Comparison

Budget OK vs Expense Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budget OK

Easily track your income and expenses with a user-friendly interface. Set budgets, plan finances, and gain insights into your spending habits to improve your financial well-being. Supports all world currencies and offers detailed reports.

Highlights
  • Quickly add income and expenses
  • Set monthly and weekly budgets
  • View all accounts on one screen
  • Categorize expenses and income
  • Debt accounting
  • Export to CSV
Features
Read full description

Where does your money go every month? Budget OK gives you the answer. It is a personal finance and money management app that combines an expense tracker, a monthly budget planner and a bill organizer, so your household budget, spending, savings and debts fit on one screen. Personal budgeting only works when tracking takes seconds. In Budget OK you log a purchase in two taps: amount, category, done. Because entry is fast, you keep your money tracking going day after day, and your budget finally reflects reality instead of guesses. TRACK YOUR EXPENSES AND INCOME Record daily spending and income as they happen. Categories and subcategories such as groceries, cafes, transport and subscriptions show exactly how you spend your money. SEE YOUR FINANCIAL PICTURE Clear charts and reports break down your expenses by category and compare months. Spot the spending leaks, cut them, and free up cash for the things that matter. PLAN A MONTHLY BUDGET YOU CAN KEEP Set a spending limit for each category and watch the remaining balance through the month. Planning your income and expenses ahead turns budgeting from a chore into a habit. STAY ON TOP OF BILLS AND PAYMENTS Keep rent, utilities and recurring payments organized so every bill is paid on time and nothing surprises you at the end of the month. GROW YOUR SAVINGS, MANAGE YOUR DEBTS Track savings goals and debts next to your everyday money. Watching progress build is the easiest motivation to keep saving. ALL ACCOUNTS, WALLETS AND CURRENCIES Cash, cards and wallets live side by side, with multiple currencies for travel and transfers. Your accounting stays accurate wherever you spend. WHO IS BUDGET OK FOR? For families who want to run a shared household budget. For couples splitting rent and bills. For anyone who reaches the end of the month wondering where the paycheck went. And for everyone who has started expense tracking before and wants to finally stick with it: here your money management takes minutes a week. DETAIL WHEN YOU NEED IT Subcategories sharpen your expense tracking: not just "groceries", but supermarket and delivery separately. That is how your budget finds the costs that like to hide. READY IN ONE MINUTE No bank logins, no complicated setup, no forced sign-up. Open the app, log your first expense, done: your expense tracker works, your budget is in place, your financial planning begins. Your personal finances are yours: export your data anytime. Your financial records are stored securely, sync across devices and can be exported anytime. Budgeting, expense tracking and financial planning belong together, and Budget OK keeps them in one simple tool. People use it to answer one question: where did the money go? Rated 4.7 stars by users who finally see their full money picture. Start tracking today and take control of your personal finances. Privacy Policy: https://budgetok.app/privacy Terms of Use: https://budgetok.app/terms

About

Expense Tracker

This app helps you understand where your money goes by tracking expenses and income. It offers features like multi-currency support, subscription tracking, and category budgets, all while prioritizing user privacy with data stored locally.

Highlights
  • Multi-currency support
  • Subscription tracking
  • Category budgets
  • 100% privacy
  • Lightning-fast entry
  • CSV export
  • Face ID / Touch ID protection
Features
Read full description

Where does your money actually go? Why is your account empty at the end of the month? Spendo gives you answers in seconds. A simple, private, and honest way to control your finances—no complexity, no bank connections, no third-party services. Why Spendo over other apps? - Multi-currency support — Track accounts in dollars, euros, rubles, tenge. Perfect for travelers and expats. - Subscription tracking — See all your recurring expenses (Netflix, Spotify, etc.) in one place. - Category budgets — Set limits for groceries, transport, entertainment. Watch your progress in real-time. - 100% privacy — Your data stays on your device. No servers, no tracking, no compromises. - Lightning-fast entry — Add an expense in 3 seconds. No forms, no extra steps. What's inside: - Unlimited expense and income categories - Recurring transactions (subscriptions, salary, rent) - Multi-currency accounts (USD, EUR, RUB, KZT, and more) - Category budgets and overall budget tracking - Analytics and charts by period - CSV export - Face ID / Touch ID protection - Dark mode - Works offline — no internet required With Spendo, you will: - Finally understand where every dollar goes - Stop wasting money on things you don't need - Save for what truly matters - Gain financial peace of mind - No complexity. No stress. No questions. Download Spendo and take control of your money today. Basic features are free. Premium unlocks everything.

Screenshots

Budget OK4 screens
Expense Tracker4 screens

Verdict

The call

The clearest difference is update cadence: Expense Tracker at every 4 days against Budget OK's monthly. Expense Tracker also leads on review sentiment (100% vs 73%) and rating (5.0 vs 4.7). Budget OK's advantage is ratings volume (230 vs 6). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Budget OK sells 7 in-app purchases, starting at $5.99 per month and Expense Tracker sells 6 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Expense Tracker holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Budget OK has 230 ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 73% of Budget OK's written reviews are positive against 100% of Expense Tracker's.

UpkeepUpdate frequency

Budget OK ships an update monthly, Expense Tracker every 4 days. The most recent releases landed on October 29, 2026 and October 20, 2026 respectively.

Scorecard4 real differences · 6 level
Budget OK versus Expense Tracker: the parameters behind the verdict, then further details
ParameterBudget OKExpense Tracker
PriceFreeFree
Rating4.7 (230 ratings)5.0 (6 ratings) — better
Positive reviews73.2% of reviews100.0% of reviews — better
Number of ratings230 — better6
Update frequencyMonthlyEvery 4 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPad — betteriPhone
Requires iOS17.017.0
Further details — not scored
Size62 MB99 MB
Age rating4+4+
DeveloperTimofei VoropaevAkarys Turganbekuly

Customer experience

Budget OK

All ratings230 ratings
Positive92.2%
Neutral3.0%
Negative4.8%
Written reviews153 reviews
Positive73.2%
Neutral7.8%
Negative19.0%

Expense Tracker

All ratings5 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

7 purchases

Budget OK

Subscriptions5
  • Full access for a month2 variants$5.991 Month
  • Full access for a month7 Days trial$5.991 Month
  • Full access for 3 months7 Days trial$14.993 Months
Show 2 more
  • Full access for a year7 Days trial$34.991 Year
  • Year of premium subscription7 Days trial2 variants$34.991 Year
One-time2
  • Full discounted access$54.99
  • Full version$69.99
6 purchases

Expense Tracker

Subscriptions4
  • Monthly plan$2.991 Month
  • Annual Plan$8.991 Year
  • Yearly plan$8.991 Year
Show 1 more
  • Yearly plan7 Days trial$17.991 Year
One-time2
  • Lifetime Plan$14.99
  • Lifetime Plan$29.99

Questions

Is Budget OK free?
Budget OK is free to download, with in-app purchases available.
Is Expense Tracker free?
Expense Tracker is free to download, with in-app purchases available.
Which has better reviews, Budget OK or Expense Tracker?
Expense Tracker is rated higher. Budget OK averages 4.7 out of 5 from 230 ratings, while Expense Tracker averages 5.0 from 6 ratings.
Do Budget OK or Expense Tracker have ads?
Neither Budget OK nor Expense Tracker shows ads.
Which is updated more often, Budget OK or Expense Tracker?
Budget OK ships an update monthly, and Expense Tracker every 4 days. Most recently, Budget OK was updated on October 29, 2026 and Expense Tracker on October 20, 2026.

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