UnityLink Money Transfer vs AffordWise

Instant, Affordable, and Effortless Remittances to Africa. With our reimagined app, transfers have been made easy with the best exchange rates, every time. Supporting your loved ones has never been more convenient and secure. Enjoy the brand new display design for a seamless experience.

Know what you can safely spend today - and where your money is heading next. PRIVACY-FIRST BY DESIGN AffordWise does not collect the financial information you enter into the app. No bank account connection or AffordWise account is required. AffordWise is a personal budgeting and financial planning app designed to help you understand your money, stay on top of bills, control spending and plan ahead with confidence. Add the financial information you want AffordWise to use and build a clear picture of your finances around the way you actually live. SAFE TO SPEND Your bank balance doesn't always tell you what you can actually afford. AffordWise brings together your income, bills, recorded spending and planned savings to give you a clearer Safe To Spend figure for the month. MANAGE YOUR MONEY - Multiple income sources - Weekly, bi-weekly, monthly and one-off income - Transaction tracking with search and category filters - A built-in guide to getting started with Transactions - Flexible recurring bills and commitments - Upcoming and historical bill views - Category Budgets - Savings Goals - Editable Current Balance - CSV data export REPORTS & INSIGHTS Understand where your money is going with clear, visual reporting: - Income received and recorded spending - Cash-flow reporting - Colour-coded spending categories - Category breakdowns - Donut and bar chart visualisations - Top spending insights - Category Budget progress - Insights calculated only from your own AffordWise data Category Budgets help you set monthly spending limits and see whether you're On Track, Approaching Limit or Over Budget. PLAN FROM PAYDAY TO PAYDAY Calendar months aren't always how real life works. Premium Pay-Cycle Insights lets you select your primary income and understand your finances from one payday to the next: - Your current pay cycle - Income received during the cycle - Recorded spending - Bills already paid - Bills remaining before payday - Planned savings - Available Until Payday - Daily guidance where applicable AffordWise can also highlight when upcoming commitments before payday may put pressure on your current balance. PLAN AHEAD WITH AFFORDWISE PREMIUM AffordWise Premium unlocks advanced planning, reporting and personalisation. BALANCE FORECAST See your projected month-end and year-end financial position before you get there. 12-MONTH FORECAST Explore a rolling month-by-month view of where your finances may be heading. WHAT IF PLANNER Considering a purchase or change? Test potential financial decisions before making them and see how they could affect your plan. PAY-CYCLE INSIGHTS Understand what needs to last from payday to payday, not just what happened during a calendar month. FULL REPORTS & INSIGHTS Unlock the complete reporting experience, including historical comparisons, custom reporting periods, visual dashboards and deeper insights. MAKE IT YOURS - App Icons - choose a Home Screen icon, including seasonal and cultural designs - Premium Themes - Ocean, Sunset and Aurora PLAN WITHOUT LIMITS - Unlimited Savings Goals - Suggest a Feature - help shape what AffordWise builds next Choose Premium Monthly, Premium Annual or Founder Lifetime. FOUNDER LIFETIME A one-time purchase for lifetime AffordWise Premium. No subscription, no renewals. £9.99 until 31 December 2026. PRIVACY-FIRST FINANCIAL PLANNING No bank connection or Open Banking required. Your finances remain something you choose to record and manage within AffordWise. AFFORDWISE HELPS YOU ANSWER: How much can I safely spend? Where is my money going? What bills are coming up? Am I staying within my budgets? What could my finances look like later? What happens if I make this purchase? What needs to last until my next payday? Understand today. Plan what comes next. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/