Comparison

Expense Tracker vs Xpenses

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expense Tracker

This app offers a straightforward way to track your income and expenses without requiring account registration or bank connections. It prioritizes local data storage for speed and security, with a familiar interface for instant budgeting. Customize themes, export data, and secure your finances with a passcode.

Highlights
  • Simple and easy to use
  • No account registration
  • Local data storage
  • Budget settings by category
  • Monthly, yearly, and cumulative reports
  • CSV and PDF export
  • Passcode lock with Face ID/Touch ID
Features
Read full description

Simple & Free Budget Tracker A simple budgeting app to track income and expenses with ease. No account registration, no bank connections, and no subscriptions. All data is stored locally for fast, secure, offline use. Designed with a familiar iOS interface, This app lets anyone start budgeting instantly. FEATURES ---------------- • Extremely simple and easy to use • No account registration required • Free to use forever (no hidden charges later) • Built-in calendar for easy tracking • Budget settings by category • Monthly, yearly, and cumulative reports • Unlimited custom categories • Unlimited fixed income and expense settings • 20+ theme colors and 20+ app icons • CSV (Excel) export, PDF export, and printing • Passcode lock with Face ID and Touch ID • iCloud backup and iPad sync • 15+ Home Screen widgets • Lock Screen widgets supported Everything you need for daily expense management, completely free. RECOMMENDED FOR ---------------- • People who don’t want a complicated budgeting app • Users who feel uneasy linking bank accounts or credit cards • Those who dislike apps that constantly connect to the internet • Anyone who wants to record expenses simply and quickly • Users who gave up on receipt scanning apps • People who just want easy input • Anyone who doesn’t want monthly subscription fees This app stores all data locally, so it’s fast, secure, and works offline. Unlike many other apps, there are no monthly subscriptions, and useful features remain free. FEATURE DETAILS ---------------- [ Input ] Tap large, easy-to-press category buttons and enter amounts quickly. The built-in calculator keyboard makes input fast and comfortable. An automatic input mode allows you to enter multiple receipts continuously. [ Calendar ] Check daily income and expenses at a glance on the calendar. Customize the start day of the week and monthly start or closing dates, making it easy to begin tracking from your payday. Add or delete entries directly from the calendar for easy bulk input. Savings and initial balances can be set to display carry-overs and cumulative totals. [ Reports ] Monthly income and expenses are displayed in clear pie charts. View spending ratios by category to easily spot overspending or hidden waste. [ Backup / CSV / PDF Export ] All data can be exported as CSV (Excel-compatible) files. Use exported files as backups and import them when changing devices, including iPhone and iPad. CSV data can also be used on a computer for accounting or tax filing. Monthly data can be exported as PDF files for archiving or printing. [ Theme Colors & App Icons ] Customize the app with over 20 theme colors, from cute pinks to chic dark blues. Change the app icon to match your style, choosing from more than 20 designs. [ Passcode Lock ] Protect your financial data with a passcode. Face ID and Touch ID are fully supported. [ Widgets ] Supports both Home Screen and Lock Screen widgets. Check remaining budgets by category without opening the app. See how much you can still spend this month. Display a mini calendar showing recorded days. Add new entries directly from the Lock Screen with a single tap. ABOUT THE APP ---------------- This is a simple and free budgeting app with no subscriptions. Just record your income and expenses, and the app automatically organizes them into clear calendars and reports, helping you understand your finances at a glance. Unlike overly complex apps that rely on bank syncing or receipt scanning, This app focuses on essential features only, designed to be fast, clear, and easy for anyone to use. 【Terms of Service】 https://komorebi-studio.com/tos_en.html 【Privacy Policy】 https://komorebi-studio.com/policyredirect.html

About

Xpenses

Manage your personal finances with a privacy-focused expense tracker. Organize spending, set budgets, and gain insights into your financial habits with local data storage and no ads.

Highlights
  • Unlimited expense & income tracking
  • Local-only data storage
  • Predefined and custom categories
  • Monthly summaries and graphs
  • iCloud Sync
  • Partner Sharing
  • CSV Import & Export
Features
Read full description

Take control of your finances, on your terms. Track spending, plan budgets, and reflect on your financial habits with a beautiful, privacy-first app designed for real life. Private by Design Your data belongs to you, always. Stored locally, never shared, and never tracked. No account required. No ads. No data harvesting. Ever. Free to Use, Forever Get started with the Basic Plan for free. It includes everything you need to begin your journey toward better financial awareness: - Unlimited expense & income tracking - Local-only data storage - Predefined smart categories - Monthly summaries & year-in-review graphs - Advanced search, filtering, and sorting - All features with no ads and no account Upgrade to Premium (optional) For those who want more customization and convenience, the Premium Plan adds powerful features: - iCloud Sync – Keep your data in sync across devices - Partner Sharing – Collaborate with a loved one - Custom Categories – Personalize your finances - Monthly Budgets – Plan and stay on track - Recurring Transactions – Automate repeat entries - Import & Export – Backup or migrate with CSV files Choose between a one-time purchase or a flexible subscription, whichever fits your style. You’ll get full access, with no restrictions. No pressure. No tracking. Just clarity. This is your space to reflect, plan, and stay in control, with peace of mind. Terms of Use: https://puppybyte.dev/xpenses/terms Privacy Policy: https://puppybyte.dev/xpenses/privacy

Screenshots

Expense Tracker4 screens
Xpenses4 screens

Verdict

The call

The clearest difference is ads: Xpenses at none against Expense Tracker's shown. Expense Tracker's advantage is ratings volume (3K vs 1) and update cadence (every 3 weeks vs every 2 months). On price, rating, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Expense Tracker sells 2 one-off in-app purchases and Xpenses sells 3 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for Expense Tracker against 5.0 for Xpenses. That said, the two scores are not equally well evidenced: Expense Tracker has 3K ratings behind it against 1, so its average is the more settled of the two.

UpkeepUpdate frequency

Expense Tracker ships an update every 3 weeks, Xpenses every 2 months. The most recent releases landed on October 26, 2026 and October 18, 2026 respectively.

Scorecard4 real differences · 6 level
Expense Tracker versus Xpenses: the parameters behind the verdict, then further details
ParameterExpense TrackerXpenses
PriceFreeFree
Rating4.9 (3K ratings)5.0 (1 ratings) — better
Positive reviews89.8% of reviews—
Number of ratings3K — better1
Update frequencyEvery 3 weeks — betterEvery 2 months
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better17
Further details — not scored
Size110 MB12 MB
Age rating4+4+
DeveloperKomorebi Inc.Ana Filipe

Customer experience

Expense Tracker

All ratings2,996 ratings
Positive98.1%
Neutral1.6%
Negative0.3%
Written reviews551 reviews
Positive89.8%
Neutral4.9%
Negative5.3%

Xpenses

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Expense Tracker

Reported bugs

2 issues
  • Data loss after uninstalling and reinstalling the app
  • Issues with date synchronization after updates

Requested features

5 requests
  • Ability to set budgets for expense categories
  • Option to mark expenses as 'paid'
  • Sync data across multiple devices
  • More detailed reporting and analytics
  • Support for multiple accounts/wallets

Xpenses

Not enough reviews yet to summarise bugs or requests.

In-app purchases

2 purchases

Expense Tracker

One-time2
  • Removing Ads$12.99
  • Premium Service (Lifetime)$14.99
3 purchases

Xpenses

Subscriptions2
  • Xpenses Premium (1 Month)1 Month trial$0.991 Month
  • Xpenses Premium (1 Year)1 Month trial$8.991 Year
One-time1
  • Premium Lifetime$14.99

Questions

Is Expense Tracker free?
Expense Tracker is free to download, with in-app purchases available.
Is Xpenses free?
Xpenses is free to download, with in-app purchases available.
Which has better reviews, Expense Tracker or Xpenses?
Xpenses is rated higher. Expense Tracker averages 4.9 out of 5 from 3K ratings, while Xpenses averages 5.0 from 1 ratings.
Do Expense Tracker or Xpenses have ads?
Expense Tracker shows ads; Xpenses does not.
Which is updated more often, Expense Tracker or Xpenses?
Expense Tracker ships an update every 3 weeks, and Xpenses every 2 months. Most recently, Expense Tracker was updated on October 26, 2026 and Xpenses on October 18, 2026.

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