Comparison

HKT POS vs 5D Pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

HKT POS

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Accept FPS/Tap & Go payments anywhere using your own mobile device ! HKT POS APP is a point-of-sales (POS) mobile app that allows merchants to accept payments on-the-go. Simply log-in to generate a FPS QR code to accept payments via FPS from any banking or mobile wallet app that supports this feature. Product Features: # Simplified POS – Accept payments from FPS enabled banking apps and mobile wallets through HKQR^ # Easy onboarding – Apply for an account on our website # Notification function – Receive instant transaction notifications ^ Applicable to mobile wallets and banking apps joining FPS and supporting HKQR and subject to the arrangement of the mobile wallet operators * Note:HKT Merchant Services is subject to Terms and Conditions of HKT Payment Limited. For details, please visit https://www.hktmerchantservices.com

About

5D Pay

This app allows users to send and receive money quickly, earn rewards on spending, and manage finances with insights. It also facilitates business operations and group payments.

Highlights
  • Send and receive money
  • Earn rewards on spending
  • Apply rewards to purchases
  • Manage finances with insights
  • Run business operations
  • Collect money from multiple people
Features
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5D Pay helps you pay, get paid, and REWARDED, in no time: SEND AND RECEIVE MONEY in just a few taps or a single scan. EARN REWARDS ON YOUR SPENDING and apply them against your next purchase at 5D Pay merchant outlets. MANAGE YOUR MONEY with insights you can use to plan your finances. RUN YOUR BUSINESS at your fingertips. COLLECT MONEY FROM MULTIPLE PEOPLE NEARBY ALL AT ONCE. We save you time to do the things you love. Get started right away and earn rewards!

Screenshots

HKT POS4 screens
5D Pay3 screens

Verdict

The call

The clearest difference is update cadence: 5D Pay at fortnightly against HKT POS's every 6 months. HKT POS's advantage is iOS requirement (9.0 vs 15). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

HKT POS ships an update every 6 months, 5D Pay fortnightly. The most recent releases landed on October 13, 2026 and October 24, 2026 respectively.

Scorecard2 real differences · 8 level
HKT POS versus 5D Pay: the parameters behind the verdict, then further details
ParameterHKT POS5D Pay
PriceFreeFree
Rating—5.0 (4 ratings) — better
Positive reviews—33.3% of reviews
Number of ratings—4 — better
Update frequencyEvery 6 monthsFortnightly — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPodiPhone, iPod
Requires iOS9.0 — better15
Further details — not scored
Size7 MB106 MB
Age rating4+4+
DeveloperHKT Payment LimitedYintran Group Holdings Limited

In-app purchases

None

HKT POS

No in-app purchases

None

5D Pay

No in-app purchases

Questions

Is HKT POS free?
HKT POS is free to download, with no in-app purchases.
Is 5D Pay free?
5D Pay is free to download, with no in-app purchases.
Do HKT POS or 5D Pay have ads?
Neither HKT POS nor 5D Pay shows ads.
Which is updated more often, HKT POS or 5D Pay?
HKT POS ships an update every 6 months, and 5D Pay fortnightly. Most recently, HKT POS was updated on October 13, 2026 and 5D Pay on October 24, 2026.

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