Comparison

Aussie IQ vs SmartDocs 360

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Aussie IQ

Access your accounts in real-time and manage your finances on the go. Features include quick logins, real-time balance viewing, immediate payments, and enhanced security notifications. You can also temporarily block cards for peace of mind.

Highlights
  • Real-time account access
  • Quick login options (4-digit, TouchID)
  • View balances without logging in
  • Immediate payments and transfers
  • Transaction notifications
  • Temporary card blocking
Features
Read full description

The new Aussie IQ app is the exciting and easy way for you to access your accounts in real time and on-the-go! Smarter features include: • 4-digit login, or TouchID (on compatible devices) for even faster access to your accounts • View the balances of accounts you choose without needing to log in • Real time balances and transaction records for each of your supported Aussie IQ accounts • Immediate payments to BPAY Billers and Funds Transfer payees, or set up someone new from within the app • Easily retrieve account information • Added security with real time notifications whenever a transaction is processed • Temporarily block your credit or debit card, giving you peace of mind if you leave your card behind • Activate and change the PIN for your debit and credit cards inside the app (please note this feature is currently only available for some customers) * For further details about the Aussie IQ app, please contact us on 1300 653 039 The app requests the following permissions: • Push notifications: Receive push notifications for transactions and activity on your account.

About

SmartDocs 360

Features
Read full description

BGL SmartDocs 360 is an AI-powered paper-to-data solution that seamlessly extracts data from financial documents like invoices, receipts, bank statements and more (PDFs or images), and converts them into structured digital data. Key Features: * Various Document Types: BGL SmartDocs 360 currently processes invoices, receipts, bills, bank statements, rental property statements and property settlement statements, with more document types to come! * Capture with Convenience: Simply snap a photo of a document and upload it via our mobile app. Alternatively, you can upload or email documents directly to the software. * Extract, Classify and Convert: Effortlessly extract data, automatically categorise transactions, and convert bank statements and other document types to CSV format. * Seamless Data Integration: Automate your data workflows by seamlessly integrating with accounting solutions, such as Xero. Key Benefits: * Increased Productivity: Instantly extract vital data from your documents, boosting your productivity and efficiency. * Accurate and Reliable Data: Have confidence in your data quality by eliminating manual data entry, filing and human error. * Secure Paperless Storage: Securely consolidate all your valuable data and documents in one convenient place. * Trusted App: BGL has delivered innovative paper-to-data technology as part of its compliance offerings since 2020.

Screenshots

Aussie IQ3 screens
SmartDocs 3604 screens

Verdict

The call

The clearest difference is device support: Aussie IQ at 3 against SmartDocs 360's 1. Aussie IQ also leads on iOS requirement (12.0 vs 18.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Aussie IQ ships an update every 3 months, SmartDocs 360 every 2 months. The most recent releases landed on September 26, 2026 and September 19, 2026 respectively.

Scorecard2 real differences Ā· 6 level
Aussie IQ versus SmartDocs 360: the parameters behind the verdict, then further details
ParameterAussie IQSmartDocs 360
PriceFreeFree
Positive reviews0.0% of reviews—
Update frequencyEvery 3 monthsEvery 2 months — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS12.0 — better18.0
Further details — not scored
Size140 MB50 MB
Age rating4+4+
DeveloperMacquarie Bank LimitedBGL Corporate Solutions Pty Ltd

In-app purchases

None

Aussie IQ

No in-app purchases

None

SmartDocs 360

No in-app purchases

Questions

Is Aussie IQ free?
Aussie IQ is free to download, with no in-app purchases.
Is SmartDocs 360 free?
SmartDocs 360 is free to download, with no in-app purchases.
Do Aussie IQ or SmartDocs 360 have ads?
Neither Aussie IQ nor SmartDocs 360 shows ads.
Which is updated more often, Aussie IQ or SmartDocs 360?
Aussie IQ ships an update every 3 months, and SmartDocs 360 every 2 months. Most recently, Aussie IQ was updated on September 26, 2026 and SmartDocs 360 on September 19, 2026.

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