Comparison

UnityLink Money Transfer vs FanzoPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

UnityLink Money Transfer

Send money instantly and affordably to Africa with this reimagined remittance app. Enjoy the best exchange rates and a secure, seamless experience to support loved ones effortlessly.

Highlights
  • Instant remittances
  • Affordable transfers
  • Best exchange rates
  • Secure transactions
  • Seamless user experience
  • Brand new display design
Features
Read full description

Instant, Affordable, and Effortless Remittances to Africa. With our reimagined app, transfers have been made easy with the best exchange rates, every time. Supporting your loved ones has never been more convenient and secure. Enjoy the brand new display design for a seamless experience.

About

FanzoPay

Features
Read full description

FanzoPay turns everyday in-store spending into cashback rewards — free for customers, simple for businesses. For customers — completely free Earn cashback when you pay in person at businesses you love. Scan a QR code at checkout to collect rewards, then redeem them on future visits. No fees, no subscription, no catch. • Earn cashback for shopping local • Track your rewards across every business you visit • Redeem in seconds with a simple scan For businesses — run your own loyalty programme FanzoPay gives local shops, cafés, salons and other merchants everything they need to reward in-person customers and keep them coming back. • Set your own cashback rates and reward items • Issue and validate rewards with a quick QR scan at the counter • Add staff and multiple locations • See who your regulars are Start free for 30 days — no card required. Explore the full business toolkit before choosing a plan. FanzoPay is a tool for running a real-world, in-store loyalty programme. Cashback is credit toward future purchases at participating businesses — it is not withdrawable cash.

Screenshots

UnityLink Money Transfer4 screens
FanzoPay4 screens

Verdict

The call

The clearest difference is update cadence: FanzoPay at every 5 days against UnityLink Money Transfer's fortnightly. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

UnityLink Money Transfer ships an update fortnightly, FanzoPay every 5 days. The most recent releases landed on October 24, 2026 and October 15, 2026 respectively.

Scorecard1 real difference · 9 level
UnityLink Money Transfer versus FanzoPay: the parameters behind the verdict, then further details
ParameterUnityLink Money TransferFanzoPay
PriceFreeFree
Rating4.9 (41 ratings) — better—
Positive reviews69.0% of reviews—
Number of ratings41 — better—
Update frequencyFortnightlyEvery 5 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.0 — better15.1
Further details — not scored
Size105 MB51 MB
Age rating4+4+
DeveloperUnityLink Financial Services LtdArinze Ugwu

Bugs and requests

UnityLink Money Transfer

Reported bugs

19 issues
  • List of names keeps moving during selection
  • App failing to load
  • Cannot take screenshots
  • Money not refunded after failed transactions
  • App not working on iPhone
Show 14 more
  • Face ID not connecting for login
  • App fails to load up
  • Difficult to set Mpin after update
  • Bug in app version 2.22.10 preventing login
  • Delayed payments even after deduction
  • Cannot upload update
  • Cannot re-add a deleted recipient
  • Cannot delete account
  • Cannot sign up again
  • Live chat not working
  • Website login issues
  • Registration blocked in Germany
  • App crashes or freezes
  • Transactions stuck in review for hours

Requested features

21 requests
  • Stabilize the names list when selecting recipients
  • Add reference option when sending money
  • Allow screenshots for transaction confirmation
  • Simplify the sharing feature for confirmation
  • Bring back biometric login
Show 16 more
  • Allow editing or labeling of recipients
  • Improve user interface to remove clutter
  • Make the app simpler for first-time users
  • Allow users to change personal information (phone number)
  • Improve customer service response times
  • Allow users to add senders' names to transfers
  • Allow users to add references to transfers
  • Improve exchange rates
  • Allow bank deposit
  • Allow sending to Uganda
  • Allow recipients to be pulled from Contacts App
  • Reduce the number of pages/protocols for sending money
  • Improve the registration process for all countries
  • Fix bugs in app version 2.22.10
  • Support Mpin
  • Fix Face ID login issues

FanzoPay

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

UnityLink Money Transfer

No in-app purchases

None

FanzoPay

No in-app purchases

Questions

Is UnityLink Money Transfer free?
UnityLink Money Transfer is free to download, with no in-app purchases.
Is FanzoPay free?
FanzoPay is free to download, with no in-app purchases.
Do UnityLink Money Transfer or FanzoPay have ads?
Neither UnityLink Money Transfer nor FanzoPay shows ads.
Which is updated more often, UnityLink Money Transfer or FanzoPay?
UnityLink Money Transfer ships an update fortnightly, and FanzoPay every 5 days. Most recently, UnityLink Money Transfer was updated on October 24, 2026 and FanzoPay on October 15, 2026.

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