CoopToken vs CMF App
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CoopToken
This app provides a second-factor security service for validating transactions with Coopeve R.L. It enhances the security of your financial operations.
- Transaction validation
- Second-factor security
- Enhanced transaction safety
- Coopeve R.L. service integration
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Token para validar transacciones en Coopeve R.L, este servicio ofrece seguridad de segundo factor para nuestros clientes.
CMF App
Manage your credit card digitally with this finance app. Access transaction inquiries, make payments, and convert purchases into installments up to 36 months. You can also purchase insurance and apply for new products.
- Digital credit card access
- Transaction inquiries
- Payment processing
- Installment conversion
- Insurance purchasing
- New product applications
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¡Bienvenido a la nueva aplicación móvil de CMF! Experimenta la comodidad de tener tu tarjeta de crédito digital en la palma de tu mano. Realiza consultas transaccionales, realiza pagos y convierte tus compras en cuotas de hasta 36 meses. Además, podrás contratar seguros, solicitar nuevos productos y mucho más. ¡Descarga la app ahora y descubre todas las funcionalidades diseñadas para simplificar tu vida financiera!
Screenshots
Verdict
The clearest difference is ads: CoopToken at none against CMF App's shown. CoopToken also leads on monetization model (free vs ad-supported) and iOS requirement (12.0 vs 15.1). CMF App's advantage is update cadence (every 3 weeks vs every 8 months) and ratings volume (7 vs 1). On price, rating, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 5.0 for CoopToken against 5.0 for CMF App. That said, the two scores are not equally well evidenced: CMF App has 7 ratings behind it against 1, so its average is the more settled of the two.
CoopToken ships an update every 8 months, CMF App every 3 weeks. The most recent releases landed on September 29, 2026 and September 24, 2026 respectively.
| Parameter | CoopToken | CMF App |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) | 5.0 (7 ratings) |
| Number of ratings | 1 | 7 — better |
| Update frequency | Every 8 months | Every 3 weeks — better |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 12.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 11 MB | 82 MB |
| Age rating | 4+ | 4+ |
| Developer | Coopeve R.L. | CM Financiera, S.A |
Customer experience
CoopToken
CMF App
In-app purchases
CoopToken
No in-app purchases
CMF App
No in-app purchases








