Comparison

Aussie IQ vs Aussie Elevate

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Aussie IQ

Access your accounts in real-time and manage your finances on the go. Features include quick logins, real-time balance viewing, immediate payments, and enhanced security notifications. You can also temporarily block cards for peace of mind.

Highlights
  • Real-time account access
  • Quick login options (4-digit, TouchID)
  • View balances without logging in
  • Immediate payments and transfers
  • Transaction notifications
  • Temporary card blocking
Features
Read full description

The new Aussie IQ app is the exciting and easy way for you to access your accounts in real time and on-the-go! Smarter features include: β€’ 4-digit login, or TouchID (on compatible devices) for even faster access to your accounts β€’ View the balances of accounts you choose without needing to log in β€’ Real time balances and transaction records for each of your supported Aussie IQ accounts β€’ Immediate payments to BPAY Billers and Funds Transfer payees, or set up someone new from within the app β€’ Easily retrieve account information β€’ Added security with real time notifications whenever a transaction is processed β€’ Temporarily block your credit or debit card, giving you peace of mind if you leave your card behind β€’ Activate and change the PIN for your debit and credit cards inside the app (please note this feature is currently only available for some customers) * For further details about the Aussie IQ app, please contact us on 1300 653 039 The app requests the following permissions: β€’ Push notifications: Receive push notifications for transactions and activity on your account.

About

Aussie Elevate

Manage your home loan with confidence and clarity. Set up accounts early, receive instant notifications for payments and activity, and automate repayments. Access digital card features and in-app chat support for seamless loan management.

Highlights
  • Early offset account setup
  • Instant loan payment notifications
  • PayID for secure payments
  • Automated loan repayments
  • Scheduled one-off/recurring transfers
  • Digital card access
  • In-app chat support
Features
Read full description

Built to give you more clarity and control, the app helps you get set up early, stay informed, and manage your loan with confidence. Here’s what you can do with the Aussie Elevate app: β€’ Set up your offset accounts before settlement so you’re ready to go β€’ Get instant notifications to stay on top of loan payments and activity β€’ Use PayID for quick and secure payments β€’ Automate your loan repaymentsΒ to stay on track β€’ Schedule one-off or recurring transfers, making it easier to manage your home loan repayments β€’ Use your card digitally without waiting for the physical version β€’ Get help easily with in-app chat support Whether you're just getting started or staying on top of your loan, the Aussie Elevate app makes it simple and seamless to stay in control of your mortgage. Only available to new Aussie Elevate home loan customers. Download the Aussie Elevate app to manage your home loan with clarity and confidence.

Screenshots

Aussie IQ3 screens
Aussie Elevate4 screens

Verdict

The call

The clearest difference is update cadence: Aussie Elevate at every 3 weeks against Aussie IQ's every 3 months. Aussie IQ's advantage is iOS requirement (12.0 vs 15.1). On price, review sentiment, ads and in-app purchases there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Aussie IQ ships an update every 3 months, Aussie Elevate every 3 weeks. The most recent releases landed on September 8, 2026 and September 9, 2026 respectively.

Scorecard2 real differences Β· 6 level
Aussie IQ versus Aussie Elevate: the parameters behind the verdict, then further details
ParameterAussie IQAussie Elevate
PriceFreeFree
Positive reviews0.0% of reviews0.0% of reviews
Update frequencyEvery 3 monthsEvery 3 weeks β€” better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod β€” betteriPhone, iPod
Requires iOS12.0 β€” better15.1
Further details β€” not scored
Size140 MB50 MB
Age rating4+4+
DeveloperMacquarie Bank LimitedBendigo and Adelaide Bank Ltd

Customer experience

Aussie IQ

Written reviews2 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Aussie Elevate

Written reviews6 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

Aussie IQ

No in-app purchases

None

Aussie Elevate

No in-app purchases

Questions

Is Aussie IQ free?
Aussie IQ is free to download, with no in-app purchases.
Is Aussie Elevate free?
Aussie Elevate is free to download, with no in-app purchases.
Do Aussie IQ or Aussie Elevate have ads?
Neither Aussie IQ nor Aussie Elevate shows ads.
Which is updated more often, Aussie IQ or Aussie Elevate?
Aussie IQ ships an update every 3 months, and Aussie Elevate every 3 weeks. Most recently, Aussie IQ was updated on September 8, 2026 and Aussie Elevate on September 9, 2026.

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