PayJunction vs Processa
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
PayJunction
This app allows existing customers to process payments and collect electronic signatures on the go. It supports keying in credit cards, sending email receipts, and offers next-day deposits. It is PCI Level 1 compliant for secure transactions.
- Key-in credit cards
- Send receipts via email
- Collect electronic signatures
- Next-day deposits
- PCI Level 1 compliance
- Process ACH payments
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Process payments on the go with PayJunction’s mobile app. You must be an existing PayJunction customer to use this companion app on your iPhone or iPad. Features • Key-in credit cards • Send receipts via email • Collect customers' signatures electronically • Receive next-day deposits • Achieve PCI Level 1 compliance • Remember to update the app often as we’ll be adding more features throughout 2018! PayJunction allows U.S.-based businesses to process payments and capture electronic signatures for card-present and card-not-present transactions. Users can set up recurring billing schedules, process ACH payments, store tokenized cards on file, recharge and refund with a click and access the system from any computer, smartphone or tablet with an Internet connection. The Smart Terminal for retail transactions is plug and play, allowing businesses to process EMV (chip), magstripe cards (swipe), and NFC-enabled devices without having to print or store paper receipts. PayJunction is a Level 1 PCI compliant provider.
Processa
This cloud-based point-of-sale application simplifies credit card payment processing for businesses. It allows for product customization, customer data storage, and real-time analytics. Advanced features are available for iPad users, including table mode for restaurants.
- Process credit card payments
- Customize products with details and images
- Securely store customer payment information
- Apply custom tips and discounts
- View real-time payment analytics
- Detailed transaction history
- Split payment functionality
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Processa is the cloud-based POS (Point-of-Sale) app that you and your business need. The simplest and quickest way to accept credit card payments on your device. Features: - Process payments right on your device or connect your card reader. - Customize your products with names, descriptions, unique taxes and images. - Use the Customer Vault to save your customer data and their payment information. - Add unique tips and discounts. - View real-time analytics about your payments. - See your detailed transaction history. - Enter manual amounts during the checkout process. - Split payment functionality. - Email your transactions to your customers. iPad features: - Advanced checkout system. - Have multiple open carts at the same time. - Table mode for restaurants and bars.
Screenshots
Verdict
The clearest difference is review sentiment: PayJunction at 100% against Processa's 50%. PayJunction also leads on rating (4.5 vs 4.0) and update cadence (every 3 weeks vs every 2 months). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
PayJunction holds the better App Store score, 4.5 against 4.0. Both are backed by a comparable volume of ratings — 8 and 10 respectively. Written reviews point the same way: 100% of PayJunction's written reviews are positive against 50% of Processa's.
PayJunction ships an update every 3 weeks, Processa every 2 months. The most recent releases landed on September 10, 2026 and August 5, 2026 respectively.
| Parameter | PayJunction | Processa |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (8 ratings) — better | 4.0 (10 ratings) |
| Positive reviews | 100.0% of reviews — better | 50.0% of reviews |
| Number of ratings | 8 | 10 — better |
| Update frequency | Every 3 weeks — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 9.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 11 MB | 122 MB |
| Age rating | 4+ | 4+ |
| Developer | Messiahic, Inc. | Fluid Pay LLC |
Customer experience
PayJunction
Processa
In-app purchases
PayJunction
No in-app purchases
Processa
No in-app purchases








