ratios by category to easily spot overspending or hidden waste. [ Backup / CSV / PDF Export ] All data can be exported as CSV (Excel-compatible) files. Use exported files as backups and import them when changing devices, including iPhone and iPad. CSV data can also be used on a computer for accounting or tax filing. Monthly data can be exported as PDF files for archiving or printing. [ Theme Colors & App Icons ] Customize the app with over 20 theme colors, from cute pinks to chic dark blues. Change the app icon to match your style, choosing from more than 20 designs. [ Passcode Lock ] Protect your financial data with a passcode. Face ID and Touch ID are fully supported. [ Widgets ] Supports both Home Screen and Lock Screen widgets. Check remaining budgets by category without opening the app. See how much you can still spend this month. Display a mini calendar showing recorded days. Add new entries directly from the Lock Screen with a single tap. ABOUT THE APP ---------------- This is a simple and free budgeting app with no subscriptions. Just record your income and expenses, and the app automatically organizes them into clear calendars and reports, helping you understand your finances at a glance. Unlike overly complex apps that rely on bank syncing or receipt scanning, This app focuses on essential features only, designed to be fast, clear, and easy for anyone to use. 【Terms of Service】 https://komorebi-studio.com/tos_en.html 【Privacy Policy】 https://komorebi-studio.com/policyredirect.html

About

MoneySaver

Effortlessly manage your finances with this intuitive app. Track expenses, monitor income, and create budgets with ease. Gain clear insights into your spending habits through advanced analytics and customizable features.

Highlights
  • One-tap expense tracking
  • Real-time budget analytics
  • Interactive charts and reporting
  • Flexible category system
  • Multiple currency support
  • Biometric protection
Features
Read full description

MoneySaver is a smart assistant for managing expenses, income and budget, which makes financial management simple, clear and, most importantly, effective. Where does all the money go? What do you spend most on? How to save and on what? How to control everything? MoneySaver will answer all your questions. With the application, you can forget about complex tables, notes in a notebook and intricate calculations - all money is under your control in one application. ALL DATA IS STORED ONLY WITH YOU We have taken care of the maximum privacy of your data, so all of it is stored locally on your device. To avoid losing it, we recommend periodically making a backup copy in iCloud. SMART MONEY MANAGEMENT: Easy and convenient control of finances • One-tap expense tracking • Fast transaction entry • Real-time budget analytics • Functional templates • Flexible category system • Create up to 3 independent profiles • Support for multiple currencies • Detailed accounting of income and expenses ADVANCED ANALYTICS: Make informed decisions with visual information • Interactive charts and analytics • Monthly analytics • Detailed financial reporting • Smart expense breakdown • Comparison of periods and statements CUSTOMIZE YOUR PERSONAL FINANCES: Make it truly yours • Customize your profile with individual colors • Customize functionality to suit your needs • Customize the colors of the main panel • Unique design for each profile SECURITY ABOVE ALL • Biometric protection • Enhanced privacy mode Start your financial journey today! • Effectively plan your budget • Track all your expenses and income • Save time and money Download the app and take control of your finances right now! Payment will be charged to your iTunes account at confirmation of purchase. Your subscription automatically renews unless auto-renew is turned off at least 24 hours before the end of the current subscription. Your account will be charged for subscription renewal within 24 hours prior to the end of the current subscription. You can manage your subscription and turn off auto-renewal in your Account Settings after purchase. You cannot cancel the current subscription during the active subscription period. Any unused portion or portion of a free trial period will be forfeited immediately upon purchase of the subscription. Privacy Policy: https://heathered-sting-b83.notion.site/Privacy-Policy-for-MoneySaver-1e7b6427965680b0aeb1e42b38866267 Terms of Service: https://heathered-sting-b83.notion.site/Terms-of-Service-for-MoneySaver-1e7b64279656803bbe49ee26225087d3

Screenshots

Expense Tracker4 screens
MoneySaver4 screens

Verdict

The call

The clearest difference is ads: MoneySaver at none against Expense Tracker's shown. MoneySaver also leads on review sentiment (100% vs 90%). Expense Tracker's advantage is ratings volume (3K vs 4) and iOS requirement (15.0 vs 17.0). On price, rating, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Expense Tracker sells 2 one-off in-app purchases and MoneySaver sells 2 in-app purchases, starting at $9.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for Expense Tracker against 5.0 for MoneySaver. That said, the two scores are not equally well evidenced: Expense Tracker has 3K ratings behind it against 4, so its average is the more settled of the two. Written reviews are what separate them: 90% of Expense Tracker's written reviews are positive against 100% of MoneySaver's.

UpkeepUpdate frequency

Expense Tracker ships an update every 3 weeks, MoneySaver every 2 weeks. The most recent releases landed on November 6, 2026 and November 4, 2026 respectively.

Scorecard4 real differences · 6 level
Expense Tracker versus MoneySaver: the parameters behind the verdict, then further details
ParameterExpense TrackerMoneySaver
PriceFreeFree
Rating4.9 (3K ratings)5.0 (4 ratings) — better
Positive reviews89.8% of reviews100.0% of reviews — better
Number of ratings3K — better4
Update frequencyEvery 3 weeksEvery 2 weeks — better
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better17.0
Further details — not scored
Size110 MB96 MB
Age rating4+4+
DeveloperKomorebi Inc.Roman Okulevich

Customer experience

Expense Tracker

All ratings2,996 ratings
Positive98.1%
Neutral1.6%
Negative0.3%
Written reviews551 reviews
Positive89.8%
Neutral4.9%
Negative5.3%

MoneySaver

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Expense Tracker

Reported bugs

2 issues
  • Data loss after uninstalling and reinstalling the app
  • Issues with date synchronization after updates

Requested features

5 requests
  • Ability to set budgets for expense categories
  • Option to mark expenses as 'paid'
  • Sync data across multiple devices
  • More detailed reporting and analytics
  • Support for multiple accounts/wallets

MoneySaver

Not enough reviews yet to summarise bugs or requests.

In-app purchases

2 purchases

Expense Tracker

One-time2
  • Removing Ads$12.99
  • Premium Service (Lifetime)$14.99
2 purchases

MoneySaver

Subscriptions2
  • MoneySaver Premium3 Days trial$9.991 Month
  • MoneySaver Premium$49.991 Year

Questions

Is Expense Tracker free?
Expense Tracker is free to download, with in-app purchases available.
Is MoneySaver free?
MoneySaver is free to download, with in-app purchases available.
Which has better reviews, Expense Tracker or MoneySaver?
MoneySaver is rated higher. Expense Tracker averages 4.9 out of 5 from 3K ratings, while MoneySaver averages 5.0 from 4 ratings.
Do Expense Tracker or MoneySaver have ads?
Expense Tracker shows ads; MoneySaver does not.
Which is updated more often, Expense Tracker or MoneySaver?
Expense Tracker ships an update every 3 weeks, and MoneySaver every 2 weeks. Most recently, Expense Tracker was updated on November 6, 2026 and MoneySaver on November 4, 2026.

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