Aussie IQ vs SmartDocs 360
Price, ratings, monetisation and update history for both apps, side by side ā with what reviewers say about each.
Aussie IQ
Access your accounts in real-time and manage your finances on the go. Features include quick logins, real-time balance viewing, immediate payments, and enhanced security notifications. You can also temporarily block cards for peace of mind.
- Real-time account access
- Quick login options (4-digit, TouchID)
- View balances without logging in
- Immediate payments and transfers
- Transaction notifications
- Temporary card blocking
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The new Aussie IQ app is the exciting and easy way for you to access your accounts in real time and on-the-go! Smarter features include: ⢠4-digit login, or TouchID (on compatible devices) for even faster access to your accounts ⢠View the balances of accounts you choose without needing to log in ⢠Real time balances and transaction records for each of your supported Aussie IQ accounts ⢠Immediate payments to BPAY Billers and Funds Transfer payees, or set up someone new from within the app ⢠Easily retrieve account information ⢠Added security with real time notifications whenever a transaction is processed ⢠Temporarily block your credit or debit card, giving you peace of mind if you leave your card behind ⢠Activate and change the PIN for your debit and credit cards inside the app (please note this feature is currently only available for some customers) * For further details about the Aussie IQ app, please contact us on 1300 653 039 The app requests the following permissions: ⢠Push notifications: Receive push notifications for transactions and activity on your account.
SmartDocs 360
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BGL SmartDocs 360 is an AI-powered paper-to-data solution that seamlessly extracts data from financial documents like invoices, receipts, bank statements and more (PDFs or images), and converts them into structured digital data. Key Features: * Various Document Types: BGL SmartDocs 360 currently processes invoices, receipts, bills, bank statements, rental property statements and property settlement statements, with more document types to come! * Capture with Convenience: Simply snap a photo of a document and upload it via our mobile app. Alternatively, you can upload or email documents directly to the software. * Extract, Classify and Convert: Effortlessly extract data, automatically categorise transactions, and convert bank statements and other document types to CSV format. * Seamless Data Integration: Automate your data workflows by seamlessly integrating with accounting solutions, such as Xero. Key Benefits: * Increased Productivity: Instantly extract vital data from your documents, boosting your productivity and efficiency. * Accurate and Reliable Data: Have confidence in your data quality by eliminating manual data entry, filing and human error. * Secure Paperless Storage: Securely consolidate all your valuable data and documents in one convenient place. * Trusted App: BGL has delivered innovative paper-to-data technology as part of its compliance offerings since 2020.
Screenshots
Verdict
The clearest difference is device support: Aussie IQ at 3 against SmartDocs 360's 1. Aussie IQ also leads on iOS requirement (12.0 vs 18.0). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Aussie IQ ships an update every 3 months, SmartDocs 360 every 2 months. The most recent releases landed on September 26, 2026 and September 19, 2026 respectively.
| Parameter | Aussie IQ | SmartDocs 360 |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 0.0% of reviews | ā |
| Update frequency | Every 3 months | Every 2 months ā better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | ā |
| Devices | iPhone, iPad, iPod ā better | iPhone |
| Requires iOS | 12.0 ā better | 18.0 |
| Further details ā not scored | ||
| Size | 140 MB | 50 MB |
| Age rating | 4+ | 4+ |
| Developer | Macquarie Bank Limited | BGL Corporate Solutions Pty Ltd |
In-app purchases
Aussie IQ
No in-app purchases
SmartDocs 360
No in-app purchases
Questions
Is Aussie IQ free?
Is SmartDocs 360 free?
Do Aussie IQ or SmartDocs 360 have ads?
Which is updated more often, Aussie IQ or SmartDocs 360?
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