Comparison

PayJunction vs Processa

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

PayJunction

This app allows existing customers to process payments and collect electronic signatures on the go. It supports keying in credit cards, sending email receipts, and offers next-day deposits. It is PCI Level 1 compliant for secure transactions.

Highlights
  • Key-in credit cards
  • Send receipts via email
  • Collect electronic signatures
  • Next-day deposits
  • PCI Level 1 compliance
  • Process ACH payments
Features
Read full description

Process payments on the go with PayJunction’s mobile app. You must be an existing PayJunction customer to use this companion app on your iPhone or iPad. Features • Key-in credit cards • Send receipts via email • Collect customers' signatures electronically • Receive next-day deposits • Achieve PCI Level 1 compliance • Remember to update the app often as we’ll be adding more features throughout 2018! PayJunction allows U.S.-based businesses to process payments and capture electronic signatures for card-present and card-not-present transactions. Users can set up recurring billing schedules, process ACH payments, store tokenized cards on file, recharge and refund with a click and access the system from any computer, smartphone or tablet with an Internet connection. The Smart Terminal for retail transactions is plug and play, allowing businesses to process EMV (chip), magstripe cards (swipe), and NFC-enabled devices without having to print or store paper receipts. PayJunction is a Level 1 PCI compliant provider.

About

Processa

This cloud-based point-of-sale application simplifies credit card payment processing for businesses. It allows for product customization, customer data storage, and real-time analytics. Advanced features are available for iPad users, including table mode for restaurants.

Highlights
  • Process credit card payments
  • Customize products with details and images
  • Securely store customer payment information
  • Apply custom tips and discounts
  • View real-time payment analytics
  • Detailed transaction history
  • Split payment functionality
Features
Read full description

Processa is the cloud-based POS (Point-of-Sale) app that you and your business need. The simplest and quickest way to accept credit card payments on your device. Features: - Process payments right on your device or connect your card reader. - Customize your products with names, descriptions, unique taxes and images. - Use the Customer Vault to save your customer data and their payment information. - Add unique tips and discounts. - View real-time analytics about your payments. - See your detailed transaction history. - Enter manual amounts during the checkout process. - Split payment functionality. - Email your transactions to your customers. iPad features: - Advanced checkout system. - Have multiple open carts at the same time. - Table mode for restaurants and bars.

Screenshots

PayJunction4 screens
Processa4 screens

Verdict

The call

The clearest difference is review sentiment: PayJunction at 100% against Processa's 50%. PayJunction also leads on rating (4.5 vs 4.0) and update cadence (every 3 weeks vs every 2 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

PayJunction holds the better App Store score, 4.5 against 4.0. Both are backed by a comparable volume of ratings — 8 and 10 respectively. Written reviews point the same way: 100% of PayJunction's written reviews are positive against 50% of Processa's.

UpkeepUpdate frequency

PayJunction ships an update every 3 weeks, Processa every 2 months. The most recent releases landed on September 10, 2026 and August 5, 2026 respectively.

Scorecard4 real differences · 6 level
PayJunction versus Processa: the parameters behind the verdict, then further details
ParameterPayJunctionProcessa
PriceFreeFree
Rating4.5 (8 ratings) — better4.0 (10 ratings)
Positive reviews100.0% of reviews — better50.0% of reviews
Number of ratings810 — better
Update frequencyEvery 3 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS9.0 — better15.0
Further details — not scored
Size11 MB122 MB
Age rating4+4+
DeveloperMessiahic, Inc.Fluid Pay LLC

Customer experience

PayJunction

All ratings8 ratings
Positive75.0%
Neutral25.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Processa

All ratings10 ratings
Positive70.0%
Neutral10.0%
Negative20.0%
Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

In-app purchases

None

PayJunction

No in-app purchases

None

Processa

No in-app purchases

Questions

Is PayJunction free?
PayJunction is free to download, with no in-app purchases.
Is Processa free?
Processa is free to download, with no in-app purchases.
Which has better reviews, PayJunction or Processa?
PayJunction is rated higher. PayJunction averages 4.5 out of 5 from 8 ratings, while Processa averages 4.0 from 10 ratings.
Do PayJunction or Processa have ads?
Neither PayJunction nor Processa shows ads.
Which is updated more often, PayJunction or Processa?
PayJunction ships an update every 3 weeks, and Processa every 2 months. Most recently, PayJunction was updated on September 10, 2026 and Processa on August 5, 2026.

Other comparisons