Smart Mongol vs hipay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Smart Mongol
This app simplifies daily services and payments related to your real estate. Manage communication with neighbors, view and pay utility bills, track tenants, register guest vehicles, and access essential services.
- Neighbor communication
- Utility bill viewing and payment
- Tenant registration and tracking
- Guest vehicle registration
- Service requests
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Смарт Монгол – Таны Дижитал туслах Бид таны үл хөдлөх хөрөнгөтэй холбоотой өдөр тутмын үйлчилгээ, төлбөр тооцоог хялбарчлах зорилготой ажиллаж байна. Хэрэв та оршин суугаа байр, зуслангийнхаа бусад оршин суугчидтай харилцах; СӨХ, цахилгаан, ус дулааны төлбөрийн задаргааг харах, төлөх, НӨАТ баримт авах; түрээслэгч бүртгэх, хянах, үнэлгээ өгөх; өөрийн болон зочны машинаа бүртгэж хотхон руугаа оруулах; цэвэрлэгээ, сантехник г.м шаардлагатай үйлчилгээг чанартайгаар авахыг хүсвэл Смарт Монгол апп-г татаж хэрэглээрэй!
hipay
This app allows users to make instant payments at over 13,000 merchants in Mongolia and internationally. It also facilitates cross-border transactions for tickets and eSIMs, and offers financial services like loans, insurance, and investments. Explore mini-apps for entertainment, shopping, and more.
- Instant payments at 13,000+ Mongolian merchants
- Cross-border payments for tickets and eSIMs
- Access to loans, insurance, and investments
- Mini apps for entertainment and shopping
- Global payment acceptance for merchants
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Хүссэн газраа, Хүссэнээрээ төл 13,000+ мерчантад Хэтэвч, Карт, Зээлийн үйлчилгээг ашиглан төлбөрөө хормын дотор шийдээрэй. Хил давсан ч Хамтдаа Аялалын тасалбар, eSIM-ээ захиалаад, 40+ улсад Alipay+, WeChat-аар төлбөр хүлээн авах газар валют солихгүйгээр, хүссэнээрээ төлөх боломжтой. Санхүүгээ ухаалгаар удирд Зээл авах, даатгал хийлгэх, хөрөнгө оруулах, гадаад руу мөнгө шилжүүлэх гээд санхүүгийн цогц үйлчилгээг Hipay-р шийдээрэй. Уйдах завгүй амьдрал Контент үзэх, тоглоом цэнэглэх, онлайн дэлгүүр хэсэх гээд өдөр тутмын бүх хэрэгцээг хангах Мини апп-ууд таныг хүлээж байна. Дэлхийн төлбөрийг Монголд Hipay мерчантууд 14 улсын 16 цахим хэтэвчнээс Hipay QR ашиглан шууд төлбөр хүлээн авах боломжтой. Pay Anywhere, Any Way Instantly pay at 13,000+ merchants across Mongolia using your Wallet, Cards, or Credit services. Together Across Borders Book tickets and eSIMs, and pay your way at Alipay+ and WeChat accepted merchants in 40+ countries—no currency exchange needed. Smart Financial Management Access comprehensive services like Loans, Insurance, Investments, and International Transfers all in one place. Limitless Lifestyle Explore Mini Apps for all your daily needs—from streaming content and gaming top-ups to online shopping. Accept Global Payments Hipay merchants can seamlessly accept payments from 16 e-wallets across 14 countries via Hipay QR.
Screenshots
Verdict
The clearest difference is review sentiment: hipay at 50% against Smart Mongol's 0%. hipay also leads on rating (4.1 vs 1.0) and ratings volume (16 vs 1). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
hipay holds the better App Store score, 4.1 against 1.0. That said, the two scores are not equally well evidenced: hipay has 16 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 0% of Smart Mongol's written reviews are positive against 50% of hipay's.
Smart Mongol ships an update every 3 weeks, hipay every 5 weeks. The most recent releases landed on September 17, 2026 and September 14, 2026 respectively.
| Parameter | Smart Mongol | hipay |
|---|---|---|
| Price | Free | Free |
| Rating | 1.0 (1 ratings) | 4.1 (16 ratings) — better |
| Positive reviews | 0.0% of reviews | 50.0% of reviews — better |
| Number of ratings | 1 | 16 — better |
| Update frequency | Every 3 weeks — better | Every 5 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.1 — better | 15.6 |
| Further details — not scored | ||
| Size | 30 MB | 105 MB |
| Age rating | 4+ | 4+ |
| Developer | Khangal Systems LLC | High Payment Solutions LLC |
Customer experience
Smart Mongol
hipay
In-app purchases
Smart Mongol
No in-app purchases
hipay
No in-app purchases
