Aussie IQ vs Aussie Elevate
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
Aussie IQ
Access your accounts in real-time and manage your finances on the go. Features include quick logins, real-time balance viewing, immediate payments, and enhanced security notifications. You can also temporarily block cards for peace of mind.
- Real-time account access
- Quick login options (4-digit, TouchID)
- View balances without logging in
- Immediate payments and transfers
- Transaction notifications
- Temporary card blocking
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The new Aussie IQ app is the exciting and easy way for you to access your accounts in real time and on-the-go! Smarter features include: β’ 4-digit login, or TouchID (on compatible devices) for even faster access to your accounts β’ View the balances of accounts you choose without needing to log in β’ Real time balances and transaction records for each of your supported Aussie IQ accounts β’ Immediate payments to BPAY Billers and Funds Transfer payees, or set up someone new from within the app β’ Easily retrieve account information β’ Added security with real time notifications whenever a transaction is processed β’ Temporarily block your credit or debit card, giving you peace of mind if you leave your card behind β’ Activate and change the PIN for your debit and credit cards inside the app (please note this feature is currently only available for some customers) * For further details about the Aussie IQ app, please contact us on 1300 653 039 The app requests the following permissions: β’ Push notifications: Receive push notifications for transactions and activity on your account.
Aussie Elevate
Manage your home loan with confidence and clarity. Set up accounts early, receive instant notifications for payments and activity, and automate repayments. Access digital card features and in-app chat support for seamless loan management.
- Early offset account setup
- Instant loan payment notifications
- PayID for secure payments
- Automated loan repayments
- Scheduled one-off/recurring transfers
- Digital card access
- In-app chat support
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Built to give you more clarity and control, the app helps you get set up early, stay informed, and manage your loan with confidence. Hereβs what you can do with the Aussie Elevate app: β’ Set up your offset accounts before settlement so youβre ready to go β’ Get instant notifications to stay on top of loan payments and activity β’ Use PayID for quick and secure payments β’ Automate your loan repaymentsΒ to stay on track β’ Schedule one-off or recurring transfers, making it easier to manage your home loan repayments β’ Use your card digitally without waiting for the physical version β’ Get help easily with in-app chat support Whether you're just getting started or staying on top of your loan, the Aussie Elevate app makes it simple and seamless to stay in control of your mortgage. Only available to new Aussie Elevate home loan customers. Download the Aussie Elevate app to manage your home loan with clarity and confidence.
Screenshots
Verdict
The clearest difference is update cadence: Aussie Elevate at every 3 weeks against Aussie IQ's every 3 months. Aussie IQ's advantage is iOS requirement (12.0 vs 15.1). On price, review sentiment, ads and in-app purchases there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Aussie IQ ships an update every 3 months, Aussie Elevate every 3 weeks. The most recent releases landed on September 8, 2026 and September 9, 2026 respectively.
| Parameter | Aussie IQ | Aussie Elevate |
|---|---|---|
| Price | Free | Free |
| Positive reviews | 0.0% of reviews | 0.0% of reviews |
| Update frequency | Every 3 months | Every 3 weeks β better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod β better | iPhone, iPod |
| Requires iOS | 12.0 β better | 15.1 |
| Further details β not scored | ||
| Size | 140 MB | 50 MB |
| Age rating | 4+ | 4+ |
| Developer | Macquarie Bank Limited | Bendigo and Adelaide Bank Ltd |
Customer experience
Aussie IQ
Aussie Elevate
In-app purchases
Aussie IQ
No in-app purchases
Aussie Elevate
No in-app purchases
Questions
Is Aussie IQ free?
Is Aussie Elevate free?
Do Aussie IQ or Aussie Elevate have ads?
Which is updated more often, Aussie IQ or Aussie Elevate?
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