UnityLink Money Transfer vs FanzoPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
UnityLink Money Transfer
Send money instantly and affordably to Africa with this reimagined remittance app. Enjoy the best exchange rates and a secure, seamless experience to support loved ones effortlessly.
- Instant remittances
- Affordable transfers
- Best exchange rates
- Secure transactions
- Seamless user experience
- Brand new display design
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Instant, Affordable, and Effortless Remittances to Africa. With our reimagined app, transfers have been made easy with the best exchange rates, every time. Supporting your loved ones has never been more convenient and secure. Enjoy the brand new display design for a seamless experience.
FanzoPay
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FanzoPay turns everyday in-store spending into cashback rewards — free for customers, simple for businesses. For customers — completely free Earn cashback when you pay in person at businesses you love. Scan a QR code at checkout to collect rewards, then redeem them on future visits. No fees, no subscription, no catch. • Earn cashback for shopping local • Track your rewards across every business you visit • Redeem in seconds with a simple scan For businesses — run your own loyalty programme FanzoPay gives local shops, cafés, salons and other merchants everything they need to reward in-person customers and keep them coming back. • Set your own cashback rates and reward items • Issue and validate rewards with a quick QR scan at the counter • Add staff and multiple locations • See who your regulars are Start free for 30 days — no card required. Explore the full business toolkit before choosing a plan. FanzoPay is a tool for running a real-world, in-store loyalty programme. Cashback is credit toward future purchases at participating businesses — it is not withdrawable cash.
Screenshots
Verdict
The clearest difference is update cadence: FanzoPay at every 5 days against UnityLink Money Transfer's fortnightly. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
UnityLink Money Transfer ships an update fortnightly, FanzoPay every 5 days. The most recent releases landed on October 24, 2026 and October 15, 2026 respectively.
| Parameter | UnityLink Money Transfer | FanzoPay |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (41 ratings) — better | — |
| Positive reviews | 69.0% of reviews | — |
| Number of ratings | 41 — better | — |
| Update frequency | Fortnightly | Every 5 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 105 MB | 51 MB |
| Age rating | 4+ | 4+ |
| Developer | UnityLink Financial Services Ltd | Arinze Ugwu |
Bugs and requests
UnityLink Money Transfer
Reported bugs
19 issues- List of names keeps moving during selection
- App failing to load
- Cannot take screenshots
- Money not refunded after failed transactions
- App not working on iPhone
Show 14 moreShow fewer
- Face ID not connecting for login
- App fails to load up
- Difficult to set Mpin after update
- Bug in app version 2.22.10 preventing login
- Delayed payments even after deduction
- Cannot upload update
- Cannot re-add a deleted recipient
- Cannot delete account
- Cannot sign up again
- Live chat not working
- Website login issues
- Registration blocked in Germany
- App crashes or freezes
- Transactions stuck in review for hours
Requested features
21 requests- Stabilize the names list when selecting recipients
- Add reference option when sending money
- Allow screenshots for transaction confirmation
- Simplify the sharing feature for confirmation
- Bring back biometric login
Show 16 moreShow fewer
- Allow editing or labeling of recipients
- Improve user interface to remove clutter
- Make the app simpler for first-time users
- Allow users to change personal information (phone number)
- Improve customer service response times
- Allow users to add senders' names to transfers
- Allow users to add references to transfers
- Improve exchange rates
- Allow bank deposit
- Allow sending to Uganda
- Allow recipients to be pulled from Contacts App
- Reduce the number of pages/protocols for sending money
- Improve the registration process for all countries
- Fix bugs in app version 2.22.10
- Support Mpin
- Fix Face ID login issues
FanzoPay
Not enough reviews yet to summarise bugs or requests.
In-app purchases
UnityLink Money Transfer
No in-app purchases
FanzoPay
No in-app purchases
Questions
Is UnityLink Money Transfer free?
Is FanzoPay free?
Do UnityLink Money Transfer or FanzoPay have ads?
Which is updated more often, UnityLink Money Transfer or FanzoPay?
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