Comparison

Expense Tracker vs Simple Spendings

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Expense Tracker

This app offers a straightforward way to track your income and expenses without requiring account registration or bank connections. It prioritizes local data storage for speed and security, with a familiar interface for instant budgeting. Customize themes, export data, and secure your finances with a passcode.

Highlights
  • Simple and easy to use
  • No account registration
  • Local data storage
  • Budget settings by category
  • Monthly, yearly, and cumulative reports
  • CSV and PDF export
  • Passcode lock with Face ID/Touch ID
Features
Read full description

Simple & Free Budget Tracker A simple budgeting app to track income and expenses with ease. No account registration, no bank connections, and no subscriptions. All data is stored locally for fast, secure, offline use. Designed with a familiar iOS interface, This app lets anyone start budgeting instantly. FEATURES ---------------- • Extremely simple and easy to use • No account registration required • Free to use forever (no hidden charges later) • Built-in calendar for easy tracking • Budget settings by category • Monthly, yearly, and cumulative reports • Unlimited custom categories • Unlimited fixed income and expense settings • 20+ theme colors and 20+ app icons • CSV (Excel) export, PDF export, and printing • Passcode lock with Face ID and Touch ID • iCloud backup and iPad sync • 15+ Home Screen widgets • Lock Screen widgets supported Everything you need for daily expense management, completely free. RECOMMENDED FOR ---------------- • People who don’t want a complicated budgeting app • Users who feel uneasy linking bank accounts or credit cards • Those who dislike apps that constantly connect to the internet • Anyone who wants to record expenses simply and quickly • Users who gave up on receipt scanning apps • People who just want easy input • Anyone who doesn’t want monthly subscription fees This app stores all data locally, so it’s fast, secure, and works offline. Unlike many other apps, there are no monthly subscriptions, and useful features remain free. FEATURE DETAILS ---------------- [ Input ] Tap large, easy-to-press category buttons and enter amounts quickly. The built-in calculator keyboard makes input fast and comfortable. An automatic input mode allows you to enter multiple receipts continuously. [ Calendar ] Check daily income and expenses at a glance on the calendar. Customize the start day of the week and monthly start or closing dates, making it easy to begin tracking from your payday. Add or delete entries directly from the calendar for easy bulk input. Savings and initial balances can be set to display carry-overs and cumulative totals. [ Reports ] Monthly income and expenses are displayed in clear pie charts. View spending ratios by category to easily spot overspending or hidden waste. [ Backup / CSV / PDF Export ] All data can be exported as CSV (Excel-compatible) files. Use exported files as backups and import them when changing devices, including iPhone and iPad. CSV data can also be used on a computer for accounting or tax filing. Monthly data can be exported as PDF files for archiving or printing. [ Theme Colors & App Icons ] Customize the app with over 20 theme colors, from cute pinks to chic dark blues. Change the app icon to match your style, choosing from more than 20 designs. [ Passcode Lock ] Protect your financial data with a passcode. Face ID and Touch ID are fully supported. [ Widgets ] Supports both Home Screen and Lock Screen widgets. Check remaining budgets by category without opening the app. See how much you can still spend this month. Display a mini calendar showing recorded days. Add new entries directly from the Lock Screen with a single tap. ABOUT THE APP ---------------- This is a simple and free budgeting app with no subscriptions. Just record your income and expenses, and the app automatically organizes them into clear calendars and reports, helping you understand your finances at a glance. Unlike overly complex apps that rely on bank syncing or receipt scanning, This app focuses on essential features only, designed to be fast, clear, and easy for anyone to use. 【Terms of Service】 https://komorebi-studio.com/tos_en.html 【Privacy Policy】 https://komorebi-studio.com/policyredirect.html

About

Simple Spendings

Features
Read full description

No subscriptions. No ads. No data tracking. Just a clean, powerful tool that helps you stay mindful of your spending. Simple Spendings is your financial single source of truth that puts you in control. By entering your expenses you stay aware of your habits - while smart suggestions make adding new items effortless and fast. Why Simple Spendings? - Manual input, mindful tracking - Stay aware of your spending, one entry at a time. - Smart suggestions - The app remembers your recent spendings to speed up new entries. - Multi-currency support - Track expenses in any currency, ideal for travelers and global users. - Category insights - Instantly see totals, averages, and trends across all your categories. - Future estimates - Get projections of upcoming expenses based on your past patterns. - Private cloud sync - Your data is stored securely and synced across your devices. No one else can access it, just you! - Import & export (JSON) - Easily back up or move your data between devices. - Cross-device simplicity - Works seamlessly on iPhone, iPad, and Mac. - Light and Dark modes - follows system's colour theme. - Completely free - No paywalls, no ads, and no tracking. Just simplicity and privacy. Stay aware, not overwhelmed Simple Spendings is designed to make budgeting clear and effortless. It's not about automation - it's about awareness. You enter each spending mindfully, and the app does the rest: organizing, calculating, and showing where your money truly goes. Spend less time managing. Spend more time understanding. Simple Spendings - completely free, beautifully simple.

Screenshots

Expense Tracker4 screens
Simple Spendings4 screens

Verdict

The call

The clearest difference is in-app purchases: Simple Spendings at none against Expense Tracker's 2. Simple Spendings also leads on ads (none vs shown). Expense Tracker's advantage is iOS requirement (15.0 vs 18.4). On price, update cadence and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Expense Tracker sells 2 one-off in-app purchases. Simple Spendings asks for nothing beyond the download.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on October 24, 2026 and October 7, 2026 respectively.

Scorecard3 real differences · 7 level
Expense Tracker versus Simple Spendings: the parameters behind the verdict, then further details
ParameterExpense TrackerSimple Spendings
PriceFreeFree
Rating4.9 (3K ratings) — better—
Positive reviews89.8% of reviews—
Number of ratings3K — better—
Update frequencyEvery 3 weeksEvery 3 weeks
AdsYesNo — better
In-app purchasesYesNo — better
MonetizationFree with in-app purchases—
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better18.4
Further details — not scored
Size110 MB7 MB
Age rating4+4+
DeveloperKomorebi Inc.Andrzej Gawron

Bugs and requests

Expense Tracker

Reported bugs

2 issues
  • Data loss after uninstalling and reinstalling the app
  • Issues with date synchronization after updates

Requested features

5 requests
  • Ability to set budgets for expense categories
  • Option to mark expenses as 'paid'
  • Sync data across multiple devices
  • More detailed reporting and analytics
  • Support for multiple accounts/wallets

Simple Spendings

Not enough reviews yet to summarise bugs or requests.

In-app purchases

2 purchases

Expense Tracker

One-time2
  • Removing Ads$12.99
  • Premium Service (Lifetime)$14.99
None

Simple Spendings

No in-app purchases

Questions

Is Expense Tracker free?
Expense Tracker is free to download, with in-app purchases available.
Is Simple Spendings free?
Simple Spendings is free to download, with no in-app purchases.
Do Expense Tracker or Simple Spendings have ads?
Expense Tracker shows ads; Simple Spendings does not.
Which is updated more often, Expense Tracker or Simple Spendings?
Expense Tracker ships an update every 3 weeks, and Simple Spendings every 3 weeks. Most recently, Expense Tracker was updated on October 24, 2026 and Simple Spendings on October 7, 2026.

Other comparisons