Comparison

eFAWATEERcom vs ila

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

eFAWATEERcom

This service allows users to inquire about, pay, and manage their bills electronically in real-time. It provides a secure and easy way to handle financial obligations directly from a mobile device.

Highlights
  • Real-time bill presentment
  • Electronic bill payment
  • Bill management
  • Secure mobile transactions
  • Inquire about bills
Features
Read full description

eFAWATEERcom is an electronic, real-time bill presentment and payment service owned by the Central Bank of Jordan. The eFAWATEERcom mobile application allows you to inquire, pay and manage your bills easily and securely from your mobile phone.

About

ila

A digital, mobile-only bank designed around your financial needs. Open accounts, manage money, and access banking services instantly from your smartphone. Offers features for saving, spending, and earning rewards.

Highlights
  • Instant account opening
  • Virtual and physical debit cards
  • Tiered interest on savings
  • Foreign currency accounts
  • Rewarding credit cards with cashback
  • Community saving groups
  • Mobile money transfers
Features
Read full description

ila is a digital, mobile-only bank, that’s built around your needs and aspirations. We understand how you use technology to help you make the most out of your money. ‘ila’ is the Arabic word for ‘to’ and we are here to truly reflect your needs and lifestyle, evolving with you on your journey. We understand how you use technology to help you make the most out of your money, ‘ila’ is the Arabic word for ‘to’ and we are here to truly reflect your needs and lifestyle, evolving with you on your journey. - Join ila in minutes All you need is 1 ID and a selfie, there is no need to visit a branch or sign any documents. - Instantly issued Virtual card You will get your virtual card in your app as soon as your account is open, and you can start using it for all your online transactions. - A cool green card Enjoy using your green ila debit card anywhere in the world. Use contactless payments to speed up your transactions, making your purchases extra secure as the card never leaves your hand. - Bahraini Dinar account with tiered interest The money in your account earns you interest, interest that’s tiered. The more you save, the more you earn. - Open and link foreign Currency Accounts to your card Open Foreign Currency accounts in two easy steps from your app and link multiple currencies to your cards. Spend in local currencies and have the freedom to explore the world. - Easy ways to fund your account Simply use your existing bank debit card, BenefitPay, bank transfer, or fund your account by depositing cash or cheque at an ila ATM. - Rewarding Credit Cards Apply for a Credit Card directly from the app and enjoy 100% control. Get 1% cashback on all spends and a chance to win Gold every month for every BHD 1 you spend! - Save and win BIG with Al Kanz Deposit money in your Al Kanz Account to get a chance to win BIG. Every BHD 50 is one chance to win cash prizes up to USD 1 Million! - Start saving with Hassala Use the Hassala feature to start saving for the things that matter most. Customize your Hassala with a name and icon to keep track of your progress. Set goals with a target amount and date, automate payments from any currency to your Hassala and celebrate once you achieve your goal. - Start saving groups with Jamiyah With Jamiyah, you and a group of your trusted friends or family can work together to create a community saving. Each participant will pay a monthly contribution, and when it’s their turn, they will get the entire savings in one month! - Send money using mobile numbers You can now transfer money to anyone who has their mobile number registered with their bank account on BenefitPay and enabled the service, for both ila and non ila users! - A world of amazing benefits with ila Premium Get exclusive offers, airport lounge access, gadget and travel insurance, higher interest rates, lower fees and charges, better exchange rates and more by subscribing to ila Premium! - Full control of your cards in the ila app With a few clicks, you can activate, set and change your card PIN. You can also temporarily freeze and unfreeze your card, report a lost or stolen card and instantly order a new one. - Apple Pay Make easy and secure digital payments with ila using Apple Pay - Refer your friends to ila Refer your friends and family to open an account with ila via the app. - Easy Login Enable biometrics on your phone to easily login to ila. - 24/7 Support We’re here if you need use, anytime, anywhere. Download the ila Bank app now and enjoy banking that reflects you! Bahrain Address: Bank ABC Tower, Building 152, Road 1703, Block 317, Diplomatic Area, Manama, Bahrain. ila Bank Bahrain team is available 24/7 to help you. Give us a call on +97317123456 Jordan Address: Bank ABC Building, Shmeisani, 38 Abdul Rahim Al-Waked Street, Amman, Jordan. ila Bank Jordan team is available 24/7 to help you. Give us a call on +96265100001

Screenshots

eFAWATEERcom4 screens
ila4 screens

Verdict

The call

The clearest difference is review sentiment: ila at 77% against eFAWATEERcom's 22%. ila also leads on rating (4.8 vs 3.0) and update cadence (weekly vs every 3 weeks). eFAWATEERcom's advantage is monetization model (free vs freemium). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

ila holds the better App Store score, 4.8 against 3.0. That said, the two scores are not equally well evidenced: ila has 3K ratings behind it against 390, so its average is the more settled of the two. Written reviews point the same way: 22% of eFAWATEERcom's written reviews are positive against 77% of ila's.

UpkeepUpdate frequency

eFAWATEERcom ships an update every 3 weeks, ila weekly. The most recent releases landed on September 30, 2026 and October 1, 2026 respectively.

Scorecard5 real differences · 5 level
eFAWATEERcom versus ila: the parameters behind the verdict, then further details
ParametereFAWATEERcomila
PriceFreeFree
Rating3.0 (390 ratings)4.8 (3K ratings) — better
Positive reviews22.1% of reviews76.7% of reviews — better
Number of ratings3903K — better
Update frequencyEvery 3 weeksWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFreemium
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.014.0 — better
Further details — not scored
Size77 MB321 MB
Age rating4+4+
DeveloperMadfooatCom for Electronic Payments PSC.Bank ABC

Customer experience

eFAWATEERcom

All ratings390 ratings
Positive49.0%
Neutral3.3%
Negative47.7%
Written reviews213 reviews
Positive22.1%
Neutral4.2%
Negative73.7%

ila

All ratings3,021 ratings
Positive96.2%
Neutral1.5%
Negative2.3%
Written reviews116 reviews
Positive76.7%
Neutral3.4%
Negative19.8%

User reviews

eFAWATEERcom

From 390 App Store ratings

What we love

  • 🚀 Easy to use
  • 👍 Convenient bill payment
  • 💡 Integrated with government services

Room to improve

  • 🐛 Frequent crashes and bugs
  • 🔒 Security concerns with payment methods
  • 💸 High transaction fees

ila

From 3K App Store ratings

What we love

  • 💳 Best banking app
  • 👍 User-friendly and intuitive
  • 🚀 Fast and responsive
  • 🔒 Secure and reliable
  • 💚 Excellent customer service

Room to improve

  • 🐛 Buggy and glitchy
  • 🤔 Limited currency support
  • 💰 High exchange rates
  • 🔒 Geo-restricted access
  • 📱 Needs iPad app version

Bugs and requests

eFAWATEERcom

Reported bugs

3 issues
  • Registration and login issues
  • Payment processing failures
  • Compatibility problems with newer devices

Requested features

3 requests
  • Add support for more payment methods
  • Improve user interface and navigation
  • Provide better customer support

ila

Reported bugs

3 issues
  • Login issues and error messages
  • Account opening process problems
  • Frequent app crashes and freezes

Requested features

4 requests
  • Dark mode option
  • In-app transaction notifications
  • Support for more countries and currencies
  • Dedicated numeric keypad for login

In-app purchases

None

eFAWATEERcom

No in-app purchases

None

ila

No in-app purchases

Questions

Is eFAWATEERcom free?
eFAWATEERcom is free to download, with no in-app purchases.
Is ila free?
ila is free to download, with no in-app purchases.
Which has better reviews, eFAWATEERcom or ila?
ila is rated higher. eFAWATEERcom averages 3.0 out of 5 from 390 ratings, while ila averages 4.8 from 3K ratings.
Do eFAWATEERcom or ila have ads?
Neither eFAWATEERcom nor ila shows ads.
Which is updated more often, eFAWATEERcom or ila?
eFAWATEERcom ships an update every 3 weeks, and ila weekly. Most recently, eFAWATEERcom was updated on September 30, 2026 and ila on October 1, 2026.

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